Heritage Insurance Holdings (HRTG) Free Cash Flow (2015 - 2026)
Heritage Insurance Holdings' (HRTG) quarterly Free Cash Flow came in at $23.0 million in Q1 2026, up 1930.66% YoY from $1.1 million in Q1 2025, and up 110.56% on a QoQ basis from $10.9 million in Q4 2025.
Heritage Insurance Holdings (HRTG) Free Cash Flow (2015 - 2026) Analysis & Trends
Heritage Insurance Holdings (HRTG) has 12 years of Free Cash Flow data on file, last reported at $23.0 million in Q1 2026.
- Quarterly Free Cash Flow rose 1930.66% year-over-year to $23.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $198.5 million (up 169.93% YoY) and the FY2025 annual result came in at $174.2 million, up 120.84% from the prior year.
- Free Cash Flow improved to $23.0 million in Q1 2026, from $10.9 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $149.8 million in Q2 2024 to a low of -$58.6 million in Q4 2024.
- A 5-year average of $17.3 million and a median of $5.5 million in 2023 frame the typical range for Free Cash Flow.
- Annual changes were most pronounced in 2023 — Free Cash Flow tumbled 295.64% — and 2024, when it jumped 2626.01%.
- Tracing HRTG's Free Cash Flow over 5 years: stood at -$22.4 million in 2022, then jumped by 538.38% to $98.3 million in 2023, then slumped by 159.65% to -$58.6 million in 2024, then surged by 118.67% to $10.9 million in 2025, then jumped by 110.56% to $23.0 million in 2026.
- The last three Free Cash Flow figures came in at $23.0 million (Q1 2026), $10.9 million (Q4 2025), and $122.7 million (Q3 2025), per Business Quant data.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.00 Bn | 121.24 Bn | 9.13 Bn | 3.73 Bn |
| 2 | Progressive | 124.64 Bn | 119.64 Bn | 9.04 Bn | 3.47 Bn |
| 3 | Travelers Companies | 79.47 Bn | 55.72 Bn | 4.83 Bn | 1.91 Bn |
| 4 | Allstate | 67.79 Bn | 29.06 Bn | 16.28 Bn | 2.59 Bn |
| 5 | Fairfax Financial Holdings | 35.33 Bn | 35.33 Bn | - | 93.40 Mn |
| 6 | Cincinnati Financial | 26.79 Bn | 24.90 Bn | 2.39 Bn | 698.00 Mn |
| 7 | Loews | 23.31 Bn | 1.01 Bn | 2.57 Bn | 708.00 Mn |
| 8 | Markel | 23.23 Bn | 6.34 Bn | 2.83 Bn | 384.54 Mn |
| 9 | Assurant | 14.13 Bn | 12.10 Bn | 2.71 Bn | 409.20 Mn |
| 10 | Heritage Insurance Holdings | 985.46 Mn | 269.97 Mn | 153.14 Mn | 141.03 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 141.03 Mn |
| Jun 30, 2026 | 141.03 Mn |
| Mar 31, 2026 | 23.05 Mn |
| Mar 31, 2026 | 23.05 Mn |
| Dec 31, 2025 | 10.95 Mn |
| Dec 31, 2025 | 10.95 Mn |
| Sep 30, 2025 | 122.72 Mn |
| Sep 30, 2025 | 122.72 Mn |
| Jun 30, 2025 | 41.76 Mn |
| Jun 30, 2025 | 41.76 Mn |
| Mar 31, 2025 | -1.26 Mn |
| Mar 31, 2025 | -1.26 Mn |
| Dec 31, 2024 | -58.64 Mn |
| Dec 31, 2024 | -58.64 Mn |
| Sep 30, 2024 | -16.34 Mn |
| Sep 30, 2024 | -16.34 Mn |
| Jun 30, 2024 | 149.77 Mn |
| Jun 30, 2024 | 149.77 Mn |
| Mar 31, 2024 | 4.08 Mn |
| Mar 31, 2024 | 4.08 Mn |