Heritage Insurance Holdings (HRTG) Cost of Revenue (2012 - 2026)
Heritage Insurance Holdings' (HRTG) quarterly Cost of Revenue came in at $91.6 million in Q1 2026, down 7.86% YoY from $99.4 million in Q1 2025, and up 44.35% on a QoQ basis from $63.5 million in Q4 2025.
Heritage Insurance Holdings (HRTG) Cost of Revenue (2012 - 2026) Analysis & Trends
Heritage Insurance Holdings (HRTG) has 15 years of Cost of Revenue data on file, last reported at $91.6 million in Q1 2026.
- Quarterly Cost of Revenue fell 7.86% year-over-year to $91.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $305.4 million (down 31.27% YoY) and the FY2025 annual result came in at $313.2 million, down 29.93% from the prior year.
- Cost of Revenue grew to $91.6 million in Q1 2026, from $63.5 million in the prior quarter.
- In the past five years, Cost of Revenue ranged from a high of $155.8 million in Q3 2022 to a low of $63.5 million in Q4 2025.
- A 5-year average of $104.7 million and a median of $102.0 million in 2024 frame the typical range for Cost of Revenue.
- Annual changes were most pronounced in 2022 — Cost of Revenue jumped 43.03% — and 2025, when it tumbled 42.5%.
- Tracing HRTG's Cost of Revenue over 5 years: stood at $103.8 million in 2022, then declined by 12.64% to $90.6 million in 2023, then gained by 20.34% to $109.1 million in 2024, then slumped by 41.82% to $63.5 million in 2025, then surged by 44.35% to $91.6 million in 2026.
- The last three Cost of Revenue figures came in at $91.6 million (Q1 2026), $63.5 million (Q4 2025), and $74.8 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cost of Rev (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 6.69 Bn |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 14.57 Bn |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 5.92 Bn |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 2.32 Bn |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 1.89 Bn |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 2.17 Bn |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 1.19 Bn |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 748.30 Mn |
| 10 | Heritage Insurance Holdings | 968.65 Mn | 253.16 Mn | 153.14 Mn | 61.06 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 61.06 Mn |
| Jun 30, 2026 | 61.06 Mn |
| Mar 31, 2026 | 91.60 Mn |
| Mar 31, 2026 | 91.60 Mn |
| Dec 31, 2025 | 63.45 Mn |
| Dec 31, 2025 | 63.45 Mn |
| Sep 30, 2025 | 74.77 Mn |
| Sep 30, 2025 | 74.77 Mn |
| Jun 30, 2025 | 75.62 Mn |
| Jun 30, 2025 | 75.62 Mn |
| Mar 31, 2025 | 99.41 Mn |
| Mar 31, 2025 | 99.41 Mn |
| Dec 31, 2024 | 109.07 Mn |
| Dec 31, 2024 | 109.07 Mn |
| Sep 30, 2024 | 130.02 Mn |
| Sep 30, 2024 | 130.02 Mn |
| Jun 30, 2024 | 105.93 Mn |
| Jun 30, 2024 | 105.93 Mn |
| Mar 31, 2024 | 102.04 Mn |
| Mar 31, 2024 | 102.04 Mn |