Horace Mann Educators (HMN) Return on Sales [ROS] (2010 - 2026)
Horace Mann Educators (HMN) reported Return on Sales [ROS] of -30.96% for Q2 2026, up 4.75 percentage points from -35.71% a year earlier but down 1.56 percentage points from the prior quarter.
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Analysis
Horace Mann Educators (HMN) Return on Sales [ROS] (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Horace Mann Educators' Return on Sales [ROS] came in at -28.13%, up 5.41 percentage points year-over-year; for FY2025, it was -29.99%, up 8.65 percentage points from FY2024.
- Return on Sales [ROS] has increased for three consecutive years, with a five-year change of +1.24 percentage points (FY2020 to FY2025).
- By year, Return on Sales [ROS] came in at -38.64% in FY2024 (+9.34 pp), -47.98% in FY2023 (+4.89 pp), -52.87% in FY2022 (-24.24 pp) and -28.63% in FY2021 (+2.60 pp).
- Five-year quarterly Return on Sales [ROS] spans a low of -65.59% in Q4 2022 and a high of -17.84% in Q4 2021.
- Year over year, Return on Sales [ROS] has now increased in each of the last 11 quarters, with an average year-over-year change of +7.40 percentage points over the last eight quarters.
- The high point for year-over-year Return on Sales [ROS] in five years was Q4 2023 (a gain of 32.26 percentage points); the low point was Q4 2022 (a drop of 47.74 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at -29.40% (Q1 2026), -29.46% (Q4 2025) and -22.69% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROS (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.21 Bn | -334.26 Bn | 55.86 Bn | -29.67% |
| 2 | Chubb | 127.58 Bn | 79.64 Bn | 9.13 Bn | -19.39% |
| 3 | Progressive | 122.25 Bn | 98.08 Bn | 9.04 Bn | -43.89% |
| 4 | Marsh & Mclennan Companies | 81.29 Bn | 73.03 Bn | - | 25.65% |
| 5 | Travelers Companies | 75.19 Bn | 51.44 Bn | 6.23 Bn | -25.96% |
| 6 | Manulife Financial | 73.16 Bn | 74.37 Bn | - | 11.89% |
| 7 | Metlife | 60.22 Bn | -46.26 Bn | 7.82 Bn | -53.77% |
| 8 | Arthur J. Gallagher | 57.98 Bn | 52.41 Bn | - | 14.54% |
| 9 | Aon | 57.16 Bn | 50.40 Bn | - | 21.55% |
| 10 | Horace Mann Educators | 1.84 Bn | -21.23 Bn | 257.20 Mn | -30.96% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -30.96% |
| Mar 31, 2026 | -29.40% |
| Dec 31, 2025 | -29.46% |
| Sep 30, 2025 | -22.69% |
| Jun 30, 2025 | -35.71% |
| Mar 31, 2025 | -32.59% |
| Dec 31, 2024 | -29.78% |
| Sep 30, 2024 | -36.06% |
| Jun 30, 2024 | -52.23% |
| Mar 31, 2024 | -37.12% |
| Dec 31, 2023 | -33.33% |
| Sep 30, 2023 | -49.01% |
| Jun 30, 2023 | -61.95% |
| Mar 31, 2023 | -49.48% |
| Dec 31, 2022 | -65.59% |
| Sep 30, 2022 | -41.94% |
| Jun 30, 2022 | -60.54% |
| Mar 31, 2022 | -43.32% |
| Dec 31, 2021 | -17.84% |
| Sep 30, 2021 | -44.32% |
API Access
Horace Mann Educators Return on Sales [ROS] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=HMN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-sales-[ros]", "ticker": "HMN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=HMN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();