Horace Mann Educators (HMN) Payout Ratio (2011 - 2026)
Horace Mann Educators' (HMN) Payout Ratio stood at 0.32 in Q2 2026, down 19.2% from 0.40 a year earlier and down 6.6% from the prior quarter.
Analysis
Horace Mann Educators (HMN) Payout Ratio (2011 - 2026) Analysis & Trends
For FY2025, Horace Mann Educators' Payout Ratio came in at 0.35, down 34.8% from FY2024.
- Annual Payout Ratio has declined for three straight years.
- Across earlier years, Payout Ratio came in at 0.54 in FY2024 (-54.9%), 1.20 in FY2023 (-54.9%), 2.66 in FY2022 (+780.7%) and 0.30 in FY2021 (-18.9%).
- The Q2 2026 figure is the lowest quarterly Payout Ratio since Q4 2021.
- On a year-over-year basis, Payout Ratio has declined for seven consecutive quarters, with an average decline of 36.3% over the last seven quarters.
- Peak year-over-year performance for Payout Ratio in the last five years was growth of 780.7% in Q4 2022, against a decline of 90.4% in Q1 2024 at the low end.
- Per Business Quant, the preceding three quarters came in at 0.35 (Q1 2026), 0.35 (Q4 2025) and 0.35 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,073.91 Bn | -343.57 Bn | 55.86 Bn |
| 2 | Chubb | 125.44 Bn | 77.50 Bn | 9.13 Bn |
| 3 | Progressive | 120.54 Bn | 96.37 Bn | 9.04 Bn |
| 4 | Marsh & Mclennan Companies | 81.59 Bn | 73.34 Bn | - |
| 5 | Travelers Companies | 74.40 Bn | 50.64 Bn | 6.23 Bn |
| 6 | Manulife Financial | 72.53 Bn | 73.74 Bn | - |
| 7 | Metlife | 60.06 Bn | -46.42 Bn | 7.82 Bn |
| 8 | Aon | 58.71 Bn | 51.95 Bn | - |
| 9 | Arthur J. Gallagher | 58.49 Bn | 52.93 Bn | - |
| 10 | Horace Mann Educators | 1.81 Bn | -21.26 Bn | 257.20 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.32 |
| Mar 31, 2026 | 0.35 |
| Dec 31, 2025 | 0.35 |
| Sep 30, 2025 | 0.35 |
| Jun 30, 2025 | 0.40 |
| Mar 31, 2025 | 0.49 |
| Dec 31, 2024 | 0.54 |
| Sep 30, 2024 | 0.53 |
| Jun 30, 2024 | 0.67 |
| Mar 31, 2024 | 0.84 |
| Dec 31, 2023 | 1.20 |
| Mar 31, 2023 | 8.67 |
| Dec 31, 2022 | 2.66 |
| Sep 30, 2022 | 0.63 |
| Jun 30, 2022 | 0.63 |
| Mar 31, 2022 | 0.37 |
| Dec 31, 2021 | 0.30 |
| Sep 30, 2021 | 0.30 |
| Jun 30, 2021 | 0.27 |
| Mar 31, 2021 | 0.31 |
API Access
Horace Mann Educators Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=payout-ratio&ticker=HMN&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "payout-ratio", "ticker": "HMN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=payout-ratio&ticker=HMN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();