Horace Mann Educators HMN
NYSE HMN
$52.31 +0.81 (+1.57%)
As of: Sep 3, 2026 · 12:17 PM EDT

Horace Mann Educators (HMN) Operating Margin (2010 - 2026)

Horace Mann Educators' (HMN) quarterly Operating Margin came in at 25.79% in Q1 2026, down 205.0% YoY from 24.56% in Q1 2025, and down 4.98% on a QoQ basis from 27.14% in Q4 2025.

Analysis

Horace Mann Educators (HMN) Operating Margin (2010 - 2026) Analysis & Trends

Horace Mann Educators (HMN) has 17 years of Operating Margin data on file, last reported at 25.79% in Q1 2026.

  • Quarterly Operating Margin fell 205.0% year-over-year to 25.79% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 19.72% (down 834.0% YoY) and the FY2025 annual result came in at 27.29%, down 65.0% from the prior year.
  • Operating Margin eased to 25.79% in Q1 2026, from 27.14% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 31.4% in Q3 2023 to a low of 2.48% in Q2 2025.
  • A 5-year average of 26.62% and a median of 28.24% in 2022 frame the typical range for Operating Margin.
  • Annual changes were most pronounced in 2023 — Operating Margin soared 291 bps — and 2025, when it tumbled 3041 bps.
  • Tracing HMN's Operating Margin over 5 years: stood at 28.93% in 2022, then gained by 0 bps to 29.04% in 2023, then rose by 0 bps to 29.07% in 2024, then declined by 7 bps to 27.14% in 2025, then retreated by 5 bps to 25.79% in 2026.
  • The last three Operating Margin figures came in at 25.79% (Q1 2026), 27.14% (Q4 2025), and 27.27% (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Chubb 134.63 Bn 120.86 Bn 9.13 Bn 11.13%
2 Progressive 130.78 Bn 125.78 Bn 9.04 Bn -43.89%
3 Travelers Companies 78.92 Bn 55.17 Bn 6.23 Bn 8.80%
4 Allstate 67.91 Bn 29.18 Bn 16.28 Bn 5.43%
5 Fairfax Financial Holdings 36.04 Bn 36.04 Bn - -
6 Cincinnati Financial 26.86 Bn 24.97 Bn 2.39 Bn 7.46%
7 Markel 23.11 Bn 6.22 Bn 2.83 Bn 38.83%
8 Loews 22.67 Bn 373.82 Mn 2.57 Bn 16.08%
9 Assurant 14.22 Bn 12.19 Bn 2.71 Bn 4.12%
10 Horace Mann Educators 2.13 Bn -3.68 Bn 257.20 Mn 27.17%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 27.17%
Mar 31, 2026 25.79%
Dec 31, 2025 27.14%
Sep 30, 2025 27.27%
Jun 30, 2025 26.91%
Mar 31, 2025 27.83%
Dec 31, 2024 29.07%
Sep 30, 2024 27.42%
Jun 30, 2024 27.93%
Mar 31, 2024 27.31%
Dec 31, 2023 29.04%
Sep 30, 2023 31.40%
Jun 30, 2023 30.44%
Mar 31, 2023 28.37%
Dec 31, 2022 28.93%
Sep 30, 2022 28.49%
Jun 30, 2022 30.41%
Mar 31, 2022 28.24%
Dec 31, 2021 34.45%
Sep 30, 2021 31.48%