Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Horace Mann Educators (HMN) Operating Margin (2016 - 2025)

Horace Mann Educators (HMN) has disclosed Operating Margin for 14 consecutive years, with 27.27% as the latest value for Q3 2025.

  • For the quarter ending Q3 2025, Operating Margin fell 15.0% year-over-year to 27.27%, compared with a TTM value of 6.18% through Sep 2025, down 2175.0%, and an annual FY2024 reading of 38.64%, down 6846.0% over the prior year.
  • Operating Margin was 27.27% for Q3 2025 at Horace Mann Educators, up from 2.48% in the prior quarter.
  • Across five years, Operating Margin topped out at 34.36% in Q4 2021 and bottomed at 29.78% in Q4 2024.
  • Average Operating Margin over 5 years is 24.63%, with a median of 28.49% recorded in 2022.
  • The sharpest move saw Operating Margin surged 591bps in 2021, then tumbled -5882bps in 2024.
  • Year by year, Operating Margin stood at 34.36% in 2021, then dropped by -16bps to 29.0% in 2022, then rose by 0bps to 29.04% in 2023, then plummeted by -203bps to 29.78% in 2024, then skyrocketed by 192bps to 27.27% in 2025.
  • Business Quant data shows Operating Margin for HMN at 27.27% in Q3 2025, 2.48% in Q2 2025, and 27.83% in Q1 2025.