Horace Mann Educators (HMN) Net Margin (2010 - 2026)
Horace Mann Educators' (HMN) quarterly Net Margin came in at 9.6% in Q1 2026, up 42.0% YoY from 6.76% in Q1 2025, and up 15.27% on a QoQ basis from 8.33% in Q4 2025.
Horace Mann Educators (HMN) Net Margin (2010 - 2026) Analysis & Trends
Horace Mann Educators (HMN) has 17 years of Net Margin data on file, last reported at 9.6% in Q1 2026.
- Quarterly Net Margin rose 42.0% year-over-year to 9.6% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 9.63% (up 259.0% YoY) and the FY2025 annual result came in at 9.53%, up 308.0% from the prior year.
- Net Margin climbed to 9.6% in Q1 2026, from 8.33% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 13.3% in Q3 2025 to a low of 4.82% in Q4 2022.
- A 5-year average of 5.29% and a median of 6.87% in 2024 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2022 — Net Margin plunged 2538 bps — and 2023, when it soared 1462 bps.
- Tracing HMN's Net Margin over 5 years: stood at 4.82% in 2022, then soared by 303 bps to 9.8% in 2023, then slipped by 5 bps to 9.34% in 2024, then slipped by 11 bps to 8.33% in 2025, then grew by 15 bps to 9.6% in 2026.
- The last three Net Margin figures came in at 9.6% (Q1 2026), 8.33% (Q4 2025), and 13.3% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 18.22% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 14.02% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 20.53% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 17.43% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 29.36% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 9.95% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 29.09% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 8.64% |
| 10 | Horace Mann Educators | 2.14 Bn | -3.67 Bn | 257.20 Mn | 9.38% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 9.38% |
| Mar 31, 2026 | 9.60% |
| Dec 31, 2025 | 8.33% |
| Sep 30, 2025 | 13.30% |
| Jun 30, 2025 | 7.14% |
| Mar 31, 2025 | 9.17% |
| Dec 31, 2024 | 9.34% |
| Sep 30, 2024 | 8.32% |
| Jun 30, 2024 | 0.98% |
| Mar 31, 2024 | 6.87% |
| Dec 31, 2023 | 9.80% |
| Sep 30, 2023 | 3.09% |
| Jun 30, 2023 | -3.59% |
| Mar 31, 2023 | 1.86% |
| Dec 31, 2022 | -4.82% |
| Sep 30, 2022 | 5.95% |
| Jun 30, 2022 | -1.21% |
| Mar 31, 2022 | 5.86% |
| Dec 31, 2021 | 20.56% |
| Sep 30, 2021 | 4.95% |