Horace Mann Educators HMN
NYSE HMN
$52.25 +0.75 (+1.46%)
As of: Sep 3, 2026 · 10:37 AM EDT

Horace Mann Educators (HMN) Net Margin (2010 - 2026)

Horace Mann Educators' (HMN) quarterly Net Margin came in at 9.6% in Q1 2026, up 42.0% YoY from 6.76% in Q1 2025, and up 15.27% on a QoQ basis from 8.33% in Q4 2025.

Analysis

Horace Mann Educators (HMN) Net Margin (2010 - 2026) Analysis & Trends

Horace Mann Educators (HMN) has 17 years of Net Margin data on file, last reported at 9.6% in Q1 2026.

  • Quarterly Net Margin rose 42.0% year-over-year to 9.6% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 9.63% (up 259.0% YoY) and the FY2025 annual result came in at 9.53%, up 308.0% from the prior year.
  • Net Margin climbed to 9.6% in Q1 2026, from 8.33% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 13.3% in Q3 2025 to a low of 4.82% in Q4 2022.
  • A 5-year average of 5.29% and a median of 6.87% in 2024 frame the typical range for Net Margin.
  • Annual changes were most pronounced in 2022 — Net Margin plunged 2538 bps — and 2023, when it soared 1462 bps.
  • Tracing HMN's Net Margin over 5 years: stood at 4.82% in 2022, then soared by 303 bps to 9.8% in 2023, then slipped by 5 bps to 9.34% in 2024, then slipped by 11 bps to 8.33% in 2025, then grew by 15 bps to 9.6% in 2026.
  • The last three Net Margin figures came in at 9.6% (Q1 2026), 8.33% (Q4 2025), and 13.3% (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Chubb 133.72 Bn 119.95 Bn 9.13 Bn 18.22%
2 Progressive 130.49 Bn 125.49 Bn 9.04 Bn 14.02%
3 Travelers Companies 78.31 Bn 54.56 Bn 6.23 Bn 18.17%
4 Allstate 67.41 Bn 28.68 Bn 16.28 Bn 17.43%
5 Fairfax Financial Holdings 36.25 Bn 36.25 Bn - -
6 Cincinnati Financial 26.82 Bn 24.93 Bn 2.39 Bn 29.36%
7 Markel 23.07 Bn 6.18 Bn 2.83 Bn 29.09%
8 Loews 22.51 Bn 213.53 Mn 2.57 Bn 9.95%
9 Assurant 14.21 Bn 12.18 Bn 2.71 Bn 8.64%
10 Horace Mann Educators 2.14 Bn -3.68 Bn 257.20 Mn 9.38%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 9.38%
Mar 31, 2026 9.60%
Dec 31, 2025 8.33%
Sep 30, 2025 13.30%
Jun 30, 2025 7.14%
Mar 31, 2025 9.17%
Dec 31, 2024 9.34%
Sep 30, 2024 8.32%
Jun 30, 2024 0.98%
Mar 31, 2024 6.87%
Dec 31, 2023 9.80%
Sep 30, 2023 3.09%
Jun 30, 2023 -3.59%
Mar 31, 2023 1.86%
Dec 31, 2022 -4.82%
Sep 30, 2022 5.95%
Jun 30, 2022 -1.21%
Mar 31, 2022 5.86%
Dec 31, 2021 20.56%
Sep 30, 2021 4.95%