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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Horace Mann Educators (HMN) Net Margin (2016 - 2025)

Horace Mann Educators' Net Margin history spans 16 years, with the latest figure at 8.33% for Q4 2025.

  • For Q4 2025, Net Margin fell 101.0% year-over-year to 8.33%; the TTM value through Dec 2025 reached 9.53%, up 308.0%, while the annual FY2025 figure was 9.53%, 308.0% up from the prior year.
  • Net Margin reached 8.33% in Q4 2025 per HMN's latest filing, down from 13.3% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 20.56% in Q4 2021 to a low of 4.82% in Q4 2022.
  • Average Net Margin over 5 years is 6.58%, with a median of 7.0% recorded in 2025.
  • Peak YoY movement for Net Margin: tumbled -2538bps in 2022, then skyrocketed 1462bps in 2023.
  • A 5-year view of Net Margin shows it stood at 20.56% in 2021, then tumbled by -123bps to 4.82% in 2022, then surged by 303bps to 9.8% in 2023, then decreased by -5bps to 9.34% in 2024, then decreased by -11bps to 8.33% in 2025.
  • Per Business Quant, the three most recent readings for HMN's Net Margin are 8.33% (Q4 2025), 13.3% (Q3 2025), and 7.14% (Q2 2025).