Horace Mann Educators (HMN) Net Margin (2010 - 2026)
Horace Mann Educators (HMN) posted Net Margin of 9.6% for Q1 2026, up 15.27% quarter-over-quarter from 8.33% in Q4 2025, and up 42.0% year-on-year from 6.76% in Q1 2025.
Horace Mann Educators (HMN) Net Margin (2010 - 2026) Analysis & Trends
Horace Mann Educators (HMN) has reported Net Margin for 17 consecutive years, with 9.6% the latest figure, recorded in Q1 2026.
- Net Margin for Q1 2026 came in at 9.6%, up 42.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 9.63% (up 259.0% YoY), and the FY2025 annual result was 9.53%, up 308.0% from the prior year.
- Net Margin was 9.6% for Q1 2026 at Horace Mann Educators, up from 8.33% in the prior quarter.
- Over five years, Net Margin peaked at 13.3% in Q3 2025 and troughed at 4.82% in Q4 2022.
- Average Net Margin over 5 years is 5.29%, with a median of 6.87% recorded in 2024.
- Year-over-year, Net Margin slumped 2538 bps in 2022 and surged 1462 bps in 2023.
- Over 5 years, Net Margin stood at 4.82% in 2022, then soared by 303 bps to 9.8% in 2023, then fell by 5 bps to 9.34% in 2024, then fell by 11 bps to 8.33% in 2025, then gained by 15 bps to 9.6% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 9.6% in Q1 2026, 8.33% in Q4 2025, and 13.3% in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -5.76% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 12.70% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 15.89% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 10.52% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 14.35% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 14.33% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 41.26% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 7.02% |
| 10 | Horace Mann Educators | 2.15 Bn | 2.09 Bn | 252.90 Mn | 9.60% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 9.60% |
| Dec 31, 2025 | 8.33% |
| Sep 30, 2025 | 13.30% |
| Jun 30, 2025 | 7.14% |
| Mar 31, 2025 | 9.17% |
| Dec 31, 2024 | 9.34% |
| Sep 30, 2024 | 8.32% |
| Jun 30, 2024 | 0.98% |
| Mar 31, 2024 | 6.87% |
| Dec 31, 2023 | 9.80% |
| Sep 30, 2023 | 3.09% |
| Jun 30, 2023 | -3.59% |
| Mar 31, 2023 | 1.86% |
| Dec 31, 2022 | -4.82% |
| Sep 30, 2022 | 5.95% |
| Jun 30, 2022 | -1.21% |
| Mar 31, 2022 | 5.86% |
| Dec 31, 2021 | 20.56% |
| Sep 30, 2021 | 4.95% |
| Jun 30, 2021 | 13.46% |