Horace Mann Educators (HMN) Net Margin (2010 - 2026)
Horace Mann Educators (HMN) reported Net Margin of 9.6% for Q1 2026, up 42.0% on a YoY basis from 6.76% in Q1 2025, and up 15.27% quarter-over-quarter from 8.33% in Q4 2025.
Horace Mann Educators (HMN) Net Margin (2010 - 2026) Analysis & Trends
Horace Mann Educators has reported Net Margin for 17 years, with the latest figure at 9.6% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 42.0% year-over-year to 9.6%; the trailing twelve-month figure through Mar 2026 stood at 9.63% (up 259.0% YoY), and the FY2025 full-year result was 9.53%, up 308.0% from the prior year.
- Net Margin for Q1 2026 stood at 9.6%, up from 8.33% in the prior quarter.
- The five-year high for Net Margin was 13.3% in Q3 2025, with the low at 4.82% in Q4 2022.
- Historically, Net Margin has averaged 5.29% across 5 years, with a median of 6.87% in 2024.
- Annual changes were most pronounced in 2022 — Net Margin plunged 2538 bps — and 2023, when it soared 1462 bps.
- Horace Mann Educators' Net Margin stood at 4.82% in 2022, then soared by 303 bps to 9.8% in 2023, then slipped by 5 bps to 9.34% in 2024, then slipped by 11 bps to 8.33% in 2025, then grew by 15 bps to 9.6% in 2026.
- The last three Net Margin figures came in at 9.6% (Q1 2026), 8.33% (Q4 2025), and 13.3% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 15.89% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 12.70% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 14.35% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 14.33% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 13.97% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 10.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -5.76% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 41.26% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 9.85% |
| 10 | Horace Mann Educators | 1.92 Bn | 1.86 Bn | 252.90 Mn | 9.60% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 9.60% |
| Dec 31, 2025 | 8.33% |
| Sep 30, 2025 | 13.30% |
| Jun 30, 2025 | 7.14% |
| Mar 31, 2025 | 9.17% |
| Dec 31, 2024 | 9.34% |
| Sep 30, 2024 | 8.32% |
| Jun 30, 2024 | 0.98% |
| Mar 31, 2024 | 6.87% |
| Dec 31, 2023 | 9.80% |
| Sep 30, 2023 | 3.09% |
| Jun 30, 2023 | -3.59% |
| Mar 31, 2023 | 1.86% |
| Dec 31, 2022 | -4.82% |
| Sep 30, 2022 | 5.95% |
| Jun 30, 2022 | -1.21% |
| Mar 31, 2022 | 5.86% |
| Dec 31, 2021 | 20.56% |
| Sep 30, 2021 | 4.95% |
| Jun 30, 2021 | 13.46% |