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Horace Mann Educators (HMN) Interest Coverage Ratio (2016 - 2025)

Horace Mann Educators' Interest Coverage Ratio history spans 16 years, with the latest figure at 2.12 for Q4 2025.

  • For Q4 2025, Interest Coverage Ratio fell 3.07% year-over-year to 2.12; the TTM value through Dec 2025 reached 2.72, down 23.34%, while the annual FY2025 figure was 2.14, 3.69% up from the prior year.
  • Interest Coverage Ratio reached 2.12 in Q4 2025 per HMN's latest filing, down from 13.44 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 32.6 in Q4 2021 to a low of 0.19 in Q2 2025.
  • Average Interest Coverage Ratio over 5 years is 10.18, with a median of 7.33 recorded in 2022.
  • Peak YoY movement for Interest Coverage Ratio: soared 1607.43% in 2021, then plummeted 109.61% in 2025.
  • A 5-year view of Interest Coverage Ratio shows it stood at 32.6 in 2021, then crashed by 93.53% to 2.11 in 2022, then skyrocketed by 544.93% to 13.6 in 2023, then plummeted by 83.93% to 2.19 in 2024, then fell by 3.07% to 2.12 in 2025.
  • Per Business Quant, the three most recent readings for HMN's Interest Coverage Ratio are 2.12 (Q4 2025), 13.44 (Q3 2025), and 0.19 (Q2 2025).