Horace Mann Educators (HMN) Interest Coverage Ratio (2010 - 2026)

Horace Mann Educators (HMN) reported Interest Coverage Ratio of 11.65 for Q1 2026, down 10.52% on a YoY basis from 13.02 in Q1 2025, and up 1781.21% quarter-over-quarter from 0.62 in Q4 2025.

Horace Mann Educators (HMN) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Horace Mann Educators has reported Interest Coverage Ratio for 17 years, with the latest figure at 11.65 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio fell 10.52% year-over-year to 11.65; the trailing twelve-month figure through Mar 2026 stood at 1.55 (up 4.71% YoY), and the FY2025 full-year result was 2.14, up 3.69% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 11.65, up from 0.62 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 25.1 in Q1 2022, with the low at 1.19 in Q2 2025.
  • Historically, Interest Coverage Ratio has averaged 8.2 across 5 years, with a median of 2.18 in 2022.
  • Annual changes were most pronounced in 2022 — Interest Coverage Ratio surged 1047.08% — and 2025, when it slumped 158.86%.
  • Horace Mann Educators' Interest Coverage Ratio stood at 0.94 in 2022, then surged by 167.37% to 0.63 in 2023, then retreated by 1.16% to 0.63 in 2024, then retreated by 1.12% to 0.62 in 2025, then soared by 1781.21% to 11.65 in 2026.
  • The last three Interest Coverage Ratio figures came in at 11.65 (Q1 2026), 0.62 (Q4 2025), and 13.44 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 8.63
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn -146.59
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 8.69
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 9.57
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 12.75
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 24.46
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -5.37
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 5.42
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 5.64
10 Horace Mann Educators 1.92 Bn 1.86 Bn 252.90 Mn 11.65

Historic Data

Download Data
DateValue
Mar 31, 2026 11.65
Dec 31, 2025 0.62
Sep 30, 2025 13.44
Jun 30, 2025 -1.19
Mar 31, 2025 13.02
Dec 31, 2024 0.63
Sep 30, 2024 2.06
Jun 30, 2024 2.01
Mar 31, 2024 12.11
Dec 31, 2023 0.63
Sep 30, 2023 15.85
Jun 30, 2023 15.72
Mar 31, 2023 2.06
Dec 31, 2022 -0.94
Sep 30, 2022 2.18
Jun 30, 2022 24.47
Mar 31, 2022 25.10
Dec 31, 2021 18.11
Sep 30, 2021 30.50
Jun 30, 2021 2.13