Horace Mann Educators (HMN) Interest Coverage Ratio (2010 - 2026)

Horace Mann Educators (HMN) posted Interest Coverage Ratio of 11.65 for Q1 2026, up 1781.21% quarter-over-quarter from 0.62 in Q4 2025, and down 10.52% year-on-year from 13.02 in Q1 2025.

Horace Mann Educators (HMN) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Horace Mann Educators (HMN) has reported Interest Coverage Ratio for 17 consecutive years, with 11.65 the latest figure, recorded in Q1 2026.

  • Interest Coverage Ratio for Q1 2026 came in at 11.65, down 10.52% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.55 (up 4.71% YoY), and the FY2025 annual result was 2.14, up 3.69% from the prior year.
  • Interest Coverage Ratio was 11.65 for Q1 2026 at Horace Mann Educators, up from 0.62 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 25.1 in Q1 2022 and troughed at 1.19 in Q2 2025.
  • Average Interest Coverage Ratio over 5 years is 8.2, with a median of 2.18 recorded in 2022.
  • Year-over-year, Interest Coverage Ratio jumped 1047.08% in 2022 and plunged 158.86% in 2025.
  • Over 5 years, Interest Coverage Ratio stood at 0.94 in 2022, then surged by 167.37% to 0.63 in 2023, then dropped by 1.16% to 0.63 in 2024, then dropped by 1.12% to 0.62 in 2025, then soared by 1781.21% to 11.65 in 2026.
  • Per Business Quant data, the three most recent Interest Coverage Ratio figures were 11.65 in Q1 2026, 0.62 in Q4 2025, and 13.44 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -5.37
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn -146.59
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 8.63
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 24.46
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 8.69
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 9.57
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -3.92
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 5.42
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 10.77
10 Horace Mann Educators 2.15 Bn 2.09 Bn 252.90 Mn 11.65

Historic Data

Download Data
DateValue
Mar 31, 2026 11.65
Dec 31, 2025 0.62
Sep 30, 2025 13.44
Jun 30, 2025 -1.19
Mar 31, 2025 13.02
Dec 31, 2024 0.63
Sep 30, 2024 2.06
Jun 30, 2024 2.01
Mar 31, 2024 12.11
Dec 31, 2023 0.63
Sep 30, 2023 15.85
Jun 30, 2023 15.72
Mar 31, 2023 2.06
Dec 31, 2022 -0.94
Sep 30, 2022 2.18
Jun 30, 2022 24.47
Mar 31, 2022 25.10
Dec 31, 2021 18.11
Sep 30, 2021 30.50
Jun 30, 2021 2.13