Horace Mann Educators (HMN) Interest Coverage Ratio (2010 - 2026)
Horace Mann Educators' (HMN) quarterly Interest Coverage Ratio came in at 2.06 in Q1 2026, down 6.26% YoY from 2.2 in Q1 2025, and up 317.62% on a QoQ basis from 0.95 in Q4 2025.
Horace Mann Educators (HMN) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Horace Mann Educators (HMN) has 17 years of Interest Coverage Ratio data on file, last reported at 2.06 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 6.26% year-over-year to 2.06 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 9.02 (up 237.75% YoY) and the FY2025 annual result came in at 2.14, up 3.69% from the prior year.
- Interest Coverage Ratio advanced to 2.06 in Q1 2026, from 0.95 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 12.52 in Q4 2024 to a low of 0.96 in Q4 2023.
- A 5-year average of 2.8 and a median of 2.14 in 2023 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio jumped 1452.97% — and 2023, when it sank 108.71%.
- Tracing HMN's Interest Coverage Ratio over 5 years: stood at 11.01 in 2022, then slumped by 108.71% to 0.96 in 2023, then surged by 1405.07% to 12.52 in 2024, then slumped by 107.55% to 0.95 in 2025, then soared by 317.62% to 2.06 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.06 (Q1 2026), 0.95 (Q4 2025), and 2.15 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.05 Bn | 121.29 Bn | 9.13 Bn | 8.42 |
| 2 | Progressive | 123.98 Bn | 118.98 Bn | 9.04 Bn | -8.43 |
| 3 | Travelers Companies | 79.44 Bn | 55.69 Bn | 4.83 Bn | 0.35 |
| 4 | Allstate | 67.31 Bn | 28.57 Bn | 16.28 Bn | 1.88 |
| 5 | Fairfax Financial Holdings | 35.35 Bn | 35.35 Bn | - | -3.55 |
| 6 | Cincinnati Financial | 26.75 Bn | 24.86 Bn | 2.39 Bn | 0.67 |
| 7 | Loews | 23.30 Bn | 996.48 Mn | 2.57 Bn | 0.32 |
| 8 | Markel | 23.20 Bn | 6.31 Bn | 2.83 Bn | 3.60 |
| 9 | Assurant | 14.04 Bn | 12.00 Bn | 2.71 Bn | 0.59 |
| 10 | Horace Mann Educators | 2.15 Bn | -3.66 Bn | 257.20 Mn | 0.29 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.29 |
| Mar 31, 2026 | 2.06 |
| Dec 31, 2025 | -0.95 |
| Sep 30, 2025 | 2.15 |
| Jun 30, 2025 | -0.17 |
| Mar 31, 2025 | 2.20 |
| Dec 31, 2024 | 12.52 |
| Sep 30, 2024 | 2.06 |
| Jun 30, 2024 | 2.01 |
| Mar 31, 2024 | 1.99 |
| Dec 31, 2023 | -0.96 |
| Sep 30, 2023 | 2.26 |
| Jun 30, 2023 | 2.14 |
| Mar 31, 2023 | 2.06 |
| Dec 31, 2022 | 11.01 |
| Sep 30, 2022 | 2.18 |
| Jun 30, 2022 | 2.54 |
| Mar 31, 2022 | 2.47 |
| Dec 31, 2021 | -0.81 |
| Sep 30, 2021 | 2.00 |