Horace Mann Educators (HMN) Interest Coverage Ratio (2010 - 2026)
Horace Mann Educators' (HMN) quarterly Interest Coverage Ratio came in at 2.06 in Q1 2026, down 6.26% YoY from 2.2 in Q1 2025, and up 317.62% on a QoQ basis from 0.95 in Q4 2025.
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Horace Mann Educators (HMN) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Horace Mann Educators (HMN) has 17 years of Interest Coverage Ratio data on file, last reported at 2.06 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 6.26% year-over-year to 2.06 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 9.02 (up 237.75% YoY) and the FY2025 annual result came in at 2.14, up 3.69% from the prior year.
- Interest Coverage Ratio advanced to 2.06 in Q1 2026, from 0.95 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 12.52 in Q4 2024 to a low of 0.96 in Q4 2023.
- A 5-year average of 2.8 and a median of 2.14 in 2023 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio jumped 1452.97% — and 2023, when it sank 108.71%.
- Tracing HMN's Interest Coverage Ratio over 5 years: stood at 11.01 in 2022, then slumped by 108.71% to 0.96 in 2023, then surged by 1405.07% to 12.52 in 2024, then slumped by 107.55% to 0.95 in 2025, then soared by 317.62% to 2.06 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.06 (Q1 2026), 0.95 (Q4 2025), and 2.15 (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 132.66 Bn | 118.89 Bn | 9.13 Bn | 26.67 |
| 2 | Progressive | 129.79 Bn | 124.79 Bn | 9.04 Bn | -19.05 |
| 3 | Travelers Companies | 77.96 Bn | 54.21 Bn | 6.23 Bn | 17.54 |
| 4 | Allstate | 67.15 Bn | 28.42 Bn | 16.28 Bn | 10.51 |
| 5 | Fairfax Financial Holdings | 49.72 Bn | 54.44 Bn | - | 4.78 |
| 6 | Cincinnati Financial | 26.83 Bn | 24.94 Bn | 2.39 Bn | 17.72 |
| 7 | Markel | 23.07 Bn | 6.19 Bn | 2.83 Bn | 29.78 |
| 8 | Loews | 22.52 Bn | 219.69 Mn | 2.57 Bn | 7.39 |
| 9 | Assurant | 14.19 Bn | 12.16 Bn | 2.71 Bn | 5.01 |
| 10 | Horace Mann Educators | 2.13 Bn | -3.68 Bn | 257.20 Mn | 1.88 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.88 |
| Mar 31, 2026 | 1.75 |
| Dec 31, 2025 | 1.80 |
| Sep 30, 2025 | 1.85 |
| Jun 30, 2025 | 1.81 |
| Mar 31, 2025 | 1.88 |
| Dec 31, 2024 | 1.89 |
| Sep 30, 2024 | 1.78 |
| Jun 30, 2024 | 1.73 |
| Mar 31, 2024 | 1.71 |
| Dec 31, 2023 | 1.88 |
| Sep 30, 2023 | 1.98 |
| Jun 30, 2023 | 1.88 |
| Mar 31, 2023 | 1.81 |
| Dec 31, 2022 | 1.88 |
| Sep 30, 2022 | 1.95 |
| Jun 30, 2022 | 2.30 |
| Mar 31, 2022 | 2.25 |
| Dec 31, 2021 | 11.64 |
| Sep 30, 2021 | 1.88 |