Horace Mann Educators (HMN) Gross Margin (2010 - 2026)
Horace Mann Educators (HMN) posted Gross Margin of 58.91% for Q1 2026, down 1.86% quarter-over-quarter from 60.03% in Q4 2025, and up 291.0% year-on-year from 15.07% in Q1 2025.
Horace Mann Educators (HMN) Gross Margin (2010 - 2026) Analysis & Trends
Horace Mann Educators (HMN) has reported Gross Margin for 17 consecutive years, with 58.91% the latest figure, recorded in Q1 2026.
- Gross Margin for Q1 2026 came in at 58.91%, up 291.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 58.89% (up 515.0% YoY), and the FY2025 annual result was 58.18%, up 488.0% from the prior year.
- Gross Margin was 58.91% for Q1 2026 at Horace Mann Educators, down from 60.03% in the prior quarter.
- Over five years, Gross Margin peaked at 61.0% in Q3 2025 and troughed at 41.2% in Q2 2022.
- Average Gross Margin over 5 years is 51.83%, with a median of 53.58% recorded in 2024.
- Year-over-year, Gross Margin tumbled 1640 bps in 2022 and soared 1306 bps in 2023.
- Over 5 years, Gross Margin stood at 41.89% in 2022, then soared by 31 bps to 54.95% in 2023, then grew by 6 bps to 58.41% in 2024, then climbed by 3 bps to 60.03% in 2025, then fell by 2 bps to 58.91% in 2026.
- Per Business Quant data, the three most recent Gross Margin figures were 58.91% in Q1 2026, 60.03% in Q4 2025, and 61.0% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | 67.14% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 37.68% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 58.50% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 99.65% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 46.48% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 86.87% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | -153.50% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 39.99% |
| 10 | Horace Mann Educators | 2.15 Bn | 2.09 Bn | 252.90 Mn | 58.91% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 58.91% |
| Dec 31, 2025 | 60.03% |
| Sep 30, 2025 | 61.00% |
| Jun 30, 2025 | 55.43% |
| Mar 31, 2025 | 56.00% |
| Dec 31, 2024 | 58.41% |
| Sep 30, 2024 | 53.58% |
| Jun 30, 2024 | 46.59% |
| Mar 31, 2024 | 54.33% |
| Dec 31, 2023 | 54.95% |
| Sep 30, 2023 | 47.40% |
| Jun 30, 2023 | 42.42% |
| Mar 31, 2023 | 48.23% |
| Dec 31, 2022 | 41.89% |
| Sep 30, 2022 | 51.23% |
| Jun 30, 2022 | 41.20% |
| Mar 31, 2022 | 49.47% |
| Dec 31, 2021 | 56.37% |
| Sep 30, 2021 | 49.97% |
| Jun 30, 2021 | 57.60% |