Horace Mann Educators (HMN) Gross Margin (2010 - 2026)
Horace Mann Educators (HMN) posted Gross Margin of 57.99% for Q2 2026, up 2.56 percentage points from 55.43% a year earlier but down 0.92 percentage points from the prior quarter.
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Analysis
Horace Mann Educators (HMN) Gross Margin (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Gross Margin at Horace Mann Educators was 59.48%, up 3.63 percentage points year-over-year; for FY2025, it came in at 58.18%, up 4.88 percentage points from FY2024.
- Annual Gross Margin has increased for three consecutive years, with a five-year change of +1.60 percentage points (FY2020 to FY2025).
- In prior years, Horace Mann Educators' Gross Margin was 53.30% in FY2024 (+4.85 pp), 48.45% in FY2023 (+2.52 pp), 45.93% in FY2022 (-9.63 pp) and 55.56% in FY2021 (-1.02 pp).
- Quarterly Gross Margin has run from a low of 41.20% in Q2 2022 to a high of 61.00% in Q3 2025 over five years.
- On a year-over-year basis, Gross Margin has increased in each of the last 11 quarters, with an average year-over-year change of +4.33 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Gross Margin in the past five years was Q4 2023, with a gain of 13.06 percentage points; the weakest was Q2 2022, with a drop of 16.40 percentage points.
- According to Business Quant data, Gross Margin for the three prior quarters was 58.91% (Q1 2026), 60.03% (Q4 2025) and 61.00% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.69 Bn | -333.79 Bn | 55.86 Bn | 54.87% |
| 2 | Chubb | 127.81 Bn | 79.86 Bn | 9.13 Bn | 57.69% |
| 3 | Progressive | 121.79 Bn | 97.63 Bn | 9.04 Bn | 38.28% |
| 4 | Marsh & Mclennan Companies | 80.80 Bn | 72.54 Bn | - | - |
| 5 | Travelers Companies | 75.76 Bn | 52.01 Bn | 6.23 Bn | 51.27% |
| 6 | Manulife Financial | 74.06 Bn | 75.27 Bn | - | - |
| 7 | Metlife | 61.12 Bn | -45.36 Bn | 7.82 Bn | 40.82% |
| 8 | Arthur J. Gallagher | 58.82 Bn | 53.25 Bn | - | - |
| 9 | Allstate | 57.81 Bn | 19.06 Bn | 8.73 Bn | 46.97% |
| 10 | Horace Mann Educators | 1.82 Bn | -21.25 Bn | 257.20 Mn | 57.99% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 57.99% |
| Mar 31, 2026 | 58.91% |
| Dec 31, 2025 | 60.03% |
| Sep 30, 2025 | 61.00% |
| Jun 30, 2025 | 55.43% |
| Mar 31, 2025 | 56.00% |
| Dec 31, 2024 | 58.41% |
| Sep 30, 2024 | 53.58% |
| Jun 30, 2024 | 46.59% |
| Mar 31, 2024 | 54.33% |
| Dec 31, 2023 | 54.95% |
| Sep 30, 2023 | 47.40% |
| Jun 30, 2023 | 42.42% |
| Mar 31, 2023 | 48.23% |
| Dec 31, 2022 | 41.89% |
| Sep 30, 2022 | 51.23% |
| Jun 30, 2022 | 41.20% |
| Mar 31, 2022 | 49.47% |
| Dec 31, 2021 | 56.37% |
| Sep 30, 2021 | 49.97% |
API Access
Horace Mann Educators Gross Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=gross-margin&ticker=HMN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "gross-margin", "ticker": "HMN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=gross-margin&ticker=HMN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();