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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Horace Mann Educators (HMN) Gross Margin (2016 - 2025)

Horace Mann Educators (HMN) has disclosed Gross Margin for 14 consecutive years, with 61.0% as the latest value for Q3 2025.

  • For the quarter ending Q3 2025, Gross Margin rose 742.0% year-over-year to 61.0%, compared with a TTM value of 57.76% through Sep 2025, up 536.0%, and an annual FY2024 reading of 53.3%, up 485.0% over the prior year.
  • Gross Margin was 61.0% for Q3 2025 at Horace Mann Educators, up from 55.43% in the prior quarter.
  • Across five years, Gross Margin topped out at 61.0% in Q3 2025 and bottomed at 41.2% in Q2 2022.
  • Average Gross Margin over 5 years is 51.7%, with a median of 53.58% recorded in 2024.
  • The sharpest move saw Gross Margin crashed -1640bps in 2022, then soared 1321bps in 2023.
  • Year by year, Gross Margin stood at 56.49% in 2021, then dropped by -26bps to 41.74% in 2022, then skyrocketed by 32bps to 54.95% in 2023, then rose by 6bps to 58.41% in 2024, then increased by 4bps to 61.0% in 2025.
  • Business Quant data shows Gross Margin for HMN at 61.0% in Q3 2025, 55.43% in Q2 2025, and 56.0% in Q1 2025.