Horace Mann Educators (HMN) Gross Margin (2010 - 2026)
Horace Mann Educators' (HMN) quarterly Gross Margin came in at 58.91% in Q1 2026, up 291.0% YoY from 15.07% in Q1 2025, and down 1.86% on a QoQ basis from 60.03% in Q4 2025.
Horace Mann Educators (HMN) Gross Margin (2010 - 2026) Analysis & Trends
Horace Mann Educators (HMN) has 17 years of Gross Margin data on file, last reported at 58.91% in Q1 2026.
- Quarterly Gross Margin rose 291.0% year-over-year to 58.91% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 58.89% (up 515.0% YoY) and the FY2025 annual result came in at 58.18%, up 488.0% from the prior year.
- Gross Margin retreated to 58.91% in Q1 2026, from 60.03% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 61.0% in Q3 2025 to a low of 41.2% in Q2 2022.
- A 5-year average of 51.83% and a median of 53.58% in 2024 frame the typical range for Gross Margin.
- Annual changes were most pronounced in 2022 — Gross Margin sank 1640 bps — and 2023, when it jumped 1306 bps.
- Tracing HMN's Gross Margin over 5 years: stood at 41.89% in 2022, then soared by 31 bps to 54.95% in 2023, then gained by 6 bps to 58.41% in 2024, then rose by 3 bps to 60.03% in 2025, then slipped by 2 bps to 58.91% in 2026.
- The last three Gross Margin figures came in at 58.91% (Q1 2026), 60.03% (Q4 2025), and 61.0% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 57.69% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 38.28% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 44.93% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 87.55% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 55.85% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 54.18% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 70.46% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 78.34% |
| 10 | Horace Mann Educators | 2.14 Bn | -3.67 Bn | 257.20 Mn | 57.99% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 57.99% |
| Mar 31, 2026 | 58.91% |
| Dec 31, 2025 | 60.03% |
| Sep 30, 2025 | 61.00% |
| Jun 30, 2025 | 55.43% |
| Mar 31, 2025 | 56.00% |
| Dec 31, 2024 | 58.41% |
| Sep 30, 2024 | 53.58% |
| Jun 30, 2024 | 46.59% |
| Mar 31, 2024 | 54.33% |
| Dec 31, 2023 | 54.95% |
| Sep 30, 2023 | 47.40% |
| Jun 30, 2023 | 42.42% |
| Mar 31, 2023 | 48.23% |
| Dec 31, 2022 | 41.89% |
| Sep 30, 2022 | 51.23% |
| Jun 30, 2022 | 41.20% |
| Mar 31, 2022 | 49.47% |
| Dec 31, 2021 | 56.37% |
| Sep 30, 2021 | 49.97% |