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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Horace Mann Educators (HMN) Gross Margin (2016 - 2025)

Horace Mann Educators' Gross Margin history spans 16 years, with the latest figure at 60.03% for Q4 2025.

  • For Q4 2025, Gross Margin rose 162.0% year-over-year to 60.03%; the TTM value through Dec 2025 reached 58.18%, up 488.0%, while the annual FY2025 figure was 58.18%, 488.0% up from the prior year.
  • Gross Margin reached 60.03% in Q4 2025 per HMN's latest filing, down from 61.0% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 61.0% in Q3 2025 to a low of 41.2% in Q2 2022.
  • Average Gross Margin over 5 years is 52.22%, with a median of 53.95% recorded in 2024.
  • Peak YoY movement for Gross Margin: crashed -1640bps in 2022, then surged 1306bps in 2023.
  • A 5-year view of Gross Margin shows it stood at 56.37% in 2021, then dropped by -26bps to 41.89% in 2022, then surged by 31bps to 54.95% in 2023, then rose by 6bps to 58.41% in 2024, then increased by 3bps to 60.03% in 2025.
  • Per Business Quant, the three most recent readings for HMN's Gross Margin are 60.03% (Q4 2025), 61.0% (Q3 2025), and 55.43% (Q2 2025).