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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Horace Mann Educators (HMN) Gross Margin (2016 - 2026)

Horace Mann Educators filings provide 16 years of Gross Margin readings, the most recent being 60.03% for Q4 2025.

  • On a quarterly basis, Gross Margin rose 162.0% to 60.03% in Q4 2025 year-over-year; TTM through Dec 2025 was 58.18%, a 488.0% increase, with the full-year FY2025 number at 58.18%, up 488.0% from a year prior.
  • Gross Margin hit 60.03% in Q4 2025 for Horace Mann Educators, down from 61.0% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 61.0% in Q3 2025 to a low of 41.2% in Q2 2022.
  • Median Gross Margin over the past 5 years was 53.95% (2024), compared with a mean of 52.22%.
  • Biggest five-year swings in Gross Margin: plummeted -1640bps in 2022 and later soared 1306bps in 2023.
  • Horace Mann Educators' Gross Margin stood at 56.37% in 2021, then dropped by -26bps to 41.89% in 2022, then surged by 31bps to 54.95% in 2023, then rose by 6bps to 58.41% in 2024, then increased by 3bps to 60.03% in 2025.
  • The last three reported values for Gross Margin were 60.03% (Q4 2025), 61.0% (Q3 2025), and 55.43% (Q2 2025) per Business Quant data.