Horace Mann Educators (HMN) Gross Margin (2010 - 2026)
Horace Mann Educators (HMN) reported Gross Margin of 58.91% for Q1 2026, up 291.0% on a YoY basis from 15.07% in Q1 2025, and down 1.86% quarter-over-quarter from 60.03% in Q4 2025.
Horace Mann Educators (HMN) Gross Margin (2010 - 2026) Analysis & Trends
Horace Mann Educators has reported Gross Margin for 17 years, with the latest figure at 58.91% in Q1 2026.
- For the quarter ending Q1 2026, Gross Margin rose 291.0% year-over-year to 58.91%; the trailing twelve-month figure through Mar 2026 stood at 58.89% (up 515.0% YoY), and the FY2025 full-year result was 58.18%, up 488.0% from the prior year.
- Gross Margin for Q1 2026 stood at 58.91%, down from 60.03% in the prior quarter.
- The five-year high for Gross Margin was 61.0% in Q3 2025, with the low at 41.2% in Q2 2022.
- Historically, Gross Margin has averaged 51.83% across 5 years, with a median of 53.58% in 2024.
- Annual changes were most pronounced in 2022 — Gross Margin sank 1640 bps — and 2023, when it jumped 1306 bps.
- Horace Mann Educators' Gross Margin stood at 41.89% in 2022, then soared by 31 bps to 54.95% in 2023, then gained by 6 bps to 58.41% in 2024, then rose by 3 bps to 60.03% in 2025, then slipped by 2 bps to 58.91% in 2026.
- The last three Gross Margin figures came in at 58.91% (Q1 2026), 60.03% (Q4 2025), and 61.0% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 58.50% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 37.68% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 46.48% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 86.87% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 73.70% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 99.65% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | 67.14% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | -153.50% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 72.35% |
| 10 | Horace Mann Educators | 1.92 Bn | 1.86 Bn | 252.90 Mn | 58.91% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 58.91% |
| Dec 31, 2025 | 60.03% |
| Sep 30, 2025 | 61.00% |
| Jun 30, 2025 | 55.43% |
| Mar 31, 2025 | 56.00% |
| Dec 31, 2024 | 58.41% |
| Sep 30, 2024 | 53.58% |
| Jun 30, 2024 | 46.59% |
| Mar 31, 2024 | 54.33% |
| Dec 31, 2023 | 54.95% |
| Sep 30, 2023 | 47.40% |
| Jun 30, 2023 | 42.42% |
| Mar 31, 2023 | 48.23% |
| Dec 31, 2022 | 41.89% |
| Sep 30, 2022 | 51.23% |
| Jun 30, 2022 | 41.20% |
| Mar 31, 2022 | 49.47% |
| Dec 31, 2021 | 56.37% |
| Sep 30, 2021 | 49.97% |
| Jun 30, 2021 | 57.60% |