Horace Mann Educators (HMN) Free Cash Flow (2010 - 2026)
Horace Mann Educators' (HMN) quarterly Free Cash Flow came in at $61.3 million in Q1 2026, down 56.46% YoY from $140.8 million in Q1 2025, and down 52.81% on a QoQ basis from $129.9 million in Q4 2025.
Horace Mann Educators (HMN) Free Cash Flow (2010 - 2026) Analysis & Trends
Horace Mann Educators (HMN) has 17 years of Free Cash Flow data on file, last reported at $61.3 million in Q1 2026.
- Quarterly Free Cash Flow fell 56.46% year-over-year to $61.3 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $473.7 million (down 8.62% YoY) and the FY2025 annual result came in at $553.2 million, up 22.36% from the prior year.
- Free Cash Flow slipped to $61.3 million in Q1 2026, from $129.9 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $193.5 million in Q4 2024 to a low of -$15.7 million in Q2 2022.
- A 5-year average of $90.6 million and a median of $86.4 million in 2023 frame the typical range for Free Cash Flow.
- Annual changes were most pronounced in 2023 — Free Cash Flow jumped 529.94% — and 2026, when it plunged 56.46%.
- Tracing HMN's Free Cash Flow over 5 years: stood at $55.7 million in 2022, then soared by 84.74% to $102.9 million in 2023, then jumped by 88.05% to $193.5 million in 2024, then slumped by 32.87% to $129.9 million in 2025, then plunged by 52.81% to $61.3 million in 2026.
- The last three Free Cash Flow figures came in at $61.3 million (Q1 2026), $129.9 million (Q4 2025), and $151.2 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.95 Bn | 121.18 Bn | 9.13 Bn | 3.73 Bn |
| 2 | Progressive | 124.05 Bn | 119.05 Bn | 9.04 Bn | 3.47 Bn |
| 3 | Travelers Companies | 79.32 Bn | 55.56 Bn | 4.83 Bn | 1.91 Bn |
| 4 | Allstate | 67.24 Bn | 28.51 Bn | 16.28 Bn | 2.59 Bn |
| 5 | Fairfax Financial Holdings | 35.33 Bn | 35.33 Bn | - | 93.40 Mn |
| 6 | Cincinnati Financial | 26.75 Bn | 24.86 Bn | 2.39 Bn | 698.00 Mn |
| 7 | Loews | 23.32 Bn | 1.02 Bn | 2.57 Bn | 708.00 Mn |
| 8 | Markel | 23.16 Bn | 6.28 Bn | 2.83 Bn | 384.54 Mn |
| 9 | Assurant | 14.04 Bn | 12.01 Bn | 2.71 Bn | 409.20 Mn |
| 10 | Horace Mann Educators | 2.15 Bn | -3.66 Bn | 257.20 Mn | 223.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 223.70 Mn |
| Jun 30, 2026 | 223.70 Mn |
| Mar 31, 2026 | 61.30 Mn |
| Mar 31, 2026 | 61.30 Mn |
| Dec 31, 2025 | 129.90 Mn |
| Dec 31, 2025 | 129.90 Mn |
| Sep 30, 2025 | 151.20 Mn |
| Sep 30, 2025 | 151.20 Mn |
| Jun 30, 2025 | 131.30 Mn |
| Jun 30, 2025 | 131.30 Mn |
| Mar 31, 2025 | 140.80 Mn |
| Mar 31, 2025 | 140.80 Mn |
| Dec 31, 2024 | 193.50 Mn |
| Dec 31, 2024 | 193.50 Mn |
| Sep 30, 2024 | 143.90 Mn |
| Sep 30, 2024 | 143.90 Mn |
| Jun 30, 2024 | 40.20 Mn |
| Jun 30, 2024 | 40.20 Mn |
| Mar 31, 2024 | 74.50 Mn |
| Mar 31, 2024 | 74.50 Mn |