Horace Mann Educators (HMN) Free Cash Flow (2010 - 2026)
Horace Mann Educators (HMN) recorded Free Cash Flow of $223.7 million in Q2 2026, up 70.4% from $131.3 million a year earlier and up 264.9% from the prior quarter.
Horace Mann Educators (HMN) Free Cash Flow (2010 - 2026) Analysis & Trends
On a TTM basis, Horace Mann Educators' Free Cash Flow came in at $566.1 million as of Jun 30, 2026, down 7.1% year-over-year; for FY2025, it came in at $553.2 million, up 22.4% from FY2024.
- Annual Free Cash Flow has increased for three straight years, with a five-year compound annual growth rate of 16.3% (FY2020 to FY2025).
- Across earlier years, Free Cash Flow came in at $452.1 million in FY2024 (+49.7%), $302.1 million in FY2023 (+76.2%), $171.5 million in FY2022 (-16.3%) and $204.9 million in FY2021 (-21.1%).
- The Q2 2026 figure is the highest quarterly Free Cash Flow in data going back to Q3 2010.
- On a year-over-year basis, Free Cash Flow rose in six of the last eight quarters, with growth averaging 75.9%.
- Peak year-over-year performance for Free Cash Flow in the last five years was growth of 226.6% in Q2 2025, against a decline of 56.5% in Q1 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at $61.3 million (Q1 2026), $129.9 million (Q4 2025) and $151.2 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,073.91 Bn | -343.57 Bn | 55.86 Bn | 5.57 Bn |
| 2 | Chubb | 125.44 Bn | 77.50 Bn | 9.13 Bn | 3.73 Bn |
| 3 | Progressive | 120.54 Bn | 96.37 Bn | 9.04 Bn | 3.47 Bn |
| 4 | Marsh & Mclennan Companies | 81.59 Bn | 73.34 Bn | - | 1.45 Bn |
| 5 | Travelers Companies | 74.40 Bn | 50.64 Bn | 6.23 Bn | 1.92 Bn |
| 6 | Manulife Financial | 72.53 Bn | 73.74 Bn | - | 3.00 Bn |
| 7 | Metlife | 60.06 Bn | -46.42 Bn | 7.82 Bn | 2.23 Bn |
| 8 | Aon | 58.71 Bn | 51.95 Bn | - | 483.00 Mn |
| 9 | Arthur J. Gallagher | 58.49 Bn | 52.93 Bn | - | -41.00 Mn |
| 10 | Horace Mann Educators | 1.81 Bn | -21.26 Bn | 257.20 Mn | 223.70 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 223.70 Mn |
| Mar 31, 2026 | 61.30 Mn |
| Dec 31, 2025 | 129.90 Mn |
| Sep 30, 2025 | 151.20 Mn |
| Jun 30, 2025 | 131.30 Mn |
| Mar 31, 2025 | 140.80 Mn |
| Dec 31, 2024 | 193.50 Mn |
| Sep 30, 2024 | 143.90 Mn |
| Jun 30, 2024 | 40.20 Mn |
| Mar 31, 2024 | 74.50 Mn |
| Dec 31, 2023 | 102.90 Mn |
| Sep 30, 2023 | 45.30 Mn |
| Jun 30, 2023 | 67.50 Mn |
| Mar 31, 2023 | 86.40 Mn |
| Dec 31, 2022 | 55.70 Mn |
| Sep 30, 2022 | 35.80 Mn |
| Jun 30, 2022 | -15.70 Mn |
| Mar 31, 2022 | 95.70 Mn |
| Dec 31, 2021 | 26.80 Mn |
| Sep 30, 2021 | 61.50 Mn |
Horace Mann Educators Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=HMN&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "HMN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=HMN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();