Horace Mann Educators (HMN) Free Cash Flow (2010 - 2026)

Horace Mann Educators (HMN) reported Free Cash Flow of $61.3 million for Q1 2026, down 56.46% on a YoY basis from $140.8 million in Q1 2025, and down 52.81% quarter-over-quarter from $129.9 million in Q4 2025.

Horace Mann Educators (HMN) Free Cash Flow (2010 - 2026) Analysis & Trends

Horace Mann Educators has reported Free Cash Flow for 17 years, with the latest figure at $61.3 million in Q1 2026.

  • For the quarter ending Q1 2026, Free Cash Flow fell 56.46% year-over-year to $61.3 million; the trailing twelve-month figure through Mar 2026 stood at $473.7 million (down 8.62% YoY), and the FY2025 full-year result was $553.2 million, up 22.36% from the prior year.
  • Free Cash Flow for Q1 2026 stood at $61.3 million, down from $129.9 million in the prior quarter.
  • The five-year high for Free Cash Flow was $193.5 million in Q4 2024, with the low at -$15.7 million in Q2 2022.
  • Historically, Free Cash Flow has averaged $90.6 million across 5 years, with a median of $86.4 million in 2023.
  • Annual changes were most pronounced in 2023 — Free Cash Flow jumped 529.94% — and 2026, when it plunged 56.46%.
  • Horace Mann Educators' Free Cash Flow stood at $55.7 million in 2022, then soared by 84.74% to $102.9 million in 2023, then soared by 88.05% to $193.5 million in 2024, then plunged by 32.87% to $129.9 million in 2025, then plunged by 52.81% to $61.3 million in 2026.
  • The last three Free Cash Flow figures came in at $61.3 million (Q1 2026), $129.9 million (Q4 2025), and $151.2 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 3.95 Bn
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 4.30 Bn
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 2.19 Bn
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 3.52 Bn
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 695.53 Mn
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 654.00 Mn
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -31.35 Mn
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn -132.00 Mn
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 192.60 Mn
10 Horace Mann Educators 1.92 Bn 1.86 Bn 252.90 Mn 61.30 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 61.30 Mn
Mar 31, 2026 61.30 Mn
Dec 31, 2025 129.90 Mn
Dec 31, 2025 129.90 Mn
Sep 30, 2025 151.20 Mn
Sep 30, 2025 151.20 Mn
Jun 30, 2025 131.30 Mn
Jun 30, 2025 131.30 Mn
Mar 31, 2025 140.80 Mn
Mar 31, 2025 140.80 Mn
Dec 31, 2024 193.50 Mn
Dec 31, 2024 193.50 Mn
Sep 30, 2024 143.90 Mn
Sep 30, 2024 143.90 Mn
Jun 30, 2024 40.20 Mn
Jun 30, 2024 40.20 Mn
Mar 31, 2024 74.50 Mn
Mar 31, 2024 74.50 Mn
Dec 31, 2023 102.90 Mn
Dec 31, 2023 102.90 Mn