Horace Mann Educators (HMN) Free Cash Flow (2010 - 2026)
Horace Mann Educators (HMN) reported Free Cash Flow of $61.3 million for Q1 2026, down 56.46% on a YoY basis from $140.8 million in Q1 2025, and down 52.81% quarter-over-quarter from $129.9 million in Q4 2025.
Horace Mann Educators (HMN) Free Cash Flow (2010 - 2026) Analysis & Trends
Horace Mann Educators has reported Free Cash Flow for 17 years, with the latest figure at $61.3 million in Q1 2026.
- For the quarter ending Q1 2026, Free Cash Flow fell 56.46% year-over-year to $61.3 million; the trailing twelve-month figure through Mar 2026 stood at $473.7 million (down 8.62% YoY), and the FY2025 full-year result was $553.2 million, up 22.36% from the prior year.
- Free Cash Flow for Q1 2026 stood at $61.3 million, down from $129.9 million in the prior quarter.
- The five-year high for Free Cash Flow was $193.5 million in Q4 2024, with the low at -$15.7 million in Q2 2022.
- Historically, Free Cash Flow has averaged $90.6 million across 5 years, with a median of $86.4 million in 2023.
- Annual changes were most pronounced in 2023 — Free Cash Flow jumped 529.94% — and 2026, when it plunged 56.46%.
- Horace Mann Educators' Free Cash Flow stood at $55.7 million in 2022, then soared by 84.74% to $102.9 million in 2023, then soared by 88.05% to $193.5 million in 2024, then plunged by 32.87% to $129.9 million in 2025, then plunged by 52.81% to $61.3 million in 2026.
- The last three Free Cash Flow figures came in at $61.3 million (Q1 2026), $129.9 million (Q4 2025), and $151.2 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 3.95 Bn |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 4.30 Bn |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 2.19 Bn |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 3.52 Bn |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 695.53 Mn |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 654.00 Mn |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -31.35 Mn |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | -132.00 Mn |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 192.60 Mn |
| 10 | Horace Mann Educators | 1.92 Bn | 1.86 Bn | 252.90 Mn | 61.30 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 61.30 Mn |
| Mar 31, 2026 | 61.30 Mn |
| Dec 31, 2025 | 129.90 Mn |
| Dec 31, 2025 | 129.90 Mn |
| Sep 30, 2025 | 151.20 Mn |
| Sep 30, 2025 | 151.20 Mn |
| Jun 30, 2025 | 131.30 Mn |
| Jun 30, 2025 | 131.30 Mn |
| Mar 31, 2025 | 140.80 Mn |
| Mar 31, 2025 | 140.80 Mn |
| Dec 31, 2024 | 193.50 Mn |
| Dec 31, 2024 | 193.50 Mn |
| Sep 30, 2024 | 143.90 Mn |
| Sep 30, 2024 | 143.90 Mn |
| Jun 30, 2024 | 40.20 Mn |
| Jun 30, 2024 | 40.20 Mn |
| Mar 31, 2024 | 74.50 Mn |
| Mar 31, 2024 | 74.50 Mn |
| Dec 31, 2023 | 102.90 Mn |
| Dec 31, 2023 | 102.90 Mn |