Horace Mann Educators (HMN) FCF Payout Ratio (2010 - 2026)
Horace Mann Educators' FCF Payout Ratio came in at 0.06 for Q2 2026, down 40.5% from 0.11 a year earlier and down 72.8% from the prior quarter.
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Analysis
Horace Mann Educators (HMN) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Horace Mann Educators reported FCF Payout Ratio of 0.10, up 10.2% year-over-year; for FY2025, it came in at 0.10, down 15.9% from FY2024.
- FCF Payout Ratio has declined in each of the last three years.
- Going back by year, FCF Payout Ratio was 0.12 in FY2024 (-31.2%), 0.18 in FY2023 (-41.8%), 0.31 in FY2022 (+22.3%) and 0.25 in FY2021 (+31.4%).
- The Q2 2026 figure represents the lowest quarterly FCF Payout Ratio in data going back to Q3 2010.
- Year-over-year, FCF Payout Ratio increased in two of the last eight quarters, with an average decline of 10.2%.
- The fastest year-over-year change in FCF Payout Ratio over five years came in Q1 2026 (growth of 134.5%), and the weakest in Q2 2025 (a decline of 68.5%).
- Business Quant data shows HMN's FCF Payout Ratio at 0.24 (Q1 2026), 0.11 (Q4 2025) and 0.09 (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,073.91 Bn | -343.57 Bn | 55.86 Bn | - |
| 2 | Chubb | 125.44 Bn | 77.50 Bn | 9.13 Bn | 0.10 |
| 3 | Progressive | 120.54 Bn | 96.37 Bn | 9.04 Bn | 0.02 |
| 4 | Marsh & Mclennan Companies | 81.59 Bn | 73.34 Bn | - | 0.30 |
| 5 | Travelers Companies | 74.40 Bn | 50.64 Bn | 6.23 Bn | 0.14 |
| 6 | Manulife Financial | 72.53 Bn | 73.74 Bn | - | - |
| 7 | Metlife | 60.06 Bn | -46.42 Bn | 7.82 Bn | 0.17 |
| 8 | Aon | 58.71 Bn | 51.95 Bn | - | 0.36 |
| 9 | Arthur J. Gallagher | 58.49 Bn | 52.93 Bn | - | - |
| 10 | Horace Mann Educators | 1.81 Bn | -21.26 Bn | 257.20 Mn | 0.06 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.06 |
| Mar 31, 2026 | 0.24 |
| Dec 31, 2025 | 0.11 |
| Sep 30, 2025 | 0.09 |
| Jun 30, 2025 | 0.11 |
| Mar 31, 2025 | 0.10 |
| Dec 31, 2024 | 0.07 |
| Sep 30, 2024 | 0.10 |
| Jun 30, 2024 | 0.35 |
| Mar 31, 2024 | 0.19 |
| Dec 31, 2023 | 0.13 |
| Sep 30, 2023 | 0.30 |
| Jun 30, 2023 | 0.20 |
| Mar 31, 2023 | 0.16 |
| Dec 31, 2022 | 0.24 |
| Sep 30, 2022 | 0.37 |
| Mar 31, 2022 | 0.14 |
| Dec 31, 2021 | 0.48 |
| Sep 30, 2021 | 0.21 |
| Mar 31, 2021 | 0.09 |
API Access
Horace Mann Educators FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=HMN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "HMN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=HMN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();