Horace Mann Educators (HMN) FCF Payout Ratio (2010 - 2026)

Horace Mann Educators (HMN) reported FCF Payout Ratio of 0.24 for Q1 2026, up 134.51% on a YoY basis from 0.1 in Q1 2025, and up 117.88% quarter-over-quarter from 0.11 in Q4 2025.

Horace Mann Educators (HMN) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Horace Mann Educators has reported FCF Payout Ratio for 17 years, with the latest figure at 0.24 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio rose 134.51% year-over-year to 0.24; the trailing twelve-month figure through Mar 2026 stood at 0.12 (up 12.37% YoY), and the FY2025 full-year result was 0.1, down 15.92% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.24, up from 0.11 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 0.37 in Q3 2022, with the low at 0.84 in Q2 2022.
  • Historically, FCF Payout Ratio has averaged 0.12 across 5 years, with a median of 0.14 in 2022.
  • Annual changes were most pronounced in 2025 — FCF Payout Ratio slumped 68.5% — and 2026, when it jumped 134.51%.
  • Horace Mann Educators' FCF Payout Ratio stood at 0.24 in 2022, then plunged by 44.22% to 0.13 in 2023, then plunged by 45.64% to 0.07 in 2024, then surged by 53.28% to 0.11 in 2025, then soared by 117.88% to 0.24 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.24 (Q1 2026), 0.11 (Q4 2025), and 0.09 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 0.10
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 1.85
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 0.11
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 0.01
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 0.05
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 0.20
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn -0.10
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 0.23
10 Horace Mann Educators 1.92 Bn 1.86 Bn 252.90 Mn 0.24

Historic Data

Download Data
DateValue
Mar 31, 2026 0.24
Dec 31, 2025 0.11
Sep 30, 2025 0.09
Jun 30, 2025 0.11
Mar 31, 2025 0.10
Dec 31, 2024 0.07
Sep 30, 2024 0.10
Jun 30, 2024 0.35
Mar 31, 2024 0.19
Dec 31, 2023 0.13
Sep 30, 2023 0.30
Jun 30, 2023 0.20
Mar 31, 2023 0.16
Dec 31, 2022 0.24
Sep 30, 2022 0.37
Jun 30, 2022 -0.84
Mar 31, 2022 0.14
Dec 31, 2021 0.48
Sep 30, 2021 0.21
Jun 30, 2021 -0.50