Horace Mann Educators (HMN) FCF Payout Ratio (2010 - 2026)
Horace Mann Educators' (HMN) quarterly FCF Payout Ratio came in at 0.24 in Q1 2026, up 134.51% YoY from 0.1 in Q1 2025, and up 117.88% on a QoQ basis from 0.11 in Q4 2025.
Horace Mann Educators (HMN) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Horace Mann Educators (HMN) has 17 years of FCF Payout Ratio data on file, last reported at 0.24 in Q1 2026.
- Quarterly FCF Payout Ratio rose 134.51% year-over-year to 0.24 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.12 (up 12.37% YoY) and the FY2025 annual result came in at 0.1, down 15.92% from the prior year.
- FCF Payout Ratio rose to 0.24 in Q1 2026, from 0.11 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.37 in Q3 2022 to a low of 0.84 in Q2 2022.
- A 5-year average of 0.12 and a median of 0.14 in 2022 frame the typical range for FCF Payout Ratio.
- Annual changes were most pronounced in 2025 — FCF Payout Ratio slumped 68.5% — and 2026, when it jumped 134.51%.
- Tracing HMN's FCF Payout Ratio over 5 years: stood at 0.24 in 2022, then plunged by 44.22% to 0.13 in 2023, then plunged by 45.64% to 0.07 in 2024, then soared by 53.28% to 0.11 in 2025, then soared by 117.88% to 0.24 in 2026.
- The last three FCF Payout Ratio figures came in at 0.24 (Q1 2026), 0.11 (Q4 2025), and 0.09 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 0.10 |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 0.02 |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 0.14 |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 0.11 |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | -0.02 |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 0.20 |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 0.02 |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | - |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 0.12 |
| 10 | Horace Mann Educators | 2.14 Bn | -3.67 Bn | 257.20 Mn | 0.06 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.06 |
| Mar 31, 2026 | 0.24 |
| Dec 31, 2025 | 0.11 |
| Sep 30, 2025 | 0.09 |
| Jun 30, 2025 | 0.11 |
| Mar 31, 2025 | 0.10 |
| Dec 31, 2024 | 0.07 |
| Sep 30, 2024 | 0.10 |
| Jun 30, 2024 | 0.35 |
| Mar 31, 2024 | 0.19 |
| Dec 31, 2023 | 0.13 |
| Sep 30, 2023 | 0.30 |
| Jun 30, 2023 | 0.20 |
| Mar 31, 2023 | 0.16 |
| Dec 31, 2022 | 0.24 |
| Sep 30, 2022 | 0.37 |
| Jun 30, 2022 | -0.84 |
| Mar 31, 2022 | 0.14 |
| Dec 31, 2021 | 0.48 |
| Sep 30, 2021 | 0.21 |