Horace Mann Educators (HMN) FCF Payout Ratio (2010 - 2026)
Horace Mann Educators (HMN) reported FCF Payout Ratio of 0.24 for Q1 2026, up 134.51% on a YoY basis from 0.1 in Q1 2025, and up 117.88% quarter-over-quarter from 0.11 in Q4 2025.
Horace Mann Educators (HMN) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Horace Mann Educators has reported FCF Payout Ratio for 17 years, with the latest figure at 0.24 in Q1 2026.
- For the quarter ending Q1 2026, FCF Payout Ratio rose 134.51% year-over-year to 0.24; the trailing twelve-month figure through Mar 2026 stood at 0.12 (up 12.37% YoY), and the FY2025 full-year result was 0.1, down 15.92% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.24, up from 0.11 in the prior quarter.
- The five-year high for FCF Payout Ratio was 0.37 in Q3 2022, with the low at 0.84 in Q2 2022.
- Historically, FCF Payout Ratio has averaged 0.12 across 5 years, with a median of 0.14 in 2022.
- Annual changes were most pronounced in 2025 — FCF Payout Ratio slumped 68.5% — and 2026, when it jumped 134.51%.
- Horace Mann Educators' FCF Payout Ratio stood at 0.24 in 2022, then plunged by 44.22% to 0.13 in 2023, then plunged by 45.64% to 0.07 in 2024, then surged by 53.28% to 0.11 in 2025, then soared by 117.88% to 0.24 in 2026.
- The last three FCF Payout Ratio figures came in at 0.24 (Q1 2026), 0.11 (Q4 2025), and 0.09 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 0.10 |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 1.85 |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 0.11 |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 0.01 |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 0.05 |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 0.20 |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | - |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | -0.10 |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 0.23 |
| 10 | Horace Mann Educators | 1.92 Bn | 1.86 Bn | 252.90 Mn | 0.24 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.24 |
| Dec 31, 2025 | 0.11 |
| Sep 30, 2025 | 0.09 |
| Jun 30, 2025 | 0.11 |
| Mar 31, 2025 | 0.10 |
| Dec 31, 2024 | 0.07 |
| Sep 30, 2024 | 0.10 |
| Jun 30, 2024 | 0.35 |
| Mar 31, 2024 | 0.19 |
| Dec 31, 2023 | 0.13 |
| Sep 30, 2023 | 0.30 |
| Jun 30, 2023 | 0.20 |
| Mar 31, 2023 | 0.16 |
| Dec 31, 2022 | 0.24 |
| Sep 30, 2022 | 0.37 |
| Jun 30, 2022 | -0.84 |
| Mar 31, 2022 | 0.14 |
| Dec 31, 2021 | 0.48 |
| Sep 30, 2021 | 0.21 |
| Jun 30, 2021 | -0.50 |