Horace Mann Educators (HMN) FCF Payout Ratio (2010 - 2026)

Horace Mann Educators' (HMN) quarterly FCF Payout Ratio came in at 0.24 in Q1 2026, up 134.51% YoY from 0.1 in Q1 2025, and up 117.88% on a QoQ basis from 0.11 in Q4 2025.

Horace Mann Educators (HMN) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Horace Mann Educators (HMN) has 17 years of FCF Payout Ratio data on file, last reported at 0.24 in Q1 2026.

  • Quarterly FCF Payout Ratio rose 134.51% year-over-year to 0.24 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.12 (up 12.37% YoY) and the FY2025 annual result came in at 0.1, down 15.92% from the prior year.
  • FCF Payout Ratio rose to 0.24 in Q1 2026, from 0.11 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.37 in Q3 2022 to a low of 0.84 in Q2 2022.
  • A 5-year average of 0.12 and a median of 0.14 in 2022 frame the typical range for FCF Payout Ratio.
  • Annual changes were most pronounced in 2025 — FCF Payout Ratio slumped 68.5% — and 2026, when it jumped 134.51%.
  • Tracing HMN's FCF Payout Ratio over 5 years: stood at 0.24 in 2022, then plunged by 44.22% to 0.13 in 2023, then plunged by 45.64% to 0.07 in 2024, then soared by 53.28% to 0.11 in 2025, then soared by 117.88% to 0.24 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.24 (Q1 2026), 0.11 (Q4 2025), and 0.09 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Chubb 134.48 Bn 120.72 Bn 9.13 Bn 0.10
2 Progressive 123.71 Bn 118.71 Bn 9.04 Bn 0.02
3 Travelers Companies 79.14 Bn 55.39 Bn 4.83 Bn 0.14
4 Allstate 67.04 Bn 28.31 Bn 16.28 Bn 0.11
5 Fairfax Financial Holdings 35.29 Bn 35.29 Bn - -0.02
6 Cincinnati Financial 26.69 Bn 24.80 Bn 2.39 Bn 0.20
7 Loews 23.25 Bn 947.16 Mn 2.57 Bn 0.02
8 Markel 23.10 Bn 6.22 Bn 2.83 Bn -
9 Assurant 13.92 Bn 11.89 Bn 2.71 Bn 0.12
10 Horace Mann Educators 2.14 Bn -3.67 Bn 257.20 Mn 0.06

Historic Data

Download Data
DateValue
Jun 30, 2026 0.06
Mar 31, 2026 0.24
Dec 31, 2025 0.11
Sep 30, 2025 0.09
Jun 30, 2025 0.11
Mar 31, 2025 0.10
Dec 31, 2024 0.07
Sep 30, 2024 0.10
Jun 30, 2024 0.35
Mar 31, 2024 0.19
Dec 31, 2023 0.13
Sep 30, 2023 0.30
Jun 30, 2023 0.20
Mar 31, 2023 0.16
Dec 31, 2022 0.24
Sep 30, 2022 0.37
Jun 30, 2022 -0.84
Mar 31, 2022 0.14
Dec 31, 2021 0.48
Sep 30, 2021 0.21