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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Horace Mann Educators (HMN) FCF Margin (2016 - 2025)

Horace Mann Educators' FCF Margin history spans 16 years, with the latest figure at 29.88% for Q4 2025.

  • For Q4 2025, FCF Margin fell 1743.0% year-over-year to 29.88%; the TTM value through Dec 2025 reached 32.51%, up 417.0%, while the annual FY2025 figure was 32.51%, 417.0% up from the prior year.
  • FCF Margin reached 29.88% in Q4 2025 per HMN's latest filing, down from 34.48% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 47.31% in Q4 2024 to a low of 7.32% in Q2 2021.
  • Average FCF Margin over 5 years is 21.8%, with a median of 21.86% recorded in 2024.
  • Peak YoY movement for FCF Margin: plummeted -3216bps in 2021, then soared 2348bps in 2023.
  • A 5-year view of FCF Margin shows it stood at 8.09% in 2021, then surged by 99bps to 16.08% in 2022, then skyrocketed by 59bps to 25.54% in 2023, then soared by 85bps to 47.31% in 2024, then crashed by -37bps to 29.88% in 2025.
  • Per Business Quant, the three most recent readings for HMN's FCF Margin are 29.88% (Q4 2025), 34.48% (Q3 2025), and 31.89% (Q2 2025).