Horace Mann Educators (HMN) FCF Margin (2010 - 2026)

Horace Mann Educators (HMN) posted FCF Margin of 14.28% for Q1 2026, down 52.21% quarter-over-quarter from 29.88% in Q4 2025, and down 1953.0% year-on-year from 0.77% in Q1 2025.

Horace Mann Educators (HMN) FCF Margin (2010 - 2026) Analysis & Trends

Horace Mann Educators (HMN) has reported FCF Margin for 17 consecutive years, with 14.28% the latest figure, recorded in Q1 2026.

  • FCF Margin for Q1 2026 came in at 14.28%, down 1953.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 27.63% (down 426.0% YoY), and the FY2025 annual result was 32.51%, up 417.0% from the prior year.
  • FCF Margin was 14.28% for Q1 2026 at Horace Mann Educators, down from 29.88% in the prior quarter.
  • Over five years, FCF Margin peaked at 47.31% in Q4 2024 and troughed at 4.54% in Q2 2022.
  • Average FCF Margin over 5 years is 22.75%, with a median of 24.41% recorded in 2023.
  • Year-over-year, FCF Margin jumped 2348 bps in 2023 and tumbled 1953 bps in 2026.
  • Over 5 years, FCF Margin stood at 16.08% in 2022, then surged by 59 bps to 25.54% in 2023, then jumped by 85 bps to 47.31% in 2024, then slumped by 37 bps to 29.88% in 2025, then sank by 52 bps to 14.28% in 2026.
  • Per Business Quant data, the three most recent FCF Margin figures were 14.28% in Q1 2026, 29.88% in Q4 2025, and 34.48% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -0.88%
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn 19.40%
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 26.72%
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 25.12%
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 18.33%
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 20.79%
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn -15.38%
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 15.49%
10 Horace Mann Educators 2.15 Bn 2.09 Bn 252.90 Mn 14.28%

Historic Data

Download Data
DateValue
Mar 31, 2026 14.28%
Dec 31, 2025 29.88%
Sep 30, 2025 34.48%
Jun 30, 2025 31.89%
Mar 31, 2025 33.81%
Dec 31, 2024 47.31%
Sep 30, 2024 34.92%
Jun 30, 2024 10.36%
Mar 31, 2024 19.30%
Dec 31, 2023 25.54%
Sep 30, 2023 11.96%
Jun 30, 2023 18.94%
Mar 31, 2023 24.41%
Dec 31, 2022 16.08%
Sep 30, 2022 10.45%
Jun 30, 2022 -4.54%
Mar 31, 2022 27.60%
Dec 31, 2021 8.09%
Sep 30, 2021 18.67%
Jun 30, 2021 -7.32%