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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Horace Mann Educators (HMN) FCF Margin (2016 - 2026)

Horace Mann Educators filings provide 16 years of FCF Margin readings, the most recent being 29.88% for Q4 2025.

  • On a quarterly basis, FCF Margin fell 1743.0% to 29.88% in Q4 2025 year-over-year; TTM through Dec 2025 was 32.51%, a 417.0% increase, with the full-year FY2025 number at 32.51%, up 417.0% from a year prior.
  • FCF Margin hit 29.88% in Q4 2025 for Horace Mann Educators, down from 34.48% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 47.31% in Q4 2024 to a low of 7.32% in Q2 2021.
  • Median FCF Margin over the past 5 years was 21.86% (2024), compared with a mean of 21.8%.
  • Biggest five-year swings in FCF Margin: tumbled -3216bps in 2021 and later skyrocketed 2348bps in 2023.
  • Horace Mann Educators' FCF Margin stood at 8.09% in 2021, then surged by 99bps to 16.08% in 2022, then skyrocketed by 59bps to 25.54% in 2023, then soared by 85bps to 47.31% in 2024, then crashed by -37bps to 29.88% in 2025.
  • The last three reported values for FCF Margin were 29.88% (Q4 2025), 34.48% (Q3 2025), and 31.89% (Q2 2025) per Business Quant data.