Horace Mann Educators (HMN) FCF Margin (2010 - 2026)
Horace Mann Educators' FCF Margin was 50.44% in Q2 2026, up 18.55 percentage points from 31.89% a year earlier and up 36.16 percentage points from the prior quarter.
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Analysis
Horace Mann Educators (HMN) FCF Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Horace Mann Educators' FCF Margin was 32.42% through Jun 30, 2026, down 4.54 percentage points year-over-year; for FY2025, it was 32.51%, up 4.17 percentage points from FY2024.
- FCF Margin has now increased for three consecutive years, with a five-year change of +12.69 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was 28.34% in FY2024 (+8.09 pp), 20.25% in FY2023 (+7.84 pp), 12.41% in FY2022 (-3.00 pp) and 15.41% in FY2021 (-4.41 pp).
- The Q2 2026 figure marks the highest quarterly FCF Margin in data going back to Q3 2010.
- Compared with a year earlier, FCF Margin was higher in five of the last eight quarters, with an average year-over-year change of +7.74 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q2 2023 (a gain of 23.48 percentage points); the worst was Q1 2026 (a drop of 19.53 percentage points).
- Per Business Quant data, HMN's FCF Margin in the three quarters before Q2 2026 was 14.28% (Q1 2026), 29.88% (Q4 2025) and 34.48% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.69 Bn | -333.79 Bn | 55.86 Bn | 5.47% |
| 2 | Chubb | 127.81 Bn | 79.86 Bn | 9.13 Bn | 23.58% |
| 3 | Progressive | 121.79 Bn | 97.63 Bn | 9.04 Bn | 14.69% |
| 4 | Marsh & Mclennan Companies | 80.80 Bn | 72.54 Bn | - | 19.60% |
| 5 | Travelers Companies | 75.76 Bn | 52.01 Bn | 6.23 Bn | 15.77% |
| 6 | Manulife Financial | 74.06 Bn | 75.27 Bn | - | 20.72% |
| 7 | Metlife | 61.12 Bn | -45.36 Bn | 7.82 Bn | 11.63% |
| 8 | Arthur J. Gallagher | 58.82 Bn | 53.25 Bn | - | -1.02% |
| 9 | Allstate | 57.81 Bn | 19.06 Bn | 8.73 Bn | 13.93% |
| 10 | Horace Mann Educators | 1.82 Bn | -21.25 Bn | 257.20 Mn | 50.44% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 50.44% |
| Mar 31, 2026 | 14.28% |
| Dec 31, 2025 | 29.88% |
| Sep 30, 2025 | 34.48% |
| Jun 30, 2025 | 31.89% |
| Mar 31, 2025 | 33.81% |
| Dec 31, 2024 | 47.31% |
| Sep 30, 2024 | 34.92% |
| Jun 30, 2024 | 10.36% |
| Mar 31, 2024 | 19.30% |
| Dec 31, 2023 | 25.54% |
| Sep 30, 2023 | 11.96% |
| Jun 30, 2023 | 18.94% |
| Mar 31, 2023 | 24.41% |
| Dec 31, 2022 | 16.08% |
| Sep 30, 2022 | 10.45% |
| Jun 30, 2022 | -4.54% |
| Mar 31, 2022 | 27.60% |
| Dec 31, 2021 | 8.09% |
| Sep 30, 2021 | 18.67% |
API Access
Horace Mann Educators FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=HMN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "HMN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=HMN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();