Horace Mann Educators (HMN) FCF Margin (2010 - 2026)
Horace Mann Educators (HMN) posted FCF Margin of 14.28% for Q1 2026, down 52.21% quarter-over-quarter from 29.88% in Q4 2025, and down 1953.0% year-on-year from 0.77% in Q1 2025.
Horace Mann Educators (HMN) FCF Margin (2010 - 2026) Analysis & Trends
Horace Mann Educators (HMN) has reported FCF Margin for 17 consecutive years, with 14.28% the latest figure, recorded in Q1 2026.
- FCF Margin for Q1 2026 came in at 14.28%, down 1953.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 27.63% (down 426.0% YoY), and the FY2025 annual result was 32.51%, up 417.0% from the prior year.
- FCF Margin was 14.28% for Q1 2026 at Horace Mann Educators, down from 29.88% in the prior quarter.
- Over five years, FCF Margin peaked at 47.31% in Q4 2024 and troughed at 4.54% in Q2 2022.
- Average FCF Margin over 5 years is 22.75%, with a median of 24.41% recorded in 2023.
- Year-over-year, FCF Margin jumped 2348 bps in 2023 and tumbled 1953 bps in 2026.
- Over 5 years, FCF Margin stood at 16.08% in 2022, then surged by 59 bps to 25.54% in 2023, then jumped by 85 bps to 47.31% in 2024, then slumped by 37 bps to 29.88% in 2025, then sank by 52 bps to 14.28% in 2026.
- Per Business Quant data, the three most recent FCF Margin figures were 14.28% in Q1 2026, 29.88% in Q4 2025, and 34.48% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -0.88% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 19.40% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 26.72% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 25.12% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 18.33% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 20.79% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | -15.38% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 15.49% |
| 10 | Horace Mann Educators | 2.15 Bn | 2.09 Bn | 252.90 Mn | 14.28% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 14.28% |
| Dec 31, 2025 | 29.88% |
| Sep 30, 2025 | 34.48% |
| Jun 30, 2025 | 31.89% |
| Mar 31, 2025 | 33.81% |
| Dec 31, 2024 | 47.31% |
| Sep 30, 2024 | 34.92% |
| Jun 30, 2024 | 10.36% |
| Mar 31, 2024 | 19.30% |
| Dec 31, 2023 | 25.54% |
| Sep 30, 2023 | 11.96% |
| Jun 30, 2023 | 18.94% |
| Mar 31, 2023 | 24.41% |
| Dec 31, 2022 | 16.08% |
| Sep 30, 2022 | 10.45% |
| Jun 30, 2022 | -4.54% |
| Mar 31, 2022 | 27.60% |
| Dec 31, 2021 | 8.09% |
| Sep 30, 2021 | 18.67% |
| Jun 30, 2021 | -7.32% |