Horace Mann Educators (HMN) FCF Margin (2010 - 2026)
Horace Mann Educators' (HMN) quarterly FCF Margin came in at 14.28% in Q1 2026, down 1953.0% YoY from 0.77% in Q1 2025, and down 52.21% on a QoQ basis from 29.88% in Q4 2025.
Horace Mann Educators (HMN) FCF Margin (2010 - 2026) Analysis & Trends
Horace Mann Educators (HMN) has 17 years of FCF Margin data on file, last reported at 14.28% in Q1 2026.
- Quarterly FCF Margin fell 1953.0% year-over-year to 14.28% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 27.63% (down 426.0% YoY) and the FY2025 annual result came in at 32.51%, up 417.0% from the prior year.
- FCF Margin eased to 14.28% in Q1 2026, from 29.88% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 47.31% in Q4 2024 to a low of 4.54% in Q2 2022.
- A 5-year average of 22.75% and a median of 24.41% in 2023 frame the typical range for FCF Margin.
- Annual changes were most pronounced in 2023 — FCF Margin surged 2348 bps — and 2026, when it sank 1953 bps.
- Tracing HMN's FCF Margin over 5 years: stood at 16.08% in 2022, then surged by 59 bps to 25.54% in 2023, then jumped by 85 bps to 47.31% in 2024, then sank by 37 bps to 29.88% in 2025, then slumped by 52 bps to 14.28% in 2026.
- The last three FCF Margin figures came in at 14.28% (Q1 2026), 29.88% (Q4 2025), and 34.48% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 23.58% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 14.69% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 17.73% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 13.93% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 16.33% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 14.96% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 9.57% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 11.85% |
| 10 | Horace Mann Educators | 2.14 Bn | -3.67 Bn | 257.20 Mn | 50.44% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 50.44% |
| Mar 31, 2026 | 14.28% |
| Dec 31, 2025 | 29.88% |
| Sep 30, 2025 | 34.48% |
| Jun 30, 2025 | 31.89% |
| Mar 31, 2025 | 33.81% |
| Dec 31, 2024 | 47.31% |
| Sep 30, 2024 | 34.92% |
| Jun 30, 2024 | 10.36% |
| Mar 31, 2024 | 19.30% |
| Dec 31, 2023 | 25.54% |
| Sep 30, 2023 | 11.96% |
| Jun 30, 2023 | 18.94% |
| Mar 31, 2023 | 24.41% |
| Dec 31, 2022 | 16.08% |
| Sep 30, 2022 | 10.45% |
| Jun 30, 2022 | -4.54% |
| Mar 31, 2022 | 27.60% |
| Dec 31, 2021 | 8.09% |
| Sep 30, 2021 | 18.67% |