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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Horace Mann Educators (HMN) EBITDA Margin (2016 - 2026)

Horace Mann Educators filings provide 16 years of EBITDA Margin readings, the most recent being 13.8% for Q4 2025.

  • On a quarterly basis, EBITDA Margin rose 1192.0% to 13.8% in Q4 2025 year-over-year; TTM through Dec 2025 was 15.34%, a 510.0% increase, with the full-year FY2025 number at 15.34%, up 510.0% from a year prior.
  • EBITDA Margin hit 13.8% in Q4 2025 for Horace Mann Educators, down from 22.12% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 39.0% in Q2 2021 to a low of 83.82% in Q4 2021.
  • Median EBITDA Margin over the past 5 years was 4.19% (2024), compared with a mean of 1.72%.
  • Biggest five-year swings in EBITDA Margin: tumbled -10808bps in 2021 and later surged 8875bps in 2022.
  • Horace Mann Educators' EBITDA Margin stood at 83.82% in 2021, then surged by 106bps to 4.94% in 2022, then surged by 581bps to 33.61% in 2023, then crashed by -94bps to 1.88% in 2024, then surged by 633bps to 13.8% in 2025.
  • The last three reported values for EBITDA Margin were 13.8% (Q4 2025), 22.12% (Q3 2025), and 8.43% (Q2 2025) per Business Quant data.