Horace Mann Educators (HMN) EBITDA Margin (2010 - 2026)

Horace Mann Educators (HMN) posted EBITDA Margin of 4.8% for Q1 2026, down 65.23% quarter-over-quarter from 13.8% in Q4 2025, and down 1184.0% year-on-year from 0.44% in Q1 2025.

Horace Mann Educators (HMN) EBITDA Margin (2010 - 2026) Analysis & Trends

Horace Mann Educators (HMN) has reported EBITDA Margin for 17 consecutive years, with 4.8% the latest figure, recorded in Q1 2026.

  • EBITDA Margin for Q1 2026 came in at 4.8%, down 1184.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 12.38% (up 104.0% YoY), and the FY2025 annual result was 15.34%, up 510.0% from the prior year.
  • EBITDA Margin was 4.8% for Q1 2026 at Horace Mann Educators, down from 13.8% in the prior quarter.
  • Over five years, EBITDA Margin peaked at 33.61% in Q4 2023 and troughed at 38.16% in Q1 2022.
  • Average EBITDA Margin over 5 years is 2.58%, with a median of 4.94% recorded in 2022.
  • The widest YoY moves for EBITDA Margin: up 8875 bps in 2022, down 7673 bps in 2022.
  • Over 5 years, EBITDA Margin stood at 4.94% in 2022, then soared by 581 bps to 33.61% in 2023, then slumped by 94 bps to 1.88% in 2024, then soared by 633 bps to 13.8% in 2025, then tumbled by 65 bps to 4.8% in 2026.
  • Per Business Quant data, the three most recent EBITDA Margin figures were 4.8% in Q1 2026, 13.8% in Q4 2025, and 22.12% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -9.36%
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn 10.11%
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 9.37%
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 12.21%
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 8.45%
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 5.54%
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 71.45%
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 10.48%
10 Horace Mann Educators 2.15 Bn 2.09 Bn 252.90 Mn 4.80%

Historic Data

Download Data
DateValue
Mar 31, 2026 4.80%
Dec 31, 2025 13.80%
Sep 30, 2025 22.12%
Jun 30, 2025 8.43%
Mar 31, 2025 16.64%
Dec 31, 2024 1.88%
Sep 30, 2024 22.81%
Jun 30, 2024 3.45%
Mar 31, 2024 12.49%
Dec 31, 2023 33.61%
Sep 30, 2023 -10.19%
Jun 30, 2023 -7.01%
Mar 31, 2023 16.56%
Dec 31, 2022 4.94%
Sep 30, 2022 -24.49%
Jun 30, 2022 -37.73%
Mar 31, 2022 -38.16%
Dec 31, 2021 -83.82%
Sep 30, 2021 -2.73%
Jun 30, 2021 39.00%