Horace Mann Educators (HMN) EBITDA Margin (2010 - 2026)
Horace Mann Educators (HMN) posted EBITDA Margin of 4.8% for Q1 2026, down 65.23% quarter-over-quarter from 13.8% in Q4 2025, and down 1184.0% year-on-year from 0.44% in Q1 2025.
Horace Mann Educators (HMN) EBITDA Margin (2010 - 2026) Analysis & Trends
Horace Mann Educators (HMN) has reported EBITDA Margin for 17 consecutive years, with 4.8% the latest figure, recorded in Q1 2026.
- EBITDA Margin for Q1 2026 came in at 4.8%, down 1184.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 12.38% (up 104.0% YoY), and the FY2025 annual result was 15.34%, up 510.0% from the prior year.
- EBITDA Margin was 4.8% for Q1 2026 at Horace Mann Educators, down from 13.8% in the prior quarter.
- Over five years, EBITDA Margin peaked at 33.61% in Q4 2023 and troughed at 38.16% in Q1 2022.
- Average EBITDA Margin over 5 years is 2.58%, with a median of 4.94% recorded in 2022.
- The widest YoY moves for EBITDA Margin: up 8875 bps in 2022, down 7673 bps in 2022.
- Over 5 years, EBITDA Margin stood at 4.94% in 2022, then soared by 581 bps to 33.61% in 2023, then slumped by 94 bps to 1.88% in 2024, then soared by 633 bps to 13.8% in 2025, then tumbled by 65 bps to 4.8% in 2026.
- Per Business Quant data, the three most recent EBITDA Margin figures were 4.8% in Q1 2026, 13.8% in Q4 2025, and 22.12% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -9.36% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 10.11% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 9.37% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 12.21% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 8.45% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 5.54% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 71.45% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 10.48% |
| 10 | Horace Mann Educators | 2.15 Bn | 2.09 Bn | 252.90 Mn | 4.80% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.80% |
| Dec 31, 2025 | 13.80% |
| Sep 30, 2025 | 22.12% |
| Jun 30, 2025 | 8.43% |
| Mar 31, 2025 | 16.64% |
| Dec 31, 2024 | 1.88% |
| Sep 30, 2024 | 22.81% |
| Jun 30, 2024 | 3.45% |
| Mar 31, 2024 | 12.49% |
| Dec 31, 2023 | 33.61% |
| Sep 30, 2023 | -10.19% |
| Jun 30, 2023 | -7.01% |
| Mar 31, 2023 | 16.56% |
| Dec 31, 2022 | 4.94% |
| Sep 30, 2022 | -24.49% |
| Jun 30, 2022 | -37.73% |
| Mar 31, 2022 | -38.16% |
| Dec 31, 2021 | -83.82% |
| Sep 30, 2021 | -2.73% |
| Jun 30, 2021 | 39.00% |