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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Horace Mann Educators (HMN) EBITDA Margin (2016 - 2025)

Horace Mann Educators' EBITDA Margin history spans 16 years, with the latest figure at 13.8% for Q4 2025.

  • For Q4 2025, EBITDA Margin rose 1192.0% year-over-year to 13.8%; the TTM value through Dec 2025 reached 15.34%, up 510.0%, while the annual FY2025 figure was 15.34%, 510.0% up from the prior year.
  • EBITDA Margin reached 13.8% in Q4 2025 per HMN's latest filing, down from 22.12% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 39.0% in Q2 2021 to a low of 83.82% in Q4 2021.
  • Average EBITDA Margin over 5 years is 1.72%, with a median of 4.19% recorded in 2024.
  • Peak YoY movement for EBITDA Margin: plummeted -10808bps in 2021, then skyrocketed 8875bps in 2022.
  • A 5-year view of EBITDA Margin shows it stood at 83.82% in 2021, then surged by 106bps to 4.94% in 2022, then surged by 581bps to 33.61% in 2023, then crashed by -94bps to 1.88% in 2024, then surged by 633bps to 13.8% in 2025.
  • Per Business Quant, the three most recent readings for HMN's EBITDA Margin are 13.8% (Q4 2025), 22.12% (Q3 2025), and 8.43% (Q2 2025).