Horace Mann Educators (HMN) EBITDA Margin (2010 - 2026)
Horace Mann Educators (HMN) reported EBITDA Margin of 4.8% for Q1 2026, down 1184.0% on a YoY basis from 0.44% in Q1 2025, and down 65.23% quarter-over-quarter from 13.8% in Q4 2025.
Horace Mann Educators (HMN) EBITDA Margin (2010 - 2026) Analysis & Trends
Horace Mann Educators has reported EBITDA Margin for 17 years, with the latest figure at 4.8% in Q1 2026.
- For the quarter ending Q1 2026, EBITDA Margin fell 1184.0% year-over-year to 4.8%; the trailing twelve-month figure through Mar 2026 stood at 12.38% (up 104.0% YoY), and the FY2025 full-year result was 15.34%, up 510.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 4.8%, down from 13.8% in the prior quarter.
- The five-year high for EBITDA Margin was 33.61% in Q4 2023, with the low at 38.16% in Q1 2022.
- Historically, EBITDA Margin has averaged 2.58% across 5 years, with a median of 4.94% in 2022.
- The largest YoY upside for EBITDA Margin was 8875 bps in 2022 against a maximum downside of 7673 bps in 2022.
- Horace Mann Educators' EBITDA Margin stood at 4.94% in 2022, then soared by 581 bps to 33.61% in 2023, then tumbled by 94 bps to 1.88% in 2024, then soared by 633 bps to 13.8% in 2025, then plunged by 65 bps to 4.8% in 2026.
- The last three EBITDA Margin figures came in at 4.8% (Q1 2026), 13.8% (Q4 2025), and 22.12% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 9.37% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 10.11% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 8.45% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 5.54% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 10.96% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.21% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -9.36% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 71.45% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 5.74% |
| 10 | Horace Mann Educators | 1.92 Bn | 1.86 Bn | 252.90 Mn | 4.80% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.80% |
| Dec 31, 2025 | 13.80% |
| Sep 30, 2025 | 22.12% |
| Jun 30, 2025 | 8.43% |
| Mar 31, 2025 | 16.64% |
| Dec 31, 2024 | 1.88% |
| Sep 30, 2024 | 22.81% |
| Jun 30, 2024 | 3.45% |
| Mar 31, 2024 | 12.49% |
| Dec 31, 2023 | 33.61% |
| Sep 30, 2023 | -10.19% |
| Jun 30, 2023 | -7.01% |
| Mar 31, 2023 | 16.56% |
| Dec 31, 2022 | 4.94% |
| Sep 30, 2022 | -24.49% |
| Jun 30, 2022 | -37.73% |
| Mar 31, 2022 | -38.16% |
| Dec 31, 2021 | -83.82% |
| Sep 30, 2021 | -2.73% |
| Jun 30, 2021 | 39.00% |