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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Horace Mann Educators (HMN) EBIT Margin (2016 - 2025)

Horace Mann Educators' EBIT Margin history spans 16 years, with the latest figure at 27.14% for Q4 2025.

  • For Q4 2025, EBIT Margin fell 193.0% year-over-year to 27.14%; the TTM value through Dec 2025 reached 20.18%, down 776.0%, while the annual FY2025 figure was 27.29%, 65.0% down from the prior year.
  • EBIT Margin reached 27.14% in Q4 2025 per HMN's latest filing, roughly flat from 27.27% in the prior quarter.
  • In the past five years, EBIT Margin ranged from a high of 34.45% in Q4 2021 to a low of 2.48% in Q2 2025.
  • Average EBIT Margin over 5 years is 27.7%, with a median of 28.71% recorded in 2022.
  • Peak YoY movement for EBIT Margin: soared 595bps in 2021, then crashed -3041bps in 2025.
  • A 5-year view of EBIT Margin shows it stood at 34.45% in 2021, then dropped by -16bps to 28.93% in 2022, then rose by 0bps to 29.04% in 2023, then increased by 0bps to 29.07% in 2024, then dropped by -7bps to 27.14% in 2025.
  • Per Business Quant, the three most recent readings for HMN's EBIT Margin are 27.14% (Q4 2025), 27.27% (Q3 2025), and 2.48% (Q2 2025).