Horace Mann Educators (HMN) EBIT Margin (2010 - 2026)
Horace Mann Educators (HMN) reported EBIT Margin of 25.79% for Q1 2026, down 205.0% on a YoY basis from 24.56% in Q1 2025, and down 4.98% quarter-over-quarter from 27.14% in Q4 2025.
Horace Mann Educators (HMN) EBIT Margin (2010 - 2026) Analysis & Trends
Horace Mann Educators has reported EBIT Margin for 17 years, with the latest figure at 25.79% in Q1 2026.
- For the quarter ending Q1 2026, EBIT Margin fell 205.0% year-over-year to 25.79%; the trailing twelve-month figure through Mar 2026 stood at 19.72% (down 834.0% YoY), and the FY2025 full-year result was 27.29%, down 65.0% from the prior year.
- EBIT Margin for Q1 2026 stood at 25.79%, down from 27.14% in the prior quarter.
- The five-year high for EBIT Margin was 31.4% in Q3 2023, with the low at 2.48% in Q2 2025.
- Historically, EBIT Margin has averaged 26.62% across 5 years, with a median of 28.24% in 2022.
- Annual changes were most pronounced in 2023 — EBIT Margin soared 291 bps — and 2025, when it tumbled 3041 bps.
- Horace Mann Educators' EBIT Margin stood at 28.93% in 2022, then gained by 0 bps to 29.04% in 2023, then rose by 0 bps to 29.07% in 2024, then declined by 7 bps to 27.14% in 2025, then retreated by 5 bps to 25.79% in 2026.
- The last three EBIT Margin figures came in at 25.79% (Q1 2026), 27.14% (Q4 2025), and 27.27% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 11.57% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | -46.25% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 8.45% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 5.54% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 10.96% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.21% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -7.70% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 71.45% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 5.74% |
| 10 | Horace Mann Educators | 1.92 Bn | 1.86 Bn | 252.90 Mn | 25.79% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 25.79% |
| Dec 31, 2025 | 27.14% |
| Sep 30, 2025 | 27.27% |
| Jun 30, 2025 | -2.48% |
| Mar 31, 2025 | 27.83% |
| Dec 31, 2024 | 29.07% |
| Sep 30, 2024 | 27.42% |
| Jun 30, 2024 | 27.93% |
| Mar 31, 2024 | 27.31% |
| Dec 31, 2023 | 29.04% |
| Sep 30, 2023 | 31.40% |
| Jun 30, 2023 | 30.44% |
| Mar 31, 2023 | 28.37% |
| Dec 31, 2022 | 28.93% |
| Sep 30, 2022 | 28.49% |
| Jun 30, 2022 | 30.41% |
| Mar 31, 2022 | 28.24% |
| Dec 31, 2021 | 34.45% |
| Sep 30, 2021 | 31.48% |
| Jun 30, 2021 | 31.48% |