Horace Mann Educators HMN
NYSE HMN
$52.06 +0.55 (+1.07%)
As of: Sep 3, 2026 · 9:45 AM EDT

Horace Mann Educators (HMN) Debt Ratio (2010 - 2026)

Horace Mann Educators' (HMN) quarterly Debt Ratio came in at 0.04 in Q1 2026, up 4.38% YoY from 0.04 in Q1 2025, and up 2.08% on a QoQ basis from 0.04 in Q4 2025.

Analysis

Horace Mann Educators (HMN) Debt Ratio (2010 - 2026) Analysis & Trends

Horace Mann Educators (HMN) has 17 years of Debt Ratio data on file, last reported at 0.04 in Q1 2026.

  • Quarterly Debt Ratio rose 4.38% year-over-year to 0.04 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.04 (up 4.38% YoY) and the FY2025 annual result came in at 0.04, up 2.95% from the prior year.
  • Debt Ratio climbed to 0.04 in Q1 2026, from 0.04 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.05 in Q3 2025 to a low of 0.03 in Q1 2022.
  • A 5-year average of 0.04 and a median of 0.04 in 2024 frame the typical range for Debt Ratio.
  • Annual changes were most pronounced in 2024 — Debt Ratio decreased 8.74% — and 2025, when it surged 46.45%.
  • Tracing HMN's Debt Ratio over 5 years: stood at 0.04 in 2022, then rose by 3.83% to 0.04 in 2023, then dropped by 2.84% to 0.04 in 2024, then advanced by 2.95% to 0.04 in 2025, then advanced by 2.08% to 0.04 in 2026.
  • The last three Debt Ratio figures came in at 0.04 (Q1 2026), 0.04 (Q4 2025), and 0.05 (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Chubb 132.66 Bn 118.89 Bn 9.13 Bn 0.06
2 Progressive 129.79 Bn 124.79 Bn 9.04 Bn -
3 Travelers Companies 77.96 Bn 54.21 Bn 6.23 Bn -
4 Allstate 67.15 Bn 28.42 Bn 16.28 Bn 0.06
5 Fairfax Financial Holdings 49.72 Bn 54.44 Bn - -
6 Cincinnati Financial 26.83 Bn 24.94 Bn 2.39 Bn 0.02
7 Markel 23.07 Bn 6.19 Bn 2.83 Bn 0.06
8 Loews 22.52 Bn 219.69 Mn 2.57 Bn 0.10
9 Assurant 14.19 Bn 12.16 Bn 2.71 Bn 0.06
10 Horace Mann Educators 2.13 Bn -3.68 Bn 257.20 Mn 0.04
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.04
Mar 31, 2026 0.04
Dec 31, 2025 0.04
Sep 30, 2025 0.05
Jun 30, 2025 0.04
Mar 31, 2025 0.04
Dec 31, 2024 0.04
Sep 30, 2024 0.04
Jun 30, 2024 0.04
Mar 31, 2024 0.04
Dec 31, 2023 0.04
Sep 30, 2023 0.04
Jun 30, 2023 0.04
Mar 31, 2023 0.04
Dec 31, 2022 0.04
Sep 30, 2022 0.04
Jun 30, 2022 0.04
Mar 31, 2022 0.03
Dec 31, 2021 0.03
Sep 30, 2021 0.03