Horizon Bancorp (HBNC) Net Margin (2010 - 2026)

Horizon Bancorp's Net Margin history runs 17 years deep, the most recent figure standing at 35.61% for Q1 2026.

• In Q1 2026, Net Margin rose 79.0% year-over-year to 35.61%; the TTM figure through Mar 2026 stood at 666.26% (up 64435.0% YoY), while the FY2025 annual figure was 558.04%, up 53955.0% from the prior year.
• Net Margin was 35.61% for Q1 2026 at Horizon Bancorp, down from 35.93% in the prior quarter.
• In the past five years, Net Margin ranged from a high of 93.69% in Q3 2025 to a low of 115.62% in Q4 2023.
• Historically, Net Margin has averaged 23.57% across 5 years, with a median of 33.23% in 2023.
• The sharpest annual moves came in 2023 and 2025: Net Margin plunged 15122 bps in 2023, then soared 8094 bps in 2025.
• A 5-year view of Net Margin shows it stood at 35.6% in 2022, then plunged by 425 bps to 115.62% in 2023, then jumped by 61 bps to 45.02% in 2024, then surged by 180 bps to 35.93% in 2025, then slipped by 1 bps to 35.61% in 2026.
• The last three Net Margin figures came in at 35.61% (Q1 2026), 35.93% (Q4 2025), and 93.69% (Q3 2025), per Business Quant data.