Horizon Bancorp (HBNC) Net Margin (2010 - 2026)
Horizon Bancorp (HBNC) posted quarterly Net Margin of 60.97% for Q1 2026, up 1829.0% year-over-year from 3.16% in Q1 2025, and up 52.54% quarter-over-quarter from 39.97% in Q4 2025.
Horizon Bancorp (HBNC) Net Margin (2010 - 2026) Analysis & Trends
Horizon Bancorp's Net Margin history runs 17 years deep, the most recent figure standing at 60.97% for Q1 2026.
- In Q1 2026, Net Margin rose 1829.0% year-over-year to 60.97%; the TTM figure through Mar 2026 stood at 72.2% (down 10929.0% YoY), while the FY2025 annual figure was 62.03%, down 8039.0% from the prior year.
- Net Margin for Q1 2026 stood at 60.97%, up from 39.97% in the prior quarter.
- The five-year high for Net Margin was 1297.25% in Q2 2024, with the low at 458.58% in Q3 2025.
- The 5-year median for Net Margin is 23.5% (2024), against an average of 76.15%.
- The sharpest annual moves came in 2024 and 2025: Net Margin soared 133687 bps in 2024, then plunged 125301 bps in 2025.
- Horizon Bancorp's Net Margin stood at 35.43% in 2022, then sank by 752 bps to 231.18% in 2023, then jumped by 90 bps to 23.5% in 2024, then surged by 270 bps to 39.97% in 2025, then jumped by 53 bps to 60.97% in 2026.
- Business Quant data shows HBNC's Net Margin at 60.97% in Q1 2026, 39.97% in Q4 2025, and 458.58% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | Horizon Bancorp | 999.69 Mn | 777.86 Mn | - | 32.99% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 39.53% |
| Mar 31, 2026 | 60.97% |
| Dec 31, 2025 | 39.97% |
| Sep 30, 2025 | -458.58% |
| Jun 30, 2025 | 44.24% |
| Mar 31, 2025 | 42.68% |
| Dec 31, 2024 | -23.50% |
| Sep 30, 2024 | 96.56% |
| Jun 30, 2024 | 1,297.25% |
| Mar 31, 2024 | 672.32% |
| Dec 31, 2023 | -231.18% |
| Sep 30, 2023 | -23.89% |
| Jun 30, 2023 | -39.62% |
| Mar 31, 2023 | -45.13% |
| Dec 31, 2022 | 35.43% |
| Sep 30, 2022 | -24.57% |
| Jun 30, 2022 | -39.76% |
| Mar 31, 2022 | -108.69% |
| Dec 31, 2021 | 34.11% |
| Sep 30, 2021 | 45.52% |