Horizon Bancorp (HBNC) Net Margin (2010 - 2026)
Horizon Bancorp's (HBNC) quarterly Net Margin came in at 60.97% in Q1 2026, up 1829.0% year-on-year from 3.16% in Q1 2025, and up 56.52% quarter-over-quarter from 38.95% in Q4 2025.
Horizon Bancorp (HBNC) Net Margin (2010 - 2026) Analysis & Trends
Horizon Bancorp's Net Margin history runs 17 years deep, the most recent figure standing at 60.97% for Q1 2026.
- On a quarterly basis, Net Margin rose 1829.0% year-over-year to 60.97% in Q1 2026; TTM through Mar 2026 was 71.58%, a 10306.0% decrease from a year earlier, with the FY2025 full-year figure at 62.03%, down 8039.0% from the prior year.
- Net Margin climbed to 60.97% in Q1 2026 per HBNC's latest filing, from 38.95% in the prior quarter.
- Across five years, Net Margin topped out at 1297.25% in Q2 2024 and bottomed at 458.58% in Q3 2025.
- The 5-year median for Net Margin is 15.96% (2024), against an average of 86.19%.
- Across the five-year window, Net Margin soared 133687 bps in 2024 and sank 125301 bps in 2025, its largest moves.
- Year by year, Net Margin stood at 33.66% in 2022, then sank by 294 bps to 65.19% in 2023, then surged by 76 bps to 15.96% in 2024, then jumped by 344 bps to 38.95% in 2025, then surged by 57 bps to 60.97% in 2026.
- Per Business Quant, the three latest HBNC Net Margin figures stand at 60.97% (Q1 2026), 38.95% (Q4 2025), and 458.58% (Q3 2025).
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 401,783.65% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 8,284,010.29% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 0.00% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 32.86% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.38% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 27.26% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 251.63% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 27.35% |
| 10 | Horizon Bancorp | 1.03 Bn | 765.89 Mn | - | 60.97% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 60.97% |
| Dec 31, 2025 | 38.95% |
| Sep 30, 2025 | -458.58% |
| Jun 30, 2025 | 44.24% |
| Mar 31, 2025 | 42.68% |
| Dec 31, 2024 | -15.96% |
| Sep 30, 2024 | 96.56% |
| Jun 30, 2024 | 1,297.25% |
| Mar 31, 2024 | 672.32% |
| Dec 31, 2023 | -65.19% |
| Sep 30, 2023 | -23.89% |
| Jun 30, 2023 | -39.62% |
| Mar 31, 2023 | -45.13% |
| Dec 31, 2022 | 33.66% |
| Sep 30, 2022 | -24.57% |
| Jun 30, 2022 | -39.76% |
| Mar 31, 2022 | -108.69% |
| Dec 31, 2021 | 34.11% |
| Sep 30, 2021 | 45.52% |
| Jun 30, 2021 | 38.34% |