Horizon Bancorp (HBNC) FCF Payout Ratio (2009 - 2026)
Horizon Bancorp's FCF Payout Ratio was 0.26 in Q2 2026, down 32.9% from 0.39 a year earlier and down 33.9% from the prior quarter.
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Analysis
Horizon Bancorp (HBNC) FCF Payout Ratio (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Horizon Bancorp's FCF Payout Ratio was 0.34 through Jun 30, 2026, down 84.5% year-over-year; for FY2025, it was 0.40, down 98.2% from FY2024.
- In earlier years, FCF Payout Ratio was 22.06 in FY2024, 0.35 in FY2023 (+10.5%), 0.32 in FY2022 (+33.7%) and 0.24 in FY2021 (-18.6%).
- Quarterly FCF Payout Ratio has moved between 0.23 (Q3 2024) and 1.32 (Q1 2024) over five years.
- Compared with a year earlier, FCF Payout Ratio was higher in 1 of the last six quarters, with growth averaging 14.8%.
- The best year-over-year quarter for FCF Payout Ratio over five years was Q1 2024 (growth of 363.0%); the worst was Q1 2025 (a decline of 61.8%).
- Per Business Quant data, HBNC's FCF Payout Ratio in the three quarters before Q2 2026 was 0.40 (Q1 2026), 0.25 (Q4 2025) and 0.75 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | - |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | - |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | - |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | - |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 0.17 |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Horizon Bancorp | 1.09 Bn | 251.20 Mn | - | 0.31 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.31 |
| Jun 30, 2026 | 0.26 |
| Mar 31, 2026 | 0.40 |
| Dec 31, 2025 | 0.25 |
| Sep 30, 2025 | 0.75 |
| Jun 30, 2025 | 0.39 |
| Mar 31, 2025 | 0.50 |
| Sep 30, 2024 | 0.23 |
| Jun 30, 2024 | 0.47 |
| Mar 31, 2024 | 1.32 |
| Dec 31, 2023 | 0.52 |
| Sep 30, 2023 | 0.25 |
| Jun 30, 2023 | 0.50 |
| Mar 31, 2023 | 0.29 |
| Dec 31, 2022 | 0.73 |
| Sep 30, 2022 | 0.27 |
| Jun 30, 2022 | 0.28 |
| Mar 31, 2022 | 0.24 |
| Dec 31, 2021 | 0.40 |
| Sep 30, 2021 | 0.25 |
API Access
Horizon Bancorp FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=HBNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "HBNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=HBNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();