Horizon Bancorp (HBNC) FCF Payout Ratio (2010 - 2026)
Horizon Bancorp (HBNC) posted quarterly FCF Payout Ratio of 0.4 for Q1 2026, down 21.22% year-over-year from 0.5 in Q1 2025, and up 58.22% quarter-over-quarter from 0.25 in Q4 2025.
Horizon Bancorp (HBNC) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Horizon Bancorp's FCF Payout Ratio history runs 13 years deep, the most recent figure standing at 0.4 for Q1 2026.
- In Q1 2026, FCF Payout Ratio fell 21.22% year-over-year to 0.4; the TTM figure through Mar 2026 stood at 0.38 (down 86.61% YoY), while the FY2025 annual figure was 0.4, down 98.2% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.4, up from 0.25 in the prior quarter.
- The five-year high for FCF Payout Ratio was 1.32 in Q1 2024, with the low at 0.14 in Q4 2024.
- The 5-year median for FCF Payout Ratio is 0.39 (2025), against an average of 0.43.
- Peak annual rise in FCF Payout Ratio reached 363.02% in 2024, while the deepest fall reached 127.16% in 2024.
- Horizon Bancorp's FCF Payout Ratio stood at 0.73 in 2022, then fell by 28.98% to 0.52 in 2023, then slumped by 127.16% to 0.14 in 2024, then surged by 278.83% to 0.25 in 2025, then surged by 58.22% to 0.4 in 2026.
- Business Quant data shows HBNC's FCF Payout Ratio at 0.4 in Q1 2026, 0.25 in Q4 2025, and 0.75 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Horizon Bancorp | 997.14 Mn | 775.30 Mn | - | 0.26 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.26 |
| Mar 31, 2026 | 0.40 |
| Dec 31, 2025 | 0.25 |
| Sep 30, 2025 | 0.75 |
| Jun 30, 2025 | 0.39 |
| Mar 31, 2025 | 0.50 |
| Dec 31, 2024 | -0.14 |
| Sep 30, 2024 | 0.23 |
| Jun 30, 2024 | 0.47 |
| Mar 31, 2024 | 1.32 |
| Dec 31, 2023 | 0.52 |
| Sep 30, 2023 | 0.25 |
| Jun 30, 2023 | 0.50 |
| Mar 31, 2023 | 0.29 |
| Dec 31, 2022 | 0.73 |
| Sep 30, 2022 | 0.27 |
| Jun 30, 2022 | 0.28 |
| Mar 31, 2022 | 0.24 |
| Dec 31, 2021 | 0.40 |
| Sep 30, 2021 | 0.25 |