Horizon Bancorp (HBNC) FCF Payout Ratio (2010 - 2026)

Horizon Bancorp (HBNC) recorded quarterly FCF Payout Ratio of 0.4 in Q1 2026, up 58.22% quarter-over-quarter from 0.25 in Q4 2025, and down 21.22% on a YoY basis from 0.5 in Q1 2025.

Horizon Bancorp (HBNC) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Horizon Bancorp's FCF Payout Ratio history runs 13 years deep, the most recent figure standing at 0.4 for Q1 2026.

  • In Q1 2026, FCF Payout Ratio fell 21.22% year-over-year to 0.4; the TTM figure through Mar 2026 stood at 0.38 (down 86.61% YoY), while the FY2025 annual figure was 0.4, down 98.2% from the prior year.
  • FCF Payout Ratio was 0.4 for Q1 2026 at Horizon Bancorp, up from 0.25 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 1.32 in Q1 2024 to a low of 0.14 in Q4 2024.
  • Historically, FCF Payout Ratio has averaged 0.43 across 5 years, with a median of 0.39 in 2025.
  • Biggest YoY gain for FCF Payout Ratio was 363.02% in 2024; the steepest drop was 127.16% in 2024.
  • A 5-year view of FCF Payout Ratio shows it stood at 0.73 in 2022, then retreated by 28.98% to 0.52 in 2023, then tumbled by 127.16% to 0.14 in 2024, then soared by 278.83% to 0.25 in 2025, then soared by 58.22% to 0.4 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.4 (Q1 2026), 0.25 (Q4 2025), and 0.75 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Horizon Bancorp 1.00 Bn 741.81 Mn - 0.40

Historic Data

Download Data
DateValue
Mar 31, 2026 0.40
Dec 31, 2025 0.25
Sep 30, 2025 0.75
Jun 30, 2025 0.39
Mar 31, 2025 0.50
Dec 31, 2024 -0.14
Sep 30, 2024 0.23
Jun 30, 2024 0.47
Mar 31, 2024 1.32
Dec 31, 2023 0.52
Sep 30, 2023 0.25
Jun 30, 2023 0.50
Mar 31, 2023 0.29
Dec 31, 2022 0.73
Sep 30, 2022 0.27
Jun 30, 2022 0.28
Mar 31, 2022 0.24
Dec 31, 2021 0.40
Sep 30, 2021 0.25
Jun 30, 2021 0.19