Horizon Bancorp (HBNC) FCF Payout Ratio (2010 - 2026)
Horizon Bancorp (HBNC) recorded quarterly FCF Payout Ratio of 0.4 in Q1 2026, up 58.22% quarter-over-quarter from 0.25 in Q4 2025, and down 21.22% on a YoY basis from 0.5 in Q1 2025.
Horizon Bancorp (HBNC) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Horizon Bancorp's FCF Payout Ratio history runs 13 years deep, the most recent figure standing at 0.4 for Q1 2026.
- In Q1 2026, FCF Payout Ratio fell 21.22% year-over-year to 0.4; the TTM figure through Mar 2026 stood at 0.38 (down 86.61% YoY), while the FY2025 annual figure was 0.4, down 98.2% from the prior year.
- FCF Payout Ratio was 0.4 for Q1 2026 at Horizon Bancorp, up from 0.25 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 1.32 in Q1 2024 to a low of 0.14 in Q4 2024.
- Historically, FCF Payout Ratio has averaged 0.43 across 5 years, with a median of 0.39 in 2025.
- Biggest YoY gain for FCF Payout Ratio was 363.02% in 2024; the steepest drop was 127.16% in 2024.
- A 5-year view of FCF Payout Ratio shows it stood at 0.73 in 2022, then retreated by 28.98% to 0.52 in 2023, then tumbled by 127.16% to 0.14 in 2024, then soared by 278.83% to 0.25 in 2025, then soared by 58.22% to 0.4 in 2026.
- The last three FCF Payout Ratio figures came in at 0.4 (Q1 2026), 0.25 (Q4 2025), and 0.75 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 0.18 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 0.19 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | -1.36 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Horizon Bancorp | 1.00 Bn | 741.81 Mn | - | 0.40 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.40 |
| Dec 31, 2025 | 0.25 |
| Sep 30, 2025 | 0.75 |
| Jun 30, 2025 | 0.39 |
| Mar 31, 2025 | 0.50 |
| Dec 31, 2024 | -0.14 |
| Sep 30, 2024 | 0.23 |
| Jun 30, 2024 | 0.47 |
| Mar 31, 2024 | 1.32 |
| Dec 31, 2023 | 0.52 |
| Sep 30, 2023 | 0.25 |
| Jun 30, 2023 | 0.50 |
| Mar 31, 2023 | 0.29 |
| Dec 31, 2022 | 0.73 |
| Sep 30, 2022 | 0.27 |
| Jun 30, 2022 | 0.28 |
| Mar 31, 2022 | 0.24 |
| Dec 31, 2021 | 0.40 |
| Sep 30, 2021 | 0.25 |
| Jun 30, 2021 | 0.19 |