Horizon Bancorp (HBNC) FCF Payout Ratio (2010 - 2026)

Horizon Bancorp's (HBNC) quarterly FCF Payout Ratio came in at 0.4 in Q1 2026, down 21.22% year-on-year from 0.5 in Q1 2025, and up 58.22% quarter-over-quarter from 0.25 in Q4 2025.

Horizon Bancorp (HBNC) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Horizon Bancorp's FCF Payout Ratio history runs 13 years deep, the most recent figure standing at 0.4 for Q1 2026.

  • On a quarterly basis, FCF Payout Ratio fell 21.22% year-over-year to 0.4 in Q1 2026; TTM through Mar 2026 was 0.38, a 86.61% decrease from a year earlier, with the FY2025 full-year figure at 0.4, down 98.2% from the prior year.
  • FCF Payout Ratio grew to 0.4 in Q1 2026 per HBNC's latest filing, from 0.25 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 1.32 in Q1 2024 and bottomed at 0.14 in Q4 2024.
  • The 5-year median for FCF Payout Ratio is 0.39 (2025), against an average of 0.43.
  • Biggest YoY gain for FCF Payout Ratio was 363.02% in 2024; the steepest drop was 127.16% in 2024.
  • Year by year, FCF Payout Ratio stood at 0.73 in 2022, then retreated by 28.98% to 0.52 in 2023, then sank by 127.16% to 0.14 in 2024, then soared by 278.83% to 0.25 in 2025, then soared by 58.22% to 0.4 in 2026.
  • Per Business Quant, the three latest HBNC FCF Payout Ratio figures stand at 0.4 (Q1 2026), 0.25 (Q4 2025), and 0.75 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Horizon Bancorp 1.03 Bn 765.89 Mn - 0.40

Historic Data

Download Data
DateValue
Mar 31, 2026 0.40
Dec 31, 2025 0.25
Sep 30, 2025 0.75
Jun 30, 2025 0.39
Mar 31, 2025 0.50
Dec 31, 2024 -0.14
Sep 30, 2024 0.23
Jun 30, 2024 0.47
Mar 31, 2024 1.32
Dec 31, 2023 0.52
Sep 30, 2023 0.25
Jun 30, 2023 0.50
Mar 31, 2023 0.29
Dec 31, 2022 0.73
Sep 30, 2022 0.27
Jun 30, 2022 0.28
Mar 31, 2022 0.24
Dec 31, 2021 0.40
Sep 30, 2021 0.25
Jun 30, 2021 0.19