Horizon Bancorp Inc /In/ (HBNC) EBT Margin (2010 - 2026)
Horizon Bancorp (HBNC) recorded EBT Margin of 40.72% in Q2 2026, up 3.91 percentage points from 36.81% a year earlier but down 3.30 percentage points from the prior quarter.
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Analysis
Horizon Bancorp Inc /In/ (HBNC) EBT Margin (2010 - 2026) Analysis & Trends
For FY2024, Horizon Bancorp reported EBT Margin of 14.28%, down 6.50 percentage points from FY2023.
- Annual EBT Margin has declined for three straight years, with a five-year change of -24.89 percentage points (FY2019 to FY2024).
- Across earlier years, EBT Margin came in at 20.77% in FY2023 (-21.98 pp), 42.75% in FY2022 (-1.07 pp), 43.83% in FY2021 (+9.02 pp) and 34.81% in FY2020 (-4.36 pp).
- Quarterly EBT Margin has ranged from -90.73% in Q4 2024 to 44.72% in Q2 2022 over the past five years.
- On a year-over-year basis, EBT Margin has increased for three consecutive quarters, with an average year-over-year change of +22.27 percentage points over the last seven quarters.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 134.36 percentage points in Q4 2025, against a drop of 126.24 percentage points in Q4 2023 at the low end.
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 40.72% |
| Mar 31, 2026 | 44.02% |
| Dec 31, 2025 | 43.63% |
| Jun 30, 2025 | 36.81% |
| Mar 31, 2025 | 40.84% |
| Dec 31, 2024 | -90.73% |
| Sep 30, 2024 | 30.99% |
| Jun 30, 2024 | 28.46% |
| Mar 31, 2024 | 28.76% |
| Dec 31, 2023 | -86.19% |
| Sep 30, 2023 | 32.44% |
| Jun 30, 2023 | 35.37% |
| Mar 31, 2023 | 36.62% |
| Dec 31, 2022 | 40.05% |
| Sep 30, 2022 | 41.63% |
| Jun 30, 2022 | 44.72% |
| Mar 31, 2022 | 44.44% |
| Dec 31, 2021 | 40.61% |
| Sep 30, 2021 | 43.34% |
| Jun 30, 2021 | 44.85% |
API Access
Horizon Bancorp Inc /In/ EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=HBNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "HBNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=HBNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();