Horizon Bancorp (HBNC) EBT Margin (2010 - 2026)
Horizon Bancorp's (HBNC) quarterly EBT Margin came in at 75.36% in Q1 2026, up 2530.0% year-on-year from 2.87% in Q1 2025, and up 59.3% quarter-over-quarter from 47.31% in Q4 2025.
Horizon Bancorp (HBNC) EBT Margin (2010 - 2026) Analysis & Trends
Horizon Bancorp's EBT Margin history runs 17 years deep, the most recent figure standing at 75.36% for Q1 2026.
- On a quarterly basis, EBT Margin rose 2530.0% year-over-year to 75.36% in Q1 2026; TTM through Mar 2026 was 95.07%, a 12290.0% decrease from a year earlier, with the FY2025 full-year figure at 82.91%, down 9709.0% from the prior year.
- EBT Margin grew to 75.36% in Q1 2026 per HBNC's latest filing, from 47.31% in the prior quarter.
- Across five years, EBT Margin topped out at 1456.24% in Q2 2024 and bottomed at 591.49% in Q3 2025.
- The 5-year median for EBT Margin is 25.78% (2023), against an average of 91.91%.
- Across the five-year window, EBT Margin jumped 149893 bps in 2024 and sank 140396 bps in 2025, its largest moves.
- Year by year, EBT Margin stood at 37.88% in 2022, then plunged by 228 bps to 48.6% in 2023, then jumped by 34 bps to 32.17% in 2024, then surged by 247 bps to 47.31% in 2025, then surged by 59 bps to 75.36% in 2026.
- Per Business Quant, the three latest HBNC EBT Margin figures stand at 75.36% (Q1 2026), 47.31% (Q4 2025), and 591.49% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 558,628.45% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 7.80% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 167.25% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 46.65% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.13% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 39.06% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 311.44% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 36.05% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 35.47% |
| 10 | Horizon Bancorp | 1.03 Bn | 765.89 Mn | - | 75.36% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 75.36% |
| Dec 31, 2025 | 47.31% |
| Sep 30, 2025 | -591.49% |
| Jun 30, 2025 | 52.28% |
| Mar 31, 2025 | 50.06% |
| Dec 31, 2024 | -32.17% |
| Sep 30, 2024 | 96.17% |
| Jun 30, 2024 | 1,456.24% |
| Mar 31, 2024 | 735.46% |
| Dec 31, 2023 | -48.60% |
| Sep 30, 2023 | -25.78% |
| Jun 30, 2023 | -42.69% |
| Mar 31, 2023 | -49.74% |
| Dec 31, 2022 | 37.88% |
| Sep 30, 2022 | -26.65% |
| Jun 30, 2022 | -46.12% |
| Mar 31, 2022 | -125.01% |
| Dec 31, 2021 | 40.61% |
| Sep 30, 2021 | 53.52% |
| Jun 30, 2021 | 44.85% |