Horizon Bancorp (HBNC) EBT Margin (2010 - 2026)
Horizon Bancorp (HBNC) recorded quarterly EBT Margin of 44.02% in Q1 2026, up 0.89% quarter-over-quarter from 43.63% in Q4 2025, and up 318.0% on a YoY basis from 10.53% in Q1 2025.
Horizon Bancorp (HBNC) EBT Margin (2010 - 2026) Analysis & Trends
Horizon Bancorp's EBT Margin history runs 17 years deep, the most recent figure standing at 44.02% for Q1 2026.
- In Q1 2026, EBT Margin rose 318.0% year-over-year to 44.02%; the TTM figure through Mar 2026 stood at 884.83% (up 86545.0% YoY), while the FY2025 annual figure was 745.95%, up 73167.0% from the prior year.
- EBT Margin was 44.02% for Q1 2026 at Horizon Bancorp, up from 43.63% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 120.84% in Q3 2025 to a low of 90.73% in Q4 2024.
- Historically, EBT Margin has averaged 27.81% across 5 years, with a median of 36.81% in 2025.
- The sharpest annual moves came in 2023 and 2025: EBT Margin sank 12624 bps in 2023, then jumped 13436 bps in 2025.
- A 5-year view of EBT Margin shows it stood at 40.05% in 2022, then plunged by 315 bps to 86.19% in 2023, then fell by 5 bps to 90.73% in 2024, then surged by 148 bps to 43.63% in 2025, then advanced by 1 bps to 44.02% in 2026.
- The last three EBT Margin figures came in at 44.02% (Q1 2026), 43.63% (Q4 2025), and 120.84% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 311.44% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 33.63% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,796,393.09% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Horizon Bancorp | 1.00 Bn | 741.81 Mn | - | 44.02% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 44.02% |
| Dec 31, 2025 | 43.63% |
| Sep 30, 2025 | 120.84% |
| Jun 30, 2025 | 36.81% |
| Mar 31, 2025 | 40.84% |
| Dec 31, 2024 | -90.73% |
| Sep 30, 2024 | 30.99% |
| Jun 30, 2024 | 28.46% |
| Mar 31, 2024 | 28.76% |
| Dec 31, 2023 | -86.19% |
| Sep 30, 2023 | 32.44% |
| Jun 30, 2023 | 35.37% |
| Mar 31, 2023 | 36.62% |
| Dec 31, 2022 | 40.05% |
| Sep 30, 2022 | 41.63% |
| Jun 30, 2022 | 44.72% |
| Mar 31, 2022 | 44.44% |
| Dec 31, 2021 | 40.61% |
| Sep 30, 2021 | 43.34% |
| Jun 30, 2021 | 44.85% |