Horizon Bancorp (HBNC) EBT Margin (2010 - 2026)
Horizon Bancorp (HBNC) posted quarterly EBT Margin of 75.36% for Q1 2026, up 2530.0% year-over-year from 2.87% in Q1 2025, and up 55.26% quarter-over-quarter from 48.54% in Q4 2025.
Horizon Bancorp (HBNC) EBT Margin (2010 - 2026) Analysis & Trends
Horizon Bancorp's EBT Margin history runs 17 years deep, the most recent figure standing at 75.36% for Q1 2026.
- In Q1 2026, EBT Margin rose 2530.0% year-over-year to 75.36%; the TTM figure through Mar 2026 stood at 95.88% (down 12868.0% YoY), while the FY2025 annual figure was 82.91%, down 9709.0% from the prior year.
- EBT Margin for Q1 2026 stood at 75.36%, up from 48.54% in the prior quarter.
- The five-year high for EBT Margin was 1456.24% in Q2 2024, with the low at 591.49% in Q3 2025.
- The 5-year median for EBT Margin is 25.78% (2023), against an average of 83.93%.
- The sharpest annual moves came in 2024 and 2025: EBT Margin jumped 149893 bps in 2024, then plunged 140396 bps in 2025.
- Horizon Bancorp's EBT Margin stood at 39.87% in 2022, then sank by 532 bps to 172.33% in 2023, then soared by 73 bps to 47.36% in 2024, then jumped by 202 bps to 48.54% in 2025, then jumped by 55 bps to 75.36% in 2026.
- Business Quant data shows HBNC's EBT Margin at 75.36% in Q1 2026, 48.54% in Q4 2025, and 591.49% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.84 Bn | 84.64 Bn | - | - |
| 2 | Pnc Financial Services | 97.68 Bn | 97.68 Bn | - | 37.61% |
| 3 | Us Bancorp | 95.83 Bn | 95.83 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.70 Bn | -144.39 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.87 Bn | -81.44 Bn | - | 36.74% |
| 7 | Nu Holdings | 70.95 Bn | 57.26 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.54 Bn | 61.54 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.53 Bn | 25.81 Bn | - | 31.64% |
| 10 | Horizon Bancorp | 996.63 Mn | 774.79 Mn | - | 40.72% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 48.80% |
| Mar 31, 2026 | 75.36% |
| Dec 31, 2025 | 48.54% |
| Sep 30, 2025 | -591.49% |
| Jun 30, 2025 | 52.28% |
| Mar 31, 2025 | 50.06% |
| Dec 31, 2024 | -47.36% |
| Sep 30, 2024 | 96.17% |
| Jun 30, 2024 | 1,456.24% |
| Mar 31, 2024 | 735.46% |
| Dec 31, 2023 | -172.33% |
| Sep 30, 2023 | -25.78% |
| Jun 30, 2023 | -42.69% |
| Mar 31, 2023 | -49.74% |
| Dec 31, 2022 | 39.87% |
| Sep 30, 2022 | -26.65% |
| Jun 30, 2022 | -46.12% |
| Mar 31, 2022 | -125.01% |
| Dec 31, 2021 | 40.61% |
| Sep 30, 2021 | 53.52% |