Horizon Bancorp (HBNC) EBT Margin (2010 - 2026)

Horizon Bancorp's (HBNC) quarterly EBT Margin came in at 75.36% in Q1 2026, up 2530.0% year-on-year from 2.87% in Q1 2025, and up 59.3% quarter-over-quarter from 47.31% in Q4 2025.

Horizon Bancorp (HBNC) EBT Margin (2010 - 2026) Analysis & Trends

Horizon Bancorp's EBT Margin history runs 17 years deep, the most recent figure standing at 75.36% for Q1 2026.

  • On a quarterly basis, EBT Margin rose 2530.0% year-over-year to 75.36% in Q1 2026; TTM through Mar 2026 was 95.07%, a 12290.0% decrease from a year earlier, with the FY2025 full-year figure at 82.91%, down 9709.0% from the prior year.
  • EBT Margin grew to 75.36% in Q1 2026 per HBNC's latest filing, from 47.31% in the prior quarter.
  • Across five years, EBT Margin topped out at 1456.24% in Q2 2024 and bottomed at 591.49% in Q3 2025.
  • The 5-year median for EBT Margin is 25.78% (2023), against an average of 91.91%.
  • Across the five-year window, EBT Margin jumped 149893 bps in 2024 and sank 140396 bps in 2025, its largest moves.
  • Year by year, EBT Margin stood at 37.88% in 2022, then plunged by 228 bps to 48.6% in 2023, then jumped by 34 bps to 32.17% in 2024, then surged by 247 bps to 47.31% in 2025, then surged by 59 bps to 75.36% in 2026.
  • Per Business Quant, the three latest HBNC EBT Margin figures stand at 75.36% (Q1 2026), 47.31% (Q4 2025), and 591.49% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 558,628.45%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 7.80%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 167.25%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 46.65%
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13%
6 Lloyds Banking 358.14 Bn 358.14 Bn - 39.06%
7 First Capital 200.03 Bn 199.69 Bn - 311.44%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 36.05%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 35.47%
10 Horizon Bancorp 1.03 Bn 765.89 Mn - 75.36%

Historic Data

Download Data
DateValue
Mar 31, 2026 75.36%
Dec 31, 2025 47.31%
Sep 30, 2025 -591.49%
Jun 30, 2025 52.28%
Mar 31, 2025 50.06%
Dec 31, 2024 -32.17%
Sep 30, 2024 96.17%
Jun 30, 2024 1,456.24%
Mar 31, 2024 735.46%
Dec 31, 2023 -48.60%
Sep 30, 2023 -25.78%
Jun 30, 2023 -42.69%
Mar 31, 2023 -49.74%
Dec 31, 2022 37.88%
Sep 30, 2022 -26.65%
Jun 30, 2022 -46.12%
Mar 31, 2022 -125.01%
Dec 31, 2021 40.61%
Sep 30, 2021 53.52%
Jun 30, 2021 44.85%