Horizon Bancorp (HBNC) Asset Utilization Ratio (2011 - 2026)

Horizon Bancorp's (HBNC) quarterly Asset Utilization Ratio came in at 0.03 in Q1 2026, up 70.47% year-on-year from 0.02 in Q1 2025, and down 4.91% quarter-over-quarter from 0.03 in Q4 2025.

Horizon Bancorp (HBNC) Asset Utilization Ratio (2011 - 2026) Analysis & Trends

Horizon Bancorp's Asset Utilization Ratio history runs 11 years deep, the most recent figure standing at 0.03 for Q1 2026.

  • On a quarterly basis, Asset Utilization Ratio rose 70.47% year-over-year to 0.03 in Q1 2026; TTM through Mar 2026 was 0.03, a 70.47% increase from a year earlier, with the FY2025 full-year figure at 0.03, up 39.02% from the prior year.
  • Asset Utilization Ratio retreated to 0.03 in Q1 2026 per HBNC's latest filing, from 0.03 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.03 in Q4 2025 and bottomed at 0.02 in Q1 2023.
  • The 5-year median for Asset Utilization Ratio is 0.0 (2022), against an average of 0.0.
  • Across the five-year window, Asset Utilization Ratio sank 494.96% in 2023 and jumped 853.47% in 2025, its largest moves.
  • Year by year, Asset Utilization Ratio stood at 0.02 in 2022, then grew by 3.08% to 0.01 in 2023, then jumped by 177.97% to 0.01 in 2024, then surged by 192.21% to 0.03 in 2025, then fell by 4.91% to 0.03 in 2026.
  • Per Business Quant, the three latest HBNC Asset Utilization Ratio figures stand at 0.03 (Q1 2026), 0.03 (Q4 2025), and 0.03 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 2.04
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.03
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 19,746.35
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.02
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.91
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.05
7 First Capital 200.03 Bn 199.69 Bn - 0.01
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.04
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Horizon Bancorp 1.03 Bn 765.89 Mn - 0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 0.03
Dec 31, 2025 0.03
Sep 30, 2025 0.03
Jun 30, 2025 0.02
Mar 31, 2025 0.02
Dec 31, 2024 0.01
Sep 30, 2024 0.01
Jun 30, 2024 0.00
Mar 31, 2024 -0.01
Dec 31, 2023 -0.01
Sep 30, 2023 -0.01
Jun 30, 2023 -0.02
Mar 31, 2023 -0.02
Dec 31, 2022 -0.02
Sep 30, 2022 -0.02
Jun 30, 2022 0.00
Mar 31, 2022 0.02
Dec 31, 2021 0.03
Sep 30, 2021 0.04
Jun 30, 2021 0.04