Hanmi Financial (HAFC) Interest Coverage Ratio (2010 - 2026)
Hanmi Financial's (HAFC) quarterly Interest Coverage Ratio came in at 1.71 in Q1 2026, up 13.1% YoY from 1.51 in Q1 2025, and down 83.61% on a QoQ basis from 10.41 in Q4 2025.
Hanmi Financial (HAFC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Hanmi Financial (HAFC) has 17 years of Interest Coverage Ratio data on file, last reported at 1.71 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 13.1% year-over-year to 1.71 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.23 (down 54.38% YoY) and the FY2025 annual result came in at 1.62, up 12.18% from the prior year.
- Interest Coverage Ratio slipped to 1.71 in Q1 2026, from 10.41 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 10.41 in Q4 2025 to a low of 3.03 in Q4 2022.
- A 5-year average of 2.42 and a median of 1.68 in 2023 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio sank 112.04% — and 2025, when it jumped 1203.08%.
- Tracing HAFC's Interest Coverage Ratio over 5 years: stood at 3.03 in 2022, then jumped by 139.46% to 1.19 in 2023, then plunged by 33.06% to 0.8 in 2024, then jumped by 1203.08% to 10.41 in 2025, then slumped by 83.61% to 1.71 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.71 (Q1 2026), 10.41 (Q4 2025), and 1.71 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Hanmi Financial | 918.50 Mn | 736.27 Mn | - | 1.81 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.29 |
| Mar 31, 2026 | 1.71 |
| Dec 31, 2025 | 10.41 |
| Sep 30, 2025 | 1.71 |
| Jun 30, 2025 | 1.20 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 0.80 |
| Sep 30, 2024 | 1.42 |
| Jun 30, 2024 | 1.41 |
| Mar 31, 2024 | 1.43 |
| Dec 31, 2023 | 1.19 |
| Sep 30, 2023 | 1.68 |
| Jun 30, 2023 | 1.82 |
| Mar 31, 2023 | 2.06 |
| Dec 31, 2022 | -3.03 |
| Sep 30, 2022 | 5.56 |
| Jun 30, 2022 | 5.59 |
| Mar 31, 2022 | 4.72 |
| Dec 31, 2021 | 25.13 |
| Sep 30, 2021 | 5.02 |