Hanmi Financial (HAFC) Interest Coverage Ratio (2010 - 2026)
Hanmi Financial posted quarterly Interest Coverage Ratio of 1.78 for Q1 2026, up 13.64% year-on-year from 1.57 in Q1 2025, and up 4.04% on a QoQ basis from 1.71 in Q4 2025.
Hanmi Financial (HAFC) has 17 years of Interest Coverage Ratio data on file, last reported at 1.78 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 13.64% year-over-year to 1.78; the trailing twelve-month figure through Mar 2026 stood at 1.67 (up 12.64% YoY), and the FY2025 full-year result was 0.13, up 36.64% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.78, up from 1.71 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 9.45 in Q2 2022 and bottomed at 1.41 in Q2 2024.
- The 5-year median for Interest Coverage Ratio is 1.71 (2025), against an average of 2.67.
- The widest annual swing landed in 2022, when Interest Coverage Ratio surged 32.02%; it then tumbled 80.69% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 3.16 in 2022, then sank by 48.55% to 1.62 in 2023, then retreated by 5.0% to 1.54 in 2024, then grew by 11.06% to 1.71 in 2025, then increased by 4.04% to 1.78 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.78 (Q1 2026), 1.71 (Q4 2025), and 1.71 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Hanmi Financial | 893.91 Mn | 890.43 Mn | - | 1.78 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.78 |
| Dec 31, 2025 | 1.71 |
| Sep 30, 2025 | 1.71 |
| Jun 30, 2025 | 1.48 |
| Mar 31, 2025 | 1.57 |
| Dec 31, 2024 | 1.54 |
| Sep 30, 2024 | 1.42 |
| Jun 30, 2024 | 1.41 |
| Mar 31, 2024 | 1.44 |
| Dec 31, 2023 | 1.62 |
| Sep 30, 2023 | 1.68 |
| Jun 30, 2023 | 1.82 |
| Mar 31, 2023 | 2.06 |
| Dec 31, 2022 | 3.16 |
| Sep 30, 2022 | 5.56 |
| Jun 30, 2022 | 9.45 |
| Mar 31, 2022 | 5.90 |
| Dec 31, 2021 | 9.43 |
| Sep 30, 2021 | 7.87 |
| Jun 30, 2021 | 7.16 |
| Mar 31, 2021 | 4.99 |
| Dec 31, 2020 | 3.63 |
| Sep 30, 2020 | 3.47 |
| Jun 30, 2020 | 2.21 |
| Mar 31, 2020 | 1.23 |
| Dec 31, 2019 | 1.35 |
| Sep 30, 2019 | 1.92 |
| Jun 30, 2019 | 1.21 |
| Mar 31, 2019 | 2.20 |
| Dec 31, 2018 | 2.20 |
| Sep 30, 2018 | 2.52 |
| Jun 30, 2018 | 2.76 |
| Mar 31, 2018 | 3.03 |
| Dec 31, 2017 | 3.60 |
| Sep 30, 2017 | 3.78 |
| Jun 30, 2017 | 3.89 |
| Mar 31, 2017 | 4.74 |
| Dec 31, 2016 | 5.58 |
| Sep 30, 2016 | 5.51 |
| Jun 30, 2016 | 6.50 |
| Mar 31, 2016 | 6.11 |
| Dec 31, 2015 | 7.12 |
| Sep 30, 2015 | 7.07 |
| Jun 30, 2015 | 6.96 |
| Mar 31, 2015 | 5.67 |
| Dec 31, 2014 | 3.00 |
| Sep 30, 2014 | 8.82 |
| Jun 30, 2014 | 6.77 |
| Mar 31, 2014 | 6.75 |
| Dec 31, 2013 | 5.56 |
| Sep 30, 2013 | 6.36 |
| Jun 30, 2013 | 5.74 |
| Mar 31, 2013 | 4.98 |
| Dec 31, 2012 | 4.87 |
| Sep 30, 2012 | 3.82 |
| Jun 30, 2012 | 2.79 |
| Mar 31, 2012 | 2.29 |
| Dec 31, 2011 | 1.89 |
| Sep 30, 2011 | 1.64 |
| Jun 30, 2011 | 2.20 |
| Mar 31, 2011 | 2.36 |
| Dec 31, 2010 | 1.61 |
| Sep 30, 2010 | -0.50 |
| Jun 30, 2010 | -1.97 |