Hanmi Financial (HAFC) Interest Coverage Ratio (2010 - 2026)
Hanmi Financial (HAFC) posted Interest Coverage Ratio of 1.71 for Q1 2026, up 125.77% on a QoQ basis from 0.76 in Q4 2025, and up 13.1% year-over-year from 1.51 in Q1 2025.
Hanmi Financial (HAFC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Hanmi Financial's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.71 for Q1 2026.
- Quarterly Interest Coverage Ratio rose 13.1% year-over-year to 1.71 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 14.05 (up 778.09% YoY) and the FY2025 annual result came in at 1.62, up 12.18% from the prior year.
- Interest Coverage Ratio was 1.71 for Q1 2026 at Hanmi Financial, up from 0.76 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 8.24 in Q4 2024 and bottomed at 0.76 in Q4 2025.
- A 5-year average of 2.67 and a median of 1.71 in 2026 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2024 — Interest Coverage Ratio surged 449.31% — and 2025, when it slumped 90.82%.
- Hanmi Financial's Interest Coverage Ratio stood at 3.16 in 2022, then slumped by 52.5% to 1.5 in 2023, then jumped by 449.31% to 8.24 in 2024, then slumped by 90.82% to 0.76 in 2025, then soared by 125.77% to 1.71 in 2026.
- Business Quant data shows HAFC's Interest Coverage Ratio at 1.71 in Q1 2026, 0.76 in Q4 2025, and 1.71 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Hanmi Financial | 1.11 Bn | 953.10 Mn | - | 1.71 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.71 |
| Dec 31, 2025 | 0.76 |
| Sep 30, 2025 | 1.71 |
| Jun 30, 2025 | 1.20 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 8.24 |
| Sep 30, 2024 | 1.42 |
| Jun 30, 2024 | 1.41 |
| Mar 31, 2024 | 1.43 |
| Dec 31, 2023 | 1.50 |
| Sep 30, 2023 | 1.68 |
| Jun 30, 2023 | 1.82 |
| Mar 31, 2023 | 2.06 |
| Dec 31, 2022 | 3.16 |
| Sep 30, 2022 | 5.56 |
| Jun 30, 2022 | 5.59 |
| Mar 31, 2022 | 4.72 |
| Dec 31, 2021 | 9.31 |
| Sep 30, 2021 | 5.02 |
| Jun 30, 2021 | 5.10 |