Gouverneur Bancorp, Inc./MD/ (GOVB) Net Margin (2022 - 2026)
Gouverneur Bancorp (GOVB) reported Net Margin of 11.24% for fiscal Q3 2026 (quarter ended Jun 30, 2026), up 0.74 percentage points from 10.50% a year earlier and up 0.78 percentage points from the prior quarter.
Gouverneur Bancorp, Inc./MD/ (GOVB) Net Margin (2022 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Gouverneur Bancorp's Net Margin came in at 11.48%, up 3.64 percentage points year-over-year; for FY2025 (ended Sep 30, 2025), it came in at 8.94%, up 2.13 percentage points from FY2024.
- Net Margin has a three-year change of -12.62 percentage points (FY2022 to FY2025).
- By fiscal year, Net Margin came in at 6.81% in FY2024 (+2.67 pp), 4.14% in FY2023 (-17.42 pp) and 21.56% in FY2022.
- Five-year quarterly Net Margin spans a low of -2.66% in fiscal Q2 2023 and a high of 21.21% in fiscal Q3 2022.
- Year over year, Net Margin has now increased in each of the last eight quarters, with an average year-over-year change of +2.63 percentage points over the last eight quarters.
- The high point for year-over-year Net Margin in five years was fiscal Q2 2024 (a gain of 7.75 percentage points); the low point was fiscal Q4 2023 (a drop of 15.42 percentage points).
- Per Business Quant data, the three fiscal quarters before Q3 2026 came in at 10.46% (Q2 2026), 13.20% (Q1 2026) and 10.95% (Q4 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 11.24% |
| Mar 31, 2026 | 10.46% |
| Dec 31, 2025 | 13.20% |
| Sep 30, 2025 | 10.95% |
| Jun 30, 2025 | 10.50% |
| Mar 31, 2025 | 6.04% |
| Dec 31, 2024 | 7.96% |
| Sep 30, 2024 | 6.73% |
| Jun 30, 2024 | 9.39% |
| Mar 31, 2024 | 5.09% |
| Dec 31, 2023 | 6.05% |
| Sep 30, 2023 | 4.29% |
| Jun 30, 2023 | 10.94% |
| Mar 31, 2023 | -2.66% |
| Dec 31, 2022 | 2.56% |
| Sep 30, 2022 | 19.71% |
| Jun 30, 2022 | 21.21% |
Gouverneur Bancorp, Inc./MD/ Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=GOVB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "GOVB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=GOVB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();