Gouverneur Bancorp (GOVB) Net Margin (2022 - 2026)
Gouverneur Bancorp (GOVB) reported Net Margin of 10.46% for Q1 2026, up 443.0% year-over-year from 1.93% in Q1 2025, and down 20.74% on a QoQ basis from 13.2% in Q4 2025.
Gouverneur Bancorp (GOVB) has 5 years of Net Margin data on file, last reported at 10.46% in Q1 2026.
- Quarterly Net Margin rose 443.0% year-over-year to 10.46% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 11.48% (up 488.0% YoY) and the FY2025 annual result came in at 9.12%, up 325.0% from the prior year.
- Net Margin declined to 10.46% in Q1 2026 per GOVB's latest filing, from 13.2% in the prior quarter.
- Across five years, Net Margin topped out at 38.64% in Q3 2022 and bottomed at 2.66% in Q1 2023.
- The 5-year median for Net Margin is 8.68% (2024), against an average of 9.9%.
- The widest annual swing landed in 2023, when Net Margin tumbled 3435 bps; it then jumped 858 bps in 2025.
- Tracing GOVB's Net Margin over 5 years: stood at 2.56% in 2022, then surged by 136 bps to 6.05% in 2023, then jumped by 32 bps to 7.96% in 2024, then jumped by 66 bps to 13.2% in 2025, then slipped by 21 bps to 10.46% in 2026.
- Per Business Quant, the three latest GOVB Net Margin figures stand at 10.46% (Q1 2026), 13.2% (Q4 2025), and 11.64% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 251.45% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 26.97% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | -0.97% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 27.35% |
| 10 | Gouverneur Bancorp | - | - | - | 10.46% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.46% |
| Dec 31, 2025 | 13.20% |
| Sep 30, 2025 | 11.64% |
| Jun 30, 2025 | 10.50% |
| Mar 31, 2025 | 6.04% |
| Dec 31, 2024 | 7.96% |
| Sep 30, 2024 | 3.07% |
| Jun 30, 2024 | 9.39% |
| Mar 31, 2024 | 5.09% |
| Dec 31, 2023 | 6.05% |
| Sep 30, 2023 | 4.29% |
| Jun 30, 2023 | 10.94% |
| Mar 31, 2023 | -2.66% |
| Dec 31, 2022 | 2.56% |
| Sep 30, 2022 | 38.64% |
| Jun 30, 2022 | 21.21% |