Gouverneur Bancorp (GOVB) FCF Payout Ratio (2022 - 2025)
Gouverneur Bancorp (GOVB) reported FCF Payout Ratio of 0.21 for Q4 2025, down 34.73% year-over-year from 0.32 in Q4 2024, and up 2582.7% on a QoQ basis from 0.01 in Q3 2025.
Gouverneur Bancorp (GOVB) has 4 years of FCF Payout Ratio data on file, last reported at 0.21 in Q4 2025.
- Quarterly FCF Payout Ratio fell 34.73% year-over-year to 0.21 in Q4 2025, while the trailing twelve-month figure through Mar 2026 was 0.12 (down 56.46% YoY) and the FY2025 annual result came in at 0.27, changed N/A from the prior year.
- FCF Payout Ratio advanced to 0.21 in Q4 2025 per GOVB's latest filing, from 0.01 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.32 in Q4 2024 and bottomed at 0.07 in Q3 2022.
- The 4-year median for FCF Payout Ratio is 0.06 (2025), against an average of 0.1.
- The widest annual swing landed in 2023, when FCF Payout Ratio surged 99.65%; it then plunged 34.73% in 2025.
- Tracing GOVB's FCF Payout Ratio over 4 years: stood at 0.07 in 2022, then soared by 99.65% to 0.0 in 2023, then soared by 139813.82% to 0.32 in 2024, then sank by 34.73% to 0.21 in 2025.
- Per Business Quant, the three latest GOVB FCF Payout Ratio figures stand at 0.21 (Q4 2025), 0.01 (Q3 2025), and 0.12 (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 91,520.55 Bn | 91,520.55 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,974.45 Bn | 6,958.51 Bn | - | - |
| 3 | First Capital | 178.68 Bn | 178.53 Bn | - | 0.18 |
| 4 | Landmark Bancorp | 170.33 Bn | 170.30 Bn | - | 0.19 |
| 5 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 6 | NatWest | 156.60 Bn | -88.97 Bn | - | - |
| 7 | Shinhan Financial | 131.59 Bn | 130.68 Bn | - | -1.36 |
| 8 | Pnc Financial Services | 88.50 Bn | 88.55 Bn | - | 0.36 |
| 9 | Us Bancorp \De\ | 84.80 Bn | 85.26 Bn | - | - |
| 10 | Gouverneur Bancorp | - | - | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.21 |
| Sep 30, 2025 | 0.01 |
| Jun 30, 2025 | 0.12 |
| Dec 31, 2024 | 0.32 |
| Sep 30, 2023 | 0.00 |
| Sep 30, 2022 | -0.07 |