Gouverneur Bancorp (GOVB) FCF Payout Ratio (2022 - 2025)

Gouverneur Bancorp (GOVB) reported FCF Payout Ratio of 0.21 for Q4 2025, down 34.73% year-over-year from 0.32 in Q4 2024, and up 2582.7% on a QoQ basis from 0.01 in Q3 2025.

Gouverneur Bancorp (GOVB) has 4 years of FCF Payout Ratio data on file, last reported at 0.21 in Q4 2025.

  • Quarterly FCF Payout Ratio fell 34.73% year-over-year to 0.21 in Q4 2025, while the trailing twelve-month figure through Mar 2026 was 0.12 (down 56.46% YoY) and the FY2025 annual result came in at 0.27, changed N/A from the prior year.
  • FCF Payout Ratio advanced to 0.21 in Q4 2025 per GOVB's latest filing, from 0.01 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.32 in Q4 2024 and bottomed at 0.07 in Q3 2022.
  • The 4-year median for FCF Payout Ratio is 0.06 (2025), against an average of 0.1.
  • The widest annual swing landed in 2023, when FCF Payout Ratio surged 99.65%; it then plunged 34.73% in 2025.
  • Tracing GOVB's FCF Payout Ratio over 4 years: stood at 0.07 in 2022, then soared by 99.65% to 0.0 in 2023, then soared by 139813.82% to 0.32 in 2024, then sank by 34.73% to 0.21 in 2025.
  • Per Business Quant, the three latest GOVB FCF Payout Ratio figures stand at 0.21 (Q4 2025), 0.01 (Q3 2025), and 0.12 (Q2 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 91,520.55 Bn 91,520.55 Bn - 5.86
2 Bank Bradesco 6,974.45 Bn 6,958.51 Bn - -
3 First Capital 178.68 Bn 178.53 Bn - 0.18
4 Landmark Bancorp 170.33 Bn 170.30 Bn - 0.19
5 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
6 NatWest 156.60 Bn -88.97 Bn - -
7 Shinhan Financial 131.59 Bn 130.68 Bn - -1.36
8 Pnc Financial Services 88.50 Bn 88.55 Bn - 0.36
9 Us Bancorp \De\ 84.80 Bn 85.26 Bn - -
10 Gouverneur Bancorp - - - -

Historic Data

Download Data 🔒
DateValue
Dec 31, 2025 0.21
Sep 30, 2025 0.01
Jun 30, 2025 0.12
Dec 31, 2024 0.32
Sep 30, 2023 0.00
Sep 30, 2022 -0.07