Gouverneur Bancorp (GOVB) EBT Margin (2022 - 2026)
Gouverneur Bancorp (GOVB) posted quarterly EBT Margin of 10.66% for Q1 2026, up 544.0% year-over-year from 1.65% in Q1 2025, and down 24.54% quarter-over-quarter from 14.12% in Q4 2025.
Gouverneur Bancorp (GOVB) EBT Margin (2022 - 2026) Analysis & Trends
Gouverneur Bancorp (GOVB) has reported EBT Margin for 5 consecutive years, with 10.66% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT Margin rose 544.0% year-over-year to 10.66%; the TTM figure through Mar 2026 stood at 24.56% (up 1755.0% YoY), while the FY2025 annual figure was 11.26%, up 467.0% from the prior year.
- EBT Margin declined to 10.66% in Q1 2026 per GOVB's latest filing, from 14.12% in the prior quarter.
- Across five years, EBT Margin topped out at 28.18% in Q3 2025 and bottomed at 30.84% in Q2 2025.
- Historically, EBT Margin has averaged 4.62% across 5 years, with a median of 5.82% in 2023.
- Annual changes were most pronounced in 2023 — EBT Margin sank 5233 bps — and 2024, when it surged 3646 bps.
- Gouverneur Bancorp's EBT Margin stood at 0.45% in 2022, then soared by 1056 bps to 5.24% in 2023, then surged by 51 bps to 7.91% in 2024, then soared by 78 bps to 14.12% in 2025, then slipped by 25 bps to 10.66% in 2026.
- Business Quant data shows GOVB's EBT Margin at 10.66% in Q1 2026, 14.12% in Q4 2025, and 28.18% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 36.74% |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 31.64% |
| 10 | Gouverneur Bancorp | 20.64 Mn | -8.42 Mn | - | 11.67% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 155.21% |
| Mar 31, 2026 | 10.66% |
| Dec 31, 2025 | 14.12% |
| Sep 30, 2025 | 28.18% |
| Jun 30, 2025 | -30.84% |
| Mar 31, 2025 | 5.22% |
| Dec 31, 2024 | 7.91% |
| Sep 30, 2024 | 5.71% |
| Jun 30, 2024 | 9.23% |
| Mar 31, 2024 | 4.24% |
| Dec 31, 2023 | 5.24% |
| Sep 30, 2023 | 5.93% |
| Jun 30, 2023 | -27.23% |
| Mar 31, 2023 | -5.50% |
| Dec 31, 2022 | 0.45% |
| Sep 30, 2022 | 15.44% |
| Jun 30, 2022 | 25.09% |