Gouverneur Bancorp, Inc./MD/ (GOVB) EBT Margin (2022 - 2026)
Gouverneur Bancorp's EBT Margin was 11.90% in fiscal Q3 2026 (quarter ended Jun 30, 2026), down 1.07 percentage points from 12.97% a year earlier but up 1.24 percentage points from the prior quarter.
Gouverneur Bancorp, Inc./MD/ (GOVB) EBT Margin (2022 - 2026) Analysis & Trends
On a trailing twelve-month basis, Gouverneur Bancorp's EBT Margin was 12.23% through Jun 30, 2026, up 4.25 percentage points year-over-year; for FY2025 (ended Sep 30, 2025), it came in at 9.67%, up 3.66 percentage points from FY2024.
- EBT Margin shows a three-year change of -17.42 percentage points (FY2022 to FY2025).
- In earlier fiscal years, EBT Margin was 6.01% in FY2024 (+2.97 pp), 3.04% in FY2023 (-24.05 pp) and 27.09% in FY2022.
- Quarterly EBT Margin has moved between -6.73% (fiscal Q2 2023) and 28.81% (fiscal Q4 2022) over five years.
- Compared with a year earlier, EBT Margin was higher in seven of the last eight quarters, with an average year-over-year change of +3.17 percentage points.
- The best year-over-year quarter for EBT Margin over five years was fiscal Q2 2024 (a gain of 10.97 percentage points); the worst was fiscal Q4 2023 (a drop of 23.91 percentage points).
- Per Business Quant data, GOVB's EBT Margin in the three fiscal quarters before Q3 2026 was 10.66% (Q2 2026), 14.12% (Q1 2026) and 12.15% (Q4 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 11.90% |
| Mar 31, 2026 | 10.66% |
| Dec 31, 2025 | 14.12% |
| Sep 30, 2025 | 12.15% |
| Jun 30, 2025 | 12.97% |
| Mar 31, 2025 | 5.22% |
| Dec 31, 2024 | 7.91% |
| Sep 30, 2024 | 5.59% |
| Jun 30, 2024 | 9.14% |
| Mar 31, 2024 | 4.24% |
| Dec 31, 2023 | 5.18% |
| Sep 30, 2023 | 4.90% |
| Jun 30, 2023 | 11.50% |
| Mar 31, 2023 | -6.73% |
| Dec 31, 2022 | 0.56% |
| Sep 30, 2022 | 28.81% |
| Jun 30, 2022 | 25.09% |
Gouverneur Bancorp, Inc./MD/ EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=GOVB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "GOVB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=GOVB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();