First United (FUNC) FCF Payout Ratio (2010 - 2026)
First United's FCF Payout Ratio came in at 0.36 for Q2 2026, down 82.2% from 2.02 a year earlier but up 176.2% from the prior quarter.
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Analysis
First United (FUNC) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, First United reported FCF Payout Ratio of 0.25, down 24.4% year-over-year; for FY2025, it was 0.39, up 46.8% from FY2024.
- FCF Payout Ratio has increased in each of the last three years.
- Going back by year, FCF Payout Ratio was 0.26 in FY2024 (+11.9%), 0.24 in FY2023 (+35.9%), 0.17 in FY2022 (-15.7%) and 0.21 in FY2021 (-17.7%).
- The five-year range for quarterly FCF Payout Ratio is 0.11 (Q4 2021) to 8.51 (Q3 2025).
- Year-over-year, FCF Payout Ratio increased in three of the last seven quarters, with growth averaging 155.9%.
- The fastest year-over-year change in FCF Payout Ratio over five years came in Q2 2025 (growth of 969.5%), and the weakest in Q2 2026 (a decline of 82.2%).
- Business Quant data shows FUNC's FCF Payout Ratio at 0.13 (Q1 2026), 0.21 (Q4 2025) and 8.51 (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | - |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | - |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | - |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | - |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | - |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 0.17 |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | First United | 299.30 Mn | -82.22 Mn | - | 0.37 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.37 |
| Jun 30, 2026 | 0.36 |
| Mar 31, 2026 | 0.13 |
| Dec 31, 2025 | 0.21 |
| Sep 30, 2025 | 8.51 |
| Jun 30, 2025 | 2.02 |
| Mar 31, 2025 | 0.22 |
| Dec 31, 2024 | 0.15 |
| Sep 30, 2024 | 2.20 |
| Jun 30, 2024 | 0.19 |
| Mar 31, 2024 | 0.38 |
| Dec 31, 2023 | 0.24 |
| Sep 30, 2023 | 0.16 |
| Jun 30, 2023 | 0.31 |
| Mar 31, 2023 | 0.35 |
| Dec 31, 2022 | 0.14 |
| Sep 30, 2022 | 0.13 |
| Jun 30, 2022 | 0.19 |
| Mar 31, 2022 | 0.34 |
| Dec 31, 2021 | 0.11 |
API Access
First United FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=FUNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "FUNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=FUNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();