Five Star Bancorp (FSBC) FCF Payout Ratio (2020 - 2026)

Five Star Bancorp (FSBC) posted FCF Payout Ratio of 0.28 for Q1 2026, up 32.78% on a QoQ basis from 0.21 in Q4 2025, and up 2.64% year-over-year from 0.28 in Q1 2025.

Five Star Bancorp (FSBC) FCF Payout Ratio (2020 - 2026) Analysis & Trends

Five Star Bancorp's FCF Payout Ratio history runs 7 years deep, the most recent figure standing at 0.28 for Q1 2026.

  • Quarterly FCF Payout Ratio rose 2.64% year-over-year to 0.28 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.24 (down 5.5% YoY) and the FY2025 annual result came in at 0.24, down 24.65% from the prior year.
  • FCF Payout Ratio was 0.28 for Q1 2026 at Five Star Bancorp, up from 0.21 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 24.83 in Q1 2024 and bottomed at 1.9 in Q4 2023.
  • A 5-year average of 2.0 and a median of 0.24 in 2025 frame the typical range for FCF Payout Ratio.
  • Annual changes were most pronounced in 2023 — FCF Payout Ratio plunged 1451.04% — and 2024, when it surged 335.37%.
  • Five Star Bancorp's FCF Payout Ratio stood at 0.14 in 2022, then slumped by 1451.04% to 1.9 in 2023, then soared by 112.54% to 0.24 in 2024, then slipped by 10.01% to 0.21 in 2025, then soared by 32.78% to 0.28 in 2026.
  • Business Quant data shows FSBC's FCF Payout Ratio at 0.28 in Q1 2026, 0.21 in Q4 2025, and 0.23 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Five Star Bancorp 1.01 Bn 361.87 Mn - 0.28

Historic Data

Download Data
DateValue
Mar 31, 2026 0.28
Dec 31, 2025 0.21
Sep 30, 2025 0.23
Jun 30, 2025 0.24
Mar 31, 2025 0.28
Dec 31, 2024 0.24
Sep 30, 2024 0.25
Jun 30, 2024 0.27
Mar 31, 2024 24.83
Dec 31, 2023 -1.90
Sep 30, 2023 0.23
Jun 30, 2023 0.14
Mar 31, 2023 5.70
Dec 31, 2022 0.14
Sep 30, 2022 0.16
Jun 30, 2022 0.33
Mar 31, 2022 2.31
Dec 31, 2021 0.71
Sep 30, 2021 0.93
Jun 30, 2021 2.74