Five Star Bancorp (FSBC) FCF Payout Ratio (2020 - 2026)

Five Star Bancorp (FSBC) reported FCF Payout Ratio of 0.28 for Q1 2026, up 2.64% on a YoY basis from 0.28 in Q1 2025, and up 32.78% quarter-over-quarter from 0.21 in Q4 2025.

Five Star Bancorp (FSBC) FCF Payout Ratio (2020 - 2026) Analysis & Trends

Five Star Bancorp has reported FCF Payout Ratio for 7 years, with the latest figure at 0.28 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio rose 2.64% year-over-year to 0.28; the trailing twelve-month figure through Mar 2026 stood at 0.24 (down 5.5% YoY), and the FY2025 full-year result was 0.24, down 24.65% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.28, up from 0.21 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 24.83 in Q1 2024, with the low at 1.9 in Q4 2023.
  • Historically, FCF Payout Ratio has averaged 2.0 across 5 years, with a median of 0.24 in 2025.
  • Annual changes were most pronounced in 2023 — FCF Payout Ratio sank 1451.04% — and 2024, when it surged 335.37%.
  • Five Star Bancorp's FCF Payout Ratio stood at 0.14 in 2022, then plunged by 1451.04% to 1.9 in 2023, then jumped by 112.54% to 0.24 in 2024, then retreated by 10.01% to 0.21 in 2025, then jumped by 32.78% to 0.28 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.28 (Q1 2026), 0.21 (Q4 2025), and 0.23 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Five Star Bancorp 948.31 Mn 948.31 Mn - 0.28

Historic Data

Download Data
DateValue
Mar 31, 2026 0.28
Dec 31, 2025 0.21
Sep 30, 2025 0.23
Jun 30, 2025 0.24
Mar 31, 2025 0.28
Dec 31, 2024 0.24
Sep 30, 2024 0.25
Jun 30, 2024 0.27
Mar 31, 2024 24.83
Dec 31, 2023 -1.90
Sep 30, 2023 0.23
Jun 30, 2023 0.14
Mar 31, 2023 5.70
Dec 31, 2022 0.14
Sep 30, 2022 0.16
Jun 30, 2022 0.33
Mar 31, 2022 2.31
Dec 31, 2021 0.71
Sep 30, 2021 0.93
Jun 30, 2021 2.74