Five Star Bancorp Income Statement

Income Statement Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 9.00M1.70M6.70M4.00M7.45M
Revenue 74.51M84.89M110.23M118.39M126.16M
Interest income
Interest income - Loans 71.41M78.89M111.80M162.71M193.34M
Interest Income - Debt Securities 3.54M4.95M6.44M6.72M6.82M
Interest Income - Deposits 1.20M0.55M3.70M9.07M11.08M
Interest Income - Total 74.39M81.58M117.92M174.38M206.95M
Interest expenses
Interest Expense - Deposits 7.41M2.20M10.92M57.86M82.40M
Interest Expense - Debt 1.77M1.77M3.74M4.65M4.65M
Interest Expense - Others 0.18M0.99M0.20M
Interest Expenses 9.18M3.97M14.85M63.50M87.24M
Interest Income - Net 65.21M77.61M103.07M110.88M119.71M
Non-interest income
Interest Income - Total 56.21M75.91M96.37M106.88M112.76M
Financial Services Fees 2.31M1.31M2.21M1.72M1.60M
Service Charges 0.37M0.42M0.47M0.57M0.72M
Investment Gain (Loss) 0.72M0.01M-0.17M
Investment Banking Income 4.14M4.08M2.93M1.95M1.27M
Other Non-Interest Income 2.16M1.30M2.62M4.61M5.15M
Non-Interest Income 9.30M7.28M7.16M7.51M6.45M
Operating Items
Amortization - Intangibles 0.50M0.82M0.71M0.72M0.70M
Research & Development 1.98M2.49M3.09M4.01M5.09M
Wages, Salaries and Other 16.08M19.82M22.57M27.10M31.71M
Rent Expense 1.72M1.94M2.06M2.22M2.55M
Other Operating Expenses 24.56M31.61M35.52M41.54M46.86M
Operating Expenses 28.26M36.04M40.67M47.77M54.49M
Operating Income 7.82M9.90M
EBIT 7.82M9.90M77.71M130.12M151.96M
Non-operating items
Non Operating Income 1.02M3.56M
Net income details
EBT 37.26M47.15M62.86M66.62M64.72M
Tax Provisions 1.47M4.71M18.06M18.88M19.05M
Profit After Tax 35.93M42.44M44.80M47.73M45.67M
Income from Continuing Operations 35.79M42.44M44.80M47.73M45.67M
Consolidated Net Income 35.79M42.44M44.80M47.73M45.67M
Income towards Parent Company 35.79M42.44M44.80M47.73M45.67M
Net Income towards Common Stockholders 35.79M42.44M44.80M47.73M45.67M
Additional items
EPS (Basic) 3.572.832.612.782.26
EPS (Weighted Average and Diluted) 3.572.832.612.782.26
Shares Outstanding (Weighted Average) 16.27M17.22M
Tax Rate 3.94%9.98%28.73%28.34%29.43%