Finance of America Companies (FOA) Operating Expenses (2019 - 2026)
Finance of America Companies' (FOA) quarterly Operating Expenses came in at $105.4 million in Q1 2026, up 22.0% YoY from $86.4 million in Q1 2025, and up 17.72% on a QoQ basis from $89.5 million in Q4 2025.
Finance of America Companies (FOA) Operating Expenses (2019 - 2026) Analysis & Trends
Finance of America Companies (FOA) has 8 years of Operating Expenses data on file, last reported at $105.4 million in Q1 2026.
- Quarterly Operating Expenses rose 22.0% year-over-year to $105.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $388.5 million (up 14.68% YoY) and the FY2025 annual result came in at $369.5 million, up 7.51% from the prior year.
- Operating Expenses rose to $105.4 million in Q1 2026, from $89.5 million in the prior quarter.
- In the past five years, Operating Expenses ranged from a high of $112.8 million in Q2 2022 to a low of $80.3 million in Q3 2024.
- A 5-year average of $95.5 million and a median of $92.4 million in 2022 frame the typical range for Operating Expenses.
- Annual changes were most pronounced in 2022 — Operating Expenses tumbled 88.64% — and 2025, when it surged 30.24%.
- Tracing FOA's Operating Expenses over 5 years: stood at $101.0 million in 2022, then declined by 8.15% to $92.8 million in 2023, then dropped by 6.19% to $87.1 million in 2024, then increased by 2.82% to $89.5 million in 2025, then grew by 17.72% to $105.4 million in 2026.
- The last three Operating Expenses figures came in at $105.4 million (Q1 2026), $89.5 million (Q4 2025), and $104.6 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 4.76 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 3.69 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 14.48 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 9.04 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 7.26 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 1.33 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 950.34 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 891.92 Mn |
| 10 | Finance of America Companies | 189.40 Mn | -187.20 Mn | 102.48 Mn | 105.37 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 105.37 Mn |
| Dec 31, 2025 | 89.51 Mn |
| Sep 30, 2025 | 104.59 Mn |
| Jun 30, 2025 | 89.06 Mn |
| Mar 31, 2025 | 86.37 Mn |
| Dec 31, 2024 | 87.06 Mn |
| Sep 30, 2024 | 80.31 Mn |
| Jun 30, 2024 | 85.05 Mn |
| Mar 31, 2024 | 91.32 Mn |
| Dec 31, 2023 | 92.80 Mn |
| Sep 30, 2023 | 105.43 Mn |
| Jun 30, 2023 | 110.01 Mn |
| Mar 31, 2023 | 83.78 Mn |
| Dec 31, 2022 | 101.03 Mn |
| Sep 30, 2022 | 92.35 Mn |
| Jun 30, 2022 | 112.82 Mn |
| Mar 31, 2022 | 107.40 Mn |
| Sep 30, 2021 | 812.63 Mn |
| Jun 30, 2021 | 400.75 Mn |
| Mar 31, 2021 | 373.31 Mn |