Finward Bancorp (FNWD) Net Margin (2010 - 2026)

Finward Bancorp (FNWD) reported Net Margin of 6.23% for Q1 2026, down 536.0% on a YoY basis from 1.43% in Q1 2025, and down 159.66% sequentially from 10.45% in Q4 2025.

Finward Bancorp (FNWD) Net Margin (2010 - 2026) Analysis & Trends

Finward Bancorp (FNWD) has 17 years of Net Margin data on file, last reported at 6.23% in Q1 2026.

  • For the quarter ending Q1 2026, Net Margin fell 536.0% year-over-year to 6.23%; the trailing twelve-month figure through Mar 2026 stood at 9.2% (down 539.0% YoY), and the FY2025 full-year result was 17.48%, down 4314.0% from the prior year.
  • Net Margin fell to 6.23% in Q1 2026, from 10.45% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 16.66% in Q4 2022 to a low of 18.51% in Q1 2024.
  • A 5-year average of 1.93% and a median of 4.27% in 2025 frame the typical range for Net Margin.
  • Across the five-year window, Net Margin plunged 4083 bps in 2022 and soared 1763 bps in 2025, its largest moves.
  • Tracing FNWD's Net Margin over 5 years: stood at 16.66% in 2022, then decreased by 29 bps to 11.85% in 2023, then tumbled by 68 bps to 3.74% in 2024, then surged by 179 bps to 10.45% in 2025, then plunged by 160 bps to 6.23% in 2026.
  • Business Quant data shows FNWD's Net Margin at 6.23% in Q1 2026, 10.45% in Q4 2025, and 8.75% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 401,783.65%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 8,284,010.29%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.00%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 32.86%
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.38%
6 Lloyds Banking 358.14 Bn 358.14 Bn - 27.26%
7 First Capital 200.03 Bn 199.69 Bn - 251.63%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 28.90%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 27.35%
10 Finward Bancorp 193.14 Mn 74.38 Mn - -6.23%

Historic Data

Download Data
DateValue
Mar 31, 2026 -6.23%
Dec 31, 2025 10.45%
Sep 30, 2025 -8.75%
Jun 30, 2025 -4.27%
Mar 31, 2025 -0.87%
Dec 31, 2024 3.74%
Sep 30, 2024 -1.59%
Jun 30, 2024 -0.27%
Mar 31, 2024 -18.51%
Dec 31, 2023 11.85%
Sep 30, 2023 -2.75%
Jun 30, 2023 -4.47%
Mar 31, 2023 -4.47%
Dec 31, 2022 16.66%
Sep 30, 2022 -5.70%
Jun 30, 2022 -8.44%
Mar 31, 2022 -9.25%
Dec 31, 2021 8.05%
Sep 30, 2021 24.06%
Jun 30, 2021 20.62%