Finward Bancorp (FNWD) Net Margin (2010 - 2026)
Finward Bancorp (FNWD) posted Net Margin of 6.23% for Q1 2026, down 160.79% sequentially from 10.25% in Q4 2025, and down 536.0% YoY from 1.43% in Q1 2025.
Finward Bancorp (FNWD) Net Margin (2010 - 2026) Analysis & Trends
Finward Bancorp has reported Net Margin for 17 years, with the latest figure at 6.23% in Q1 2026.
- Quarterly Net Margin fell 536.0% year-over-year to 6.23% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 9.23% (down 552.0% YoY) and the FY2025 annual result came in at 17.48%, down 4314.0% from the prior year.
- Net Margin fell to 6.23% in Q1 2026 per FNWD's latest filing, from 10.25% in the prior quarter.
- Over five years, Net Margin peaked at 17.94% in Q4 2022 and troughed at 18.51% in Q1 2024.
- A 5-year average of 1.98% and a median of 4.27% in 2025 frame the typical range for Net Margin.
- The sharpest annual moves came in 2022 and 2025: Net Margin slumped 4083 bps in 2022, then surged 1763 bps in 2025.
- Over 5 years, Net Margin stood at 17.94% in 2022, then slumped by 45 bps to 9.78% in 2023, then sank by 60 bps to 3.9% in 2024, then soared by 163 bps to 10.25% in 2025, then tumbled by 161 bps to 6.23% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 6.23%, 10.25%, and 8.75% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 23.30% |
| 10 | Finward Bancorp | 186.94 Mn | 92.30 Mn | - | 11.91% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -7.18% |
| Mar 31, 2026 | -6.23% |
| Dec 31, 2025 | 10.25% |
| Sep 30, 2025 | -8.75% |
| Jun 30, 2025 | -4.27% |
| Mar 31, 2025 | -0.87% |
| Dec 31, 2024 | 3.90% |
| Sep 30, 2024 | -1.59% |
| Jun 30, 2024 | -0.27% |
| Mar 31, 2024 | -18.51% |
| Dec 31, 2023 | 9.78% |
| Sep 30, 2023 | -2.75% |
| Jun 30, 2023 | -4.47% |
| Mar 31, 2023 | -4.47% |
| Dec 31, 2022 | 17.94% |
| Sep 30, 2022 | -5.70% |
| Jun 30, 2022 | -8.44% |
| Mar 31, 2022 | -9.25% |
| Dec 31, 2021 | 16.91% |
| Sep 30, 2021 | 24.06% |