Finward Bancorp (FNWD) Net Margin (2010 - 2026)
Finward Bancorp (FNWD) posted Net Margin of 11.91% for Q2 2026, down 1.03 percentage points from 12.94% a year earlier and down 0.91 percentage points from the prior quarter.
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Analysis
Finward Bancorp (FNWD) Net Margin (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Margin at Finward Bancorp was 14.24%, up 5.86 percentage points year-over-year; for FY2025, it was 12.25%, down 4.82 percentage points from FY2024.
- Annual Net Margin shows a five-year change of -12.64 percentage points (FY2020 to FY2025).
- In prior years, Finward Bancorp's Net Margin was 17.06% in FY2024 (+4.23 pp), 12.83% in FY2023 (-6.34 pp), 19.17% in FY2022 (-4.02 pp) and 23.19% in FY2021 (-1.69 pp).
- The Q2 2026 figure stands as the lowest quarterly Net Margin since Q1 2025.
- On a year-over-year basis, Net Margin increased in four of the last eight quarters, with an average year-over-year change of -0.59 percentage points.
- The strongest year-over-year quarter for Net Margin in the past five years was Q1 2024, with a gain of 23.78 percentage points; the weakest was Q1 2025, with a drop of 33.81 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 12.82% (Q1 2026), 12.01% (Q4 2025) and 20.15% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 11.91% |
| Mar 31, 2026 | 12.82% |
| Dec 31, 2025 | 12.01% |
| Sep 30, 2025 | 20.15% |
| Jun 30, 2025 | 12.94% |
| Mar 31, 2025 | 2.93% |
| Dec 31, 2024 | 12.86% |
| Sep 30, 2024 | 4.07% |
| Jun 30, 2024 | 0.98% |
| Mar 31, 2024 | 36.74% |
| Dec 31, 2023 | 9.78% |
| Sep 30, 2023 | 14.11% |
| Jun 30, 2023 | 14.30% |
| Mar 31, 2023 | 12.97% |
| Dec 31, 2022 | 20.14% |
| Sep 30, 2022 | 22.63% |
| Jun 30, 2022 | 21.94% |
| Mar 31, 2022 | 11.43% |
| Dec 31, 2021 | 20.36% |
| Sep 30, 2021 | 21.64% |
API Access
Finward Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=FNWD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "FNWD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=FNWD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();