Finward Bancorp (FNWD) Net Margin (2010 - 2026)
Finward Bancorp's (FNWD) quarterly Net Margin came in at 11.91% in Q2 2026, down 103.0% year-over-year from 396.9% in Q2 2025, and down 7.12% quarter-over-quarter from 12.82% in Q1 2026.
Powered by 
Analysis
Finward Bancorp (FNWD) Net Margin (2010 - 2026) Analysis & Trends
Finward Bancorp has disclosed Net Margin across 17 years of filings, most recently posting 11.91% for Q2 2026.
- In Q2 2026, Net Margin fell 103.0% year-over-year to 11.91%; the TTM figure through Jun 2026 stood at 14.24% (up 586.0% YoY), while the FY2025 annual figure was 12.25%, down 482.0% from the prior year.
- Net Margin came in at 11.91% for Q2 2026 at Finward Bancorp, down from 12.82% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 36.74% in Q1 2024 to a low of 0.98% in Q2 2024.
- Average Net Margin over 5 years is 13.95%, with a median of 12.84% recorded in 2024.
- Year-over-year, Net Margin soared 2428 bps in 2024 and sank 3381 bps in 2025.
- Over 5 years, Net Margin stood at 19.97% in 2022, then plunged by 51 bps to 9.78% in 2023, then jumped by 31 bps to 12.86% in 2024, then slipped by 7 bps to 12.01% in 2025, then declined by 1 bps to 11.91% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 11.91% in Q2 2026, 12.82% in Q1 2026, and 12.01% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 23.30% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 24.18% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 24.27% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 28.79% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 24.18% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 864.86% |
| 10 | Finward Bancorp | 184.50 Mn | 89.86 Mn | - | 11.91% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 11.91% |
| Mar 31, 2026 | 12.82% |
| Dec 31, 2025 | 12.01% |
| Sep 30, 2025 | 20.15% |
| Jun 30, 2025 | 12.94% |
| Mar 31, 2025 | 2.93% |
| Dec 31, 2024 | 12.86% |
| Sep 30, 2024 | 4.07% |
| Jun 30, 2024 | 0.98% |
| Mar 31, 2024 | 36.74% |
| Dec 31, 2023 | 9.78% |
| Sep 30, 2023 | 14.11% |
| Jun 30, 2023 | 14.21% |
| Mar 31, 2023 | 12.46% |
| Dec 31, 2022 | 19.97% |
| Sep 30, 2022 | 21.89% |
| Jun 30, 2022 | 20.90% |
| Mar 31, 2022 | 10.31% |
| Dec 31, 2021 | 15.45% |
| Sep 30, 2021 | 16.37% |