Finward Bancorp (FNWD) EBT Margin (2009 - 2026)
Finward Bancorp's EBT Margin came in at 13.98% for Q2 2026, up 1.25 percentage points from 12.73% a year earlier but down 1.26 percentage points from the prior quarter.
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Analysis
Finward Bancorp (FNWD) EBT Margin (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Finward Bancorp reported EBT Margin of 15.23%, up 6.08 percentage points year-over-year; for FY2025, it was 12.28%, down 6.65 percentage points from FY2024.
- EBT Margin carries a five-year change of -16.93 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 18.93% in FY2024 (+6.61 pp), 12.32% in FY2023 (-8.73 pp), 21.05% in FY2022 (-4.33 pp) and 25.38% in FY2021 (-3.83 pp).
- The five-year range for quarterly EBT Margin is 0.92% (Q2 2024) to 40.59% (Q1 2024).
- Year-over-year, EBT Margin increased in five of the last eight quarters, with an average year-over-year change of +0.03 percentage points.
- The fastest year-over-year change in EBT Margin over five years came in Q1 2024 (a gain of 25.77 percentage points), and the weakest in Q1 2025 (a drop of 36.63 percentage points).
- Business Quant data shows FNWD's EBT Margin at 15.24% (Q1 2026), 11.01% (Q4 2025) and 20.51% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 51.73% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 41.80% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 70.61% |
| 10 | Finward Bancorp | 190.83 Mn | 190.83 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 13.98% |
| Mar 31, 2026 | 15.24% |
| Dec 31, 2025 | 11.01% |
| Sep 30, 2025 | 20.51% |
| Jun 30, 2025 | 12.73% |
| Mar 31, 2025 | 3.96% |
| Dec 31, 2024 | 16.34% |
| Sep 30, 2024 | 2.68% |
| Jun 30, 2024 | 0.92% |
| Mar 31, 2024 | 40.59% |
| Dec 31, 2023 | 7.48% |
| Sep 30, 2023 | 11.55% |
| Jun 30, 2023 | 14.88% |
| Mar 31, 2023 | 14.82% |
| Dec 31, 2022 | 20.37% |
| Sep 30, 2022 | 25.46% |
| Jun 30, 2022 | 24.85% |
| Mar 31, 2022 | 12.90% |
| Dec 31, 2021 | 20.39% |
| Sep 30, 2021 | 23.28% |
API Access
Finward Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=FNWD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "FNWD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=FNWD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();