Finward Bancorp (FNWD) EBT Margin (2010 - 2026)
Finward Bancorp's EBT Margin came in at 13.98% for Q2 2026, up 1.25 percentage points from 12.73% a year earlier but down 1.26 percentage points from the prior quarter.
Finward Bancorp (FNWD) EBT Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Finward Bancorp reported EBT Margin of 15.23%, up 6.08 percentage points year-over-year; for FY2025, it was 12.28%, down 6.65 percentage points from FY2024.
- EBT Margin carries a five-year change of -16.93 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 18.93% in FY2024 (+6.61 pp), 12.32% in FY2023 (-8.73 pp), 21.05% in FY2022 (-4.33 pp) and 25.38% in FY2021 (-3.83 pp).
- The five-year range for quarterly EBT Margin is 0.92% (Q2 2024) to 40.59% (Q1 2024).
- Year-over-year, EBT Margin increased in five of the last eight quarters, with an average year-over-year change of +0.03 percentage points.
- The fastest year-over-year change in EBT Margin over five years came in Q1 2024 (a gain of 25.77 percentage points), and the weakest in Q1 2025 (a drop of 36.63 percentage points).
- Business Quant data shows FNWD's EBT Margin at 15.24% (Q1 2026), 11.01% (Q4 2025) and 20.51% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 13.98% |
| Mar 31, 2026 | 15.24% |
| Dec 31, 2025 | 11.01% |
| Sep 30, 2025 | 20.51% |
| Jun 30, 2025 | 12.73% |
| Mar 31, 2025 | 3.96% |
| Dec 31, 2024 | 16.34% |
| Sep 30, 2024 | 2.68% |
| Jun 30, 2024 | 0.92% |
| Mar 31, 2024 | 40.59% |
| Dec 31, 2023 | 7.48% |
| Sep 30, 2023 | 11.55% |
| Jun 30, 2023 | 14.88% |
| Mar 31, 2023 | 14.82% |
| Dec 31, 2022 | 20.37% |
| Sep 30, 2022 | 25.46% |
| Jun 30, 2022 | 24.85% |
| Mar 31, 2022 | 12.90% |
| Dec 31, 2021 | 20.39% |
| Sep 30, 2021 | 23.28% |
Finward Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=FNWD&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "FNWD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=FNWD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();