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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

First Northern Community Bancorp (FNRN) Interest Coverage Ratio (2023 - 2025)

First Northern Community Bancorp (FNRN) has disclosed Interest Coverage Ratio for 3 consecutive years, with 2.64 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio rose 8.31% to 2.64 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.14 through Dec 2025, up 15.64% year-over-year, with the annual reading at 0.39 for FY2025, 5.16% down from the prior year.
  • Interest Coverage Ratio hit 2.64 in Q4 2025 for First Northern Community Bancorp, up from 3.06 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 9.14 in Q1 2023 to a low of 3.06 in Q3 2025.
  • Historically, Interest Coverage Ratio has averaged 1.85 across 3 years, with a median of 2.79 in 2024.
  • Biggest five-year swings in Interest Coverage Ratio: tumbled 174.56% in 2024 and later rose 13.86% in 2025.
  • Year by year, Interest Coverage Ratio stood at 4.43 in 2023, then tumbled by 164.9% to 2.87 in 2024, then increased by 8.31% to 2.64 in 2025.
  • Business Quant data shows Interest Coverage Ratio for FNRN at 2.64 in Q4 2025, 3.06 in Q3 2025, and 3.1 in Q2 2025.