First Northern Community Bancorp (FNRN) Interest Coverage Ratio (2011 - 2026)
First Northern Community Bancorp's (FNRN) quarterly Interest Coverage Ratio came in at 3.0 in Q2 2026, down 6.05% year-over-year from 3.2 in Q2 2025, and down 8.0% quarter-over-quarter from 2.78 in Q1 2026.
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First Northern Community Bancorp (FNRN) Interest Coverage Ratio (2011 - 2026) Analysis & Trends
First Northern Community Bancorp has disclosed Interest Coverage Ratio across 16 years of filings, most recently posting 3.0 for Q2 2026.
- In Q2 2026, Interest Coverage Ratio fell 6.05% year-over-year to 3.0; the TTM figure through Jun 2026 stood at 2.92 (down 4.1% YoY), while the FY2025 annual figure was 2.95, down 4.58% from the prior year.
- Interest Coverage Ratio came in at 3.0 for Q2 2026 at First Northern Community Bancorp, down from 2.78 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 24.09 in Q2 2022 to a low of 3.1 in Q1 2025.
- Average Interest Coverage Ratio over 5 years is 4.87, with a median of 2.79 recorded in 2024.
- Year-over-year, Interest Coverage Ratio grew 16.42% in 2022 and sank 207.93% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 14.26 in 2022, then plunged by 68.95% to 4.43 in 2023, then tumbled by 158.63% to 2.6 in 2024, then decreased by 8.99% to 2.83 in 2025, then dropped by 6.17% to 3.0 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 3.0 in Q2 2026, 2.78 in Q1 2026, and 2.83 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | 0.09 |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 1.90 |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 1.83 |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 1.80 |
| 10 | First Northern Community Bancorp | 278.39 Mn | -86.20 Mn | 535,000.00 | -3.01 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -3.01 |
| Mar 31, 2026 | -2.78 |
| Dec 31, 2025 | -2.83 |
| Sep 30, 2025 | -3.06 |
| Jun 30, 2025 | -2.83 |
| Mar 31, 2025 | -3.10 |
| Dec 31, 2024 | -2.60 |
| Sep 30, 2024 | -2.70 |
| Jun 30, 2024 | 2.72 |
| Mar 31, 2024 | 2.87 |
| Dec 31, 2023 | 4.43 |
| Sep 30, 2023 | 3.63 |
| Jun 30, 2023 | 5.21 |
| Mar 31, 2023 | 9.14 |
| Dec 31, 2022 | 14.26 |
| Sep 30, 2022 | 23.41 |
| Jun 30, 2022 | 24.09 |
| Mar 31, 2022 | 20.88 |
| Dec 31, 2021 | 19.87 |
| Sep 30, 2021 | 28.06 |