First Northern Community Bancorp (FNRN) Interest Coverage Ratio (2010 - 2026)
First Northern Community Bancorp (FNRN) posted Interest Coverage Ratio of 2.89 for Q1 2026, down 6.61% sequentially from 2.71 in Q4 2025, and down 3.62% YoY from 2.99 in Q1 2025.
First Northern Community Bancorp (FNRN) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First Northern Community Bancorp has reported Interest Coverage Ratio for 17 years, with the latest figure at 2.89 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 3.62% year-over-year to 2.89 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.61 (up 146.87% YoY) and the FY2025 annual result came in at 1.72, down 108.67% from the prior year.
- Interest Coverage Ratio eased to 2.89 in Q1 2026 per FNRN's latest filing, from 2.71 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 22.67 in Q4 2022 and troughed at 2.89 in Q1 2026.
- A 5-year average of 4.44 and a median of 2.87 in 2024 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio soared 155.19% in 2022, then plunged 197.13% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 22.67 in 2022, then tumbled by 80.46% to 4.43 in 2023, then plunged by 145.85% to 2.03 in 2024, then slumped by 33.34% to 2.71 in 2025, then declined by 6.61% to 2.89 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 2.89, 2.71, and 0.42 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | First Northern Community Bancorp | 281.13 Mn | -83.46 Mn | 535,000.00 | -3.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -0.39 |
| Mar 31, 2026 | -2.89 |
| Dec 31, 2025 | -2.71 |
| Sep 30, 2025 | -0.42 |
| Jun 30, 2025 | 1.22 |
| Mar 31, 2025 | -2.79 |
| Dec 31, 2024 | -2.03 |
| Sep 30, 2024 | -2.70 |
| Jun 30, 2024 | 2.72 |
| Mar 31, 2024 | 2.87 |
| Dec 31, 2023 | 4.43 |
| Sep 30, 2023 | 3.63 |
| Jun 30, 2023 | 5.21 |
| Mar 31, 2023 | 9.14 |
| Dec 31, 2022 | 22.67 |
| Sep 30, 2022 | 13.44 |
| Jun 30, 2022 | 8.78 |
| Mar 31, 2022 | 14.89 |
| Dec 31, 2021 | 8.88 |
| Sep 30, 2021 | 6.27 |