First Northern Community Bancorp (FNRN) Interest Coverage Ratio (2011 - 2026)
First Northern Community Bancorp's (FNRN) quarterly Interest Coverage Ratio came in at 2.78 in Q1 2026, up 14.59% year-on-year from 2.43 in Q1 2025, and down 5.57% quarter-over-quarter from 2.64 in Q4 2025.
First Northern Community Bancorp (FNRN) Interest Coverage Ratio (2011 - 2026) Analysis & Trends
First Northern Community Bancorp has disclosed Interest Coverage Ratio across 16 years of filings, most recently posting 2.78 for Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 2.78, up 14.59% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.44 (up 7.81% YoY), and the FY2025 annual result was 0.39, down 5.16% from the prior year.
- Interest Coverage Ratio came in at 2.78 for Q1 2026 at First Northern Community Bancorp, down from 2.64 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 24.09 in Q2 2022 to a low of 3.26 in Q1 2025.
- The 5-year median for Interest Coverage Ratio is 3.1 (2025), against an average of 5.66.
- Across the five-year window, Interest Coverage Ratio climbed 16.42% in 2022 and slumped 213.59% in 2025, its largest moves.
- First Northern Community Bancorp's Interest Coverage Ratio stood at 14.26 in 2022, then slumped by 68.95% to 4.43 in 2023, then tumbled by 160.21% to 2.67 in 2024, then grew by 1.16% to 2.64 in 2025, then declined by 5.57% to 2.78 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.78 (Q1 2026), 2.64 (Q4 2025), and 3.23 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | First Northern Community Bancorp | 292.02 Mn | 142.26 Mn | 576,000.00 | -2.78 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -2.78 |
| Dec 31, 2025 | -2.64 |
| Sep 30, 2025 | -3.23 |
| Jun 30, 2025 | 3.10 |
| Mar 31, 2025 | -3.26 |
| Dec 31, 2024 | -2.67 |
| Sep 30, 2024 | -2.87 |
| Jun 30, 2024 | 2.72 |
| Mar 31, 2024 | 2.87 |
| Dec 31, 2023 | 4.43 |
| Sep 30, 2023 | 3.63 |
| Jun 30, 2023 | 5.21 |
| Mar 31, 2023 | 9.14 |
| Dec 31, 2022 | 14.26 |
| Sep 30, 2022 | 23.41 |
| Jun 30, 2022 | 24.09 |
| Mar 31, 2022 | 20.88 |
| Dec 31, 2021 | 19.87 |
| Sep 30, 2021 | 28.06 |
| Jun 30, 2021 | 20.69 |