First Northern Community Bancorp (FNRN) Interest Coverage Ratio (2011 - 2026)
First Northern Community Bancorp's Interest Coverage Ratio was 2.64 in Q2 2026, down 14.9% from 3.10 a year earlier and down 12.9% from the prior quarter.
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Analysis
First Northern Community Bancorp (FNRN) Interest Coverage Ratio (2011 - 2026) Analysis & Trends
On a trailing twelve-month basis, First Northern Community Bancorp's Interest Coverage Ratio was 2.89 through Jun 30, 2026, down 1.3% year-over-year; for FY2025, it came in at 2.85, down 3.4% from FY2024.
- Interest Coverage Ratio has now declined for four consecutive years.
- In earlier years, Interest Coverage Ratio was 2.95 in FY2024 (-39.9%), 4.91 in FY2023 (-74.5%), 19.27 in FY2022 (-13.6%) and 22.30 in FY2021 (+82.4%).
- The Q2 2026 figure marks the lowest quarterly Interest Coverage Ratio since Q1 2025.
- Compared with a year earlier, Interest Coverage Ratio was higher in two of the last eight quarters, with an average decline of 5.8%.
- The best year-over-year quarter for Interest Coverage Ratio over five years was Q3 2021 (growth of 75.3%); the worst was Q3 2023 (a decline of 84.5%).
- Per Business Quant data, FNRN's Interest Coverage Ratio in the three quarters before Q2 2026 was 3.03 (Q1 2026), 3.09 (Q4 2025) and 2.78 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | First Northern Community Bancorp | 283.31 Mn | -308.88 Mn | - | 2.64 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.64 |
| Mar 31, 2026 | 3.03 |
| Dec 31, 2025 | 3.09 |
| Sep 30, 2025 | 2.78 |
| Jun 30, 2025 | 3.10 |
| Mar 31, 2025 | 2.39 |
| Dec 31, 2024 | 3.16 |
| Sep 30, 2024 | 3.01 |
| Jun 30, 2024 | 2.72 |
| Mar 31, 2024 | 2.87 |
| Dec 31, 2023 | 4.43 |
| Sep 30, 2023 | 3.63 |
| Jun 30, 2023 | 5.21 |
| Mar 31, 2023 | 9.14 |
| Dec 31, 2022 | 14.26 |
| Sep 30, 2022 | 23.41 |
| Jun 30, 2022 | 24.09 |
| Mar 31, 2022 | 20.88 |
| Dec 31, 2021 | 19.87 |
| Sep 30, 2021 | 28.06 |
API Access
First Northern Community Bancorp Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FNRN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "FNRN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FNRN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();