Fnb (FNB) Net Margin (2009 - 2026)
Fnb's (FNB) quarterly Net Margin came in at 30.44% in Q1 2026, up 198.0% year-on-year from 10.22% in Q1 2025, and down 17.0% quarter-over-quarter from 36.68% in Q4 2025.
Fnb (FNB) Net Margin (2009 - 2026) Analysis & Trends
Fnb has disclosed Net Margin across 18 years of filings, most recently posting 30.44% for Q1 2026.
- Net Margin for Q1 2026 came in at 30.44%, up 198.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 32.43% (up 368.0% YoY), and the FY2025 annual result was 32.01%, up 325.0% from the prior year.
- Net Margin came in at 30.44% for Q1 2026 at Fnb, down from 36.68% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 36.68% in Q4 2025 to a low of 14.5% in Q4 2023.
- The 5-year median for Net Margin is 30.45% (2024), against an average of 29.93%.
- Peak annual rise in Net Margin reached 1851 bps in 2023, while the deepest fall reached 1852 bps in 2023.
- Fnb's Net Margin stood at 33.01% in 2022, then tumbled by 56 bps to 14.5% in 2023, then jumped by 103 bps to 29.49% in 2024, then advanced by 24 bps to 36.68% in 2025, then decreased by 17 bps to 30.44% in 2026.
- The last three Net Margin figures came in at 30.44% (Q1 2026), 36.68% (Q4 2025), and 32.82% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 93,299.63 Bn | 93,299.63 Bn | - | - |
| 2 | Bank Bradesco | 6,542.84 Bn | 6,526.90 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 216.85 Bn | 216.70 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 191.09 Bn | 191.09 Bn | - | - |
| 6 | Landmark Bancorp | 176.20 Bn | 176.17 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 133.56 Bn | 101.13 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Fnb | 6.49 Bn | 3.83 Bn | - | 30.44% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 30.44% |
| Dec 31, 2025 | 36.68% |
| Sep 30, 2025 | 32.82% |
| Jun 30, 2025 | 29.61% |
| Mar 31, 2025 | 28.47% |
| Dec 31, 2024 | 29.49% |
| Sep 30, 2024 | 26.70% |
| Jun 30, 2024 | 30.45% |
| Mar 31, 2024 | 28.50% |
| Dec 31, 2023 | 14.50% |
| Sep 30, 2023 | 35.14% |
| Jun 30, 2023 | 34.15% |
| Mar 31, 2023 | 34.86% |
| Dec 31, 2022 | 33.01% |
| Sep 30, 2022 | 35.79% |
| Jun 30, 2022 | 31.85% |
| Mar 31, 2022 | 16.35% |
| Dec 31, 2021 | 32.01% |
| Sep 30, 2021 | 34.06% |
| Jun 30, 2021 | 32.47% |