Fnb (FNB) Net Margin (2009 - 2026)
Fnb (FNB) recorded Net Margin of 32.18% in Q2 2026, up 2.57 percentage points from 29.61% a year earlier and up 1.74 percentage points from the prior quarter.
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Analysis
Fnb (FNB) Net Margin (2009 - 2026) Analysis & Trends
On a TTM basis, Fnb's Net Margin came in at 33.04% as of Jun 30, 2026, up 4.48 percentage points year-over-year; for FY2025, it came in at 32.01%, up 3.25 percentage points from FY2024.
- Annual Net Margin has a five-year change of +9.15 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 28.76% in FY2024 (-1.60 pp), 30.36% in FY2023 (+0.49 pp), 29.87% in FY2022 (-2.23 pp) and 32.09% in FY2021 (+9.23 pp).
- Quarterly Net Margin has ranged from 14.50% in Q4 2023 to 36.68% in Q4 2025 over the past five years.
- On a year-over-year basis, Net Margin has increased for four consecutive quarters, with an average year-over-year change of +2.94 percentage points over the last eight quarters.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 18.51 percentage points in Q1 2023, against a drop of 18.52 percentage points in Q4 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 30.44% (Q1 2026), 36.68% (Q4 2025) and 32.82% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 27.23% |
| 10 | Fnb | 6.11 Bn | -3.83 Bn | - | 32.18% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 32.18% |
| Mar 31, 2026 | 30.44% |
| Dec 31, 2025 | 36.68% |
| Sep 30, 2025 | 32.82% |
| Jun 30, 2025 | 29.61% |
| Mar 31, 2025 | 28.47% |
| Dec 31, 2024 | 29.49% |
| Sep 30, 2024 | 26.70% |
| Jun 30, 2024 | 30.45% |
| Mar 31, 2024 | 28.50% |
| Dec 31, 2023 | 14.50% |
| Sep 30, 2023 | 35.14% |
| Jun 30, 2023 | 34.15% |
| Mar 31, 2023 | 34.86% |
| Dec 31, 2022 | 33.01% |
| Sep 30, 2022 | 35.79% |
| Jun 30, 2022 | 31.85% |
| Mar 31, 2022 | 16.35% |
| Dec 31, 2021 | 32.01% |
| Sep 30, 2021 | 34.06% |
API Access
Fnb Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=FNB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "FNB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=FNB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();