Fnb (FNB) Net Margin (2009 - 2026)
Fnb (FNB) posted Net Margin of 38.81% for Q1 2026, up 3.03% sequentially from 37.67% in Q4 2025, and up 1020.0% YoY from 3.47% in Q1 2025.
Fnb (FNB) Net Margin (2009 - 2026) Analysis & Trends
Fnb has reported Net Margin for 18 years, with the latest figure at 38.81% in Q1 2026.
- Quarterly Net Margin rose 1020.0% year-over-year to 38.81% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 38.97% (up 687.0% YoY) and the FY2025 annual result came in at 32.23%, up 345.0% from the prior year.
- Net Margin rose to 38.81% in Q1 2026 per FNB's latest filing, from 37.67% in the prior quarter.
- Over five years, Net Margin peaked at 46.15% in Q3 2025 and troughed at 9.94% in Q4 2023.
- A 5-year average of 34.71% and a median of 36.39% in 2024 frame the typical range for Net Margin.
- The sharpest annual moves came in 2022 and 2023: Net Margin sank 32625 bps in 2022, then jumped 2041 bps in 2023.
- Over 5 years, Net Margin stood at 33.01% in 2022, then slumped by 70 bps to 9.94% in 2023, then soared by 197 bps to 29.49% in 2024, then advanced by 28 bps to 37.67% in 2025, then advanced by 3 bps to 38.81% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 38.81%, 37.67%, and 46.15% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 23.30% |
| 10 | Fnb | 6.61 Bn | 4.24 Bn | - | 32.18% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 40.60% |
| Mar 31, 2026 | 38.81% |
| Dec 31, 2025 | 37.67% |
| Sep 30, 2025 | 46.15% |
| Jun 30, 2025 | 34.48% |
| Mar 31, 2025 | 28.61% |
| Dec 31, 2024 | 29.49% |
| Sep 30, 2024 | 35.14% |
| Jun 30, 2024 | 36.39% |
| Mar 31, 2024 | 34.83% |
| Dec 31, 2023 | 9.94% |
| Sep 30, 2023 | 41.45% |
| Jun 30, 2023 | 40.23% |
| Mar 31, 2023 | 40.73% |
| Dec 31, 2022 | 33.01% |
| Sep 30, 2022 | 43.45% |
| Jun 30, 2022 | 39.34% |
| Mar 31, 2022 | 20.32% |
| Dec 31, 2021 | 359.26% |
| Sep 30, 2021 | 34.06% |