Fnb (FNB) Net Margin (2009 - 2026)

Fnb's (FNB) quarterly Net Margin came in at 30.44% in Q1 2026, up 198.0% year-on-year from 10.22% in Q1 2025, and down 17.0% quarter-over-quarter from 36.68% in Q4 2025.

Fnb (FNB) Net Margin (2009 - 2026) Analysis & Trends

Fnb has disclosed Net Margin across 18 years of filings, most recently posting 30.44% for Q1 2026.

  • Net Margin for Q1 2026 came in at 30.44%, up 198.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 32.43% (up 368.0% YoY), and the FY2025 annual result was 32.01%, up 325.0% from the prior year.
  • Net Margin came in at 30.44% for Q1 2026 at Fnb, down from 36.68% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 36.68% in Q4 2025 to a low of 14.5% in Q4 2023.
  • The 5-year median for Net Margin is 30.45% (2024), against an average of 29.93%.
  • Peak annual rise in Net Margin reached 1851 bps in 2023, while the deepest fall reached 1852 bps in 2023.
  • Fnb's Net Margin stood at 33.01% in 2022, then tumbled by 56 bps to 14.5% in 2023, then jumped by 103 bps to 29.49% in 2024, then advanced by 24 bps to 36.68% in 2025, then decreased by 17 bps to 30.44% in 2026.
  • The last three Net Margin figures came in at 30.44% (Q1 2026), 36.68% (Q4 2025), and 32.82% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 93,299.63 Bn 93,299.63 Bn - -
2 Bank Bradesco 6,542.84 Bn 6,526.90 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 27.26%
4 First Capital 216.85 Bn 216.70 Bn - 251.45%
5 Itau Unibanco Holding 191.09 Bn 191.09 Bn - -
6 Landmark Bancorp 176.20 Bn 176.17 Bn - 26.97%
7 NatWest 168.65 Bn -51.67 Bn - 32.86%
8 Shinhan Financial 133.56 Bn 101.13 Bn - 5,788,021.18%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Fnb 6.49 Bn 3.83 Bn - 30.44%

Historic Data

Download Data
DateValue
Mar 31, 2026 30.44%
Dec 31, 2025 36.68%
Sep 30, 2025 32.82%
Jun 30, 2025 29.61%
Mar 31, 2025 28.47%
Dec 31, 2024 29.49%
Sep 30, 2024 26.70%
Jun 30, 2024 30.45%
Mar 31, 2024 28.50%
Dec 31, 2023 14.50%
Sep 30, 2023 35.14%
Jun 30, 2023 34.15%
Mar 31, 2023 34.86%
Dec 31, 2022 33.01%
Sep 30, 2022 35.79%
Jun 30, 2022 31.85%
Mar 31, 2022 16.35%
Dec 31, 2021 32.01%
Sep 30, 2021 34.06%
Jun 30, 2021 32.47%