Federal Home Loan Mortgage (FMCC) Service Charges (2019 - 2024)

Federal Home Loan Mortgage's (FMCC) quarterly Service Charges came in at -$365.0 million in Q4 2024, down 265.16% year-on-year from $221.0 million in Q1 2024, and down 586.67% on a QoQ basis from $75.0 million in Q3 2024.

Federal Home Loan Mortgage (FMCC) Service Charges (2019 - 2024) Analysis & Trends

Federal Home Loan Mortgage (FMCC) has 6 years of Service Charges data on file, last reported at -$365.0 million in Q4 2024.

  • On a quarterly basis, Service Charges fell 265.16% year-over-year to -$365.0 million in Q4 2024; TTM through Dec 2024 was -$290.0 million, a 168.72% decrease from a year earlier, with the FY2024 full-year figure at $2.0 million, down 99.69% from the prior year.
  • Service Charges for Q4 2024 stood at -$365.0 million, down from $75.0 million in the prior quarter.
  • Over the last five years, Service Charges for FMCC reached as high as $378.0 million in Q4 2021 and fell as low as -$388.0 million in Q4 2022.
  • Historically, Service Charges has averaged $81.6 million across 5 years, with a median of $94.0 million in 2020.
  • Across the five-year window, Service Charges jumped 540.74% in 2022 and slumped 265.16% in 2024, its largest moves.
  • Year by year, Service Charges stood at $372.0 million in 2020, then advanced by 1.61% to $378.0 million in 2021, then tumbled by 202.65% to -$388.0 million in 2022, then soared by 156.96% to $221.0 million in 2023, then slumped by 265.16% to -$365.0 million in 2024.
  • Per Business Quant data, the three most recent Service Charges figures were -$365.0 million in Q4 2024, $75.0 million in Q3 2024, and $221.0 million in Q4 2023.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn -
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn -
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn -
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn
5 CNFinance Holdings 3.28 Bn 3.20 Bn -
6 Walker & Dunlop 1.64 Bn 1.44 Bn -
7 Velocity Financial 681.36 Mn -6.51 Bn -
8 UWM Holdings 540.43 Mn 116.43 Mn -
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn -
10 Onity 340.51 Mn 215.81 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2024 -365.00 Mn
Sep 30, 2024 75.00 Mn
Dec 31, 2023 221.00 Mn
Jun 30, 2023 111.00 Mn
Mar 31, 2023 90.00 Mn
Dec 31, 2022 -388.00 Mn
Jun 30, 2022 107.00 Mn
Mar 31, 2022 173.00 Mn
Dec 31, 2021 378.00 Mn
Jun 30, 2021 203.00 Mn
Mar 31, 2021 27.00 Mn
Dec 31, 2020 372.00 Mn
Sep 30, 2020 47.00 Mn
Jun 30, 2020 94.00 Mn
Mar 31, 2020 79.00 Mn
Dec 31, 2019 484.00 Mn
Sep 30, 2019 406.00 Mn