Farmers & Merchants Bancorp (FMCB) Net Margin (2010 - 2026)
Farmers & Merchants Bancorp (FMCB) posted Net Margin of 44.14% for Q1 2026, down 36.03% sequentially from 69.0% in Q4 2025, and down 418.0% YoY from 13.88% in Q1 2025.
Farmers & Merchants Bancorp (FMCB) Net Margin (2010 - 2026) Analysis & Trends
Farmers & Merchants Bancorp has reported Net Margin for 17 years, with the latest figure at 44.14% in Q1 2026.
- Quarterly Net Margin fell 418.0% year-over-year to 44.14% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 51.76% (up 1142.0% YoY) and the FY2025 annual result came in at 217.5%, up 7315.0% from the prior year.
- Net Margin declined to 44.14% in Q1 2026 per FMCB's latest filing, from 69.0% in the prior quarter.
- Over five years, Net Margin peaked at 134.23% in Q3 2022 and troughed at 33.26% in Q4 2024.
- A 5-year average of 57.59% and a median of 48.32% in 2025 frame the typical range for Net Margin.
- The sharpest annual moves came in 2022 and 2023: Net Margin jumped 9001 bps in 2022, then sank 7969 bps in 2023.
- Over 5 years, Net Margin stood at 46.76% in 2022, then surged by 54 bps to 71.84% in 2023, then slumped by 54 bps to 33.26% in 2024, then jumped by 107 bps to 69.0% in 2025, then slumped by 36 bps to 44.14% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 44.14%, 69.0%, and 42.57% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | Farmers & Merchants Bancorp | 985.46 Mn | 706.81 Mn | - | 39.64% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 45.00% |
| Mar 31, 2026 | 44.14% |
| Dec 31, 2025 | 69.00% |
| Sep 30, 2025 | 42.57% |
| Jun 30, 2025 | 45.03% |
| Mar 31, 2025 | 48.32% |
| Dec 31, 2024 | 33.26% |
| Sep 30, 2024 | 41.32% |
| Jun 30, 2024 | 40.95% |
| Mar 31, 2024 | 45.02% |
| Dec 31, 2023 | 71.84% |
| Sep 30, 2023 | 54.54% |
| Jun 30, 2023 | 52.20% |
| Mar 31, 2023 | 57.75% |
| Dec 31, 2022 | 46.76% |
| Sep 30, 2022 | 134.23% |
| Jun 30, 2022 | 93.42% |
| Mar 31, 2022 | 58.63% |
| Dec 31, 2021 | 41.18% |
| Sep 30, 2021 | 44.23% |