F&M Bank (FMBM) Net Margin (2010 - 2026)
F&M Bank (FMBM) posted Net Margin of 22.52% for Q1 2026, up 8.09% on a QoQ basis from 20.83% in Q4 2025, and up 253.0% year-over-year from 6.38% in Q1 2025.
Analysis
F&M Bank (FMBM) Net Margin (2010 - 2026) Analysis & Trends
F&M Bank has reported Net Margin for 16 years, with the latest figure at 22.52% in Q1 2026.
- On a quarterly basis, Net Margin rose 253.0% year-over-year to 22.52% in Q1 2026; TTM through Mar 2026 was 22.35%, a 403.0% increase from a year earlier, with the FY2025 full-year figure at 21.31%, up 501.0% from the prior year.
- Net Margin was 22.52% for Q1 2026 at F&M Bank, up from 20.83% in the prior quarter.
- The five-year high for Net Margin was 26.92% in Q2 2024, with the low at 2.26% in Q2 2023.
- Average Net Margin over 5 years is 15.28%, with a median of 14.81% recorded in 2022.
- The sharpest annual moves came in 2022 and 2024: Net Margin slumped 3442721 bps in 2022, then soared 2467 bps in 2024.
- Over 5 years, Net Margin stood at 13.96% in 2022, then tumbled by 69 bps to 4.31% in 2023, then jumped by 345 bps to 19.17% in 2024, then climbed by 9 bps to 20.83% in 2025, then grew by 8 bps to 22.52% in 2026.
- The last three Net Margin figures came in at 22.52% (Q1 2026), 20.83% (Q4 2025), and 22.1% (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | - |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 23.30% |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 24.18% |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 24.27% |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 28.79% |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 864.86% |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 24.18% |
| 10 | F&M Bank | 142.70 Mn | 142.70 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 22.52% |
| Dec 31, 2025 | 20.83% |
| Sep 30, 2025 | 22.10% |
| Jun 30, 2025 | 10.02% |
| Mar 31, 2025 | 19.99% |
| Dec 31, 2024 | 19.17% |
| Sep 30, 2024 | 7.05% |
| Jun 30, 2024 | 26.92% |
| Mar 31, 2024 | 11.63% |
| Dec 31, 2023 | 4.31% |
| Sep 30, 2023 | 9.71% |
| Jun 30, 2023 | 2.26% |
| Mar 31, 2023 | 10.35% |
| Dec 31, 2022 | 13.96% |
| Sep 30, 2022 | 20.19% |
| Jun 30, 2022 | 14.81% |
| Mar 31, 2022 | 23.98% |
| Dec 31, 2021 | 12.10% |
| Sep 30, 2021 | 21.40% |
| Jun 30, 2021 | 29.72% |