F&M Bank (FMBM) Net Margin (2010 - 2026)
F&M Bank (FMBM) posted quarterly Net Margin of 27.8% for Q1 2026, up 684.0% year-over-year from 3.55% in Q1 2025, and up 33.45% quarter-over-quarter from 20.83% in Q4 2025.
F&M Bank (FMBM) Net Margin (2010 - 2026) Analysis & Trends
F&M Bank's Net Margin history runs 16 years deep, the most recent figure standing at 27.8% for Q1 2026.
- In Q1 2026, Net Margin rose 684.0% year-over-year to 27.8%; the TTM figure through Mar 2026 stood at 23.08% (up 438.0% YoY), while the FY2025 annual figure was 21.53%, up 523.0% from the prior year.
- Net Margin for Q1 2026 stood at 27.8%, up from 20.83% in the prior quarter.
- The five-year high for Net Margin was 27.8% in Q1 2026, with the low at 2.71% in Q3 2023.
- The 5-year median for Net Margin is 19.77% (2024), against an average of 15.25%.
- The sharpest annual moves came in 2022 and 2023: Net Margin surged 39433 bps in 2022, then slumped 2290 bps in 2023.
- F&M Bank's Net Margin stood at 8.69% in 2022, then slumped by 46 bps to 4.71% in 2023, then soared by 320 bps to 19.77% in 2024, then gained by 5 bps to 20.83% in 2025, then jumped by 33 bps to 27.8% in 2026.
- Business Quant data shows FMBM's Net Margin at 27.8% in Q1 2026, 20.83% in Q4 2025, and 22.1% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.81 Bn | 84.62 Bn | - | - |
| 2 | Pnc Financial Services | 98.03 Bn | 98.03 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.42 Bn | 96.42 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.18 Bn | -81.14 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.88 Bn | 57.19 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.83 Bn | 61.83 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.96 Bn | 26.24 Bn | - | 23.30% |
| 10 | F&M Bank | 141.84 Mn | 154.93 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 27.80% |
| Dec 31, 2025 | 20.83% |
| Sep 30, 2025 | 22.10% |
| Jun 30, 2025 | 22.26% |
| Mar 31, 2025 | 20.96% |
| Dec 31, 2024 | 19.77% |
| Sep 30, 2024 | 7.05% |
| Jun 30, 2024 | 26.92% |
| Mar 31, 2024 | 11.63% |
| Dec 31, 2023 | 4.71% |
| Sep 30, 2023 | -2.71% |
| Jun 30, 2023 | -0.77% |
| Mar 31, 2023 | 10.35% |
| Dec 31, 2022 | 8.69% |
| Sep 30, 2022 | 20.19% |
| Jun 30, 2022 | 14.85% |
| Mar 31, 2022 | 24.54% |
| Dec 31, 2021 | 13.31% |
| Sep 30, 2021 | 21.60% |
| Jun 30, 2021 | 29.72% |