F&M Bank (FMBM) Net Margin (2010 - 2026)
F&M Bank's (FMBM) quarterly Net Margin came in at 27.8% in Q1 2026, up 684.0% year-on-year from 3.55% in Q1 2025, and up 33.45% quarter-over-quarter from 20.83% in Q4 2025.
F&M Bank (FMBM) Net Margin (2010 - 2026) Analysis & Trends
F&M Bank's Net Margin history runs 16 years deep, the most recent figure standing at 27.8% for Q1 2026.
- On a quarterly basis, Net Margin rose 684.0% year-over-year to 27.8% in Q1 2026; TTM through Mar 2026 was 23.08%, a 453.0% increase from a year earlier, with the FY2025 full-year figure at 21.53%, up 523.0% from the prior year.
- Net Margin rose to 27.8% in Q1 2026 per FMBM's latest filing, from 20.83% in the prior quarter.
- Across five years, Net Margin topped out at 27.8% in Q1 2026 and bottomed at 2.71% in Q3 2023.
- The 5-year median for Net Margin is 19.17% (2024), against an average of 15.49%.
- Across the five-year window, Net Margin surged 39433 bps in 2022 and tumbled 2290 bps in 2023, its largest moves.
- Year by year, Net Margin stood at 14.03% in 2022, then sank by 70 bps to 4.14% in 2023, then surged by 363 bps to 19.17% in 2024, then advanced by 9 bps to 20.83% in 2025, then surged by 33 bps to 27.8% in 2026.
- Per Business Quant, the three latest FMBM Net Margin figures stand at 27.8% (Q1 2026), 20.83% (Q4 2025), and 22.1% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 258,422.08% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 853.96% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 0.00% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 27.26% |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 251.63% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 32.86% |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 27.35% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 31.10% |
| 10 | F&M Bank | 137.25 Mn | 51.35 Mn | - | 27.80% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 27.80% |
| Dec 31, 2025 | 20.83% |
| Sep 30, 2025 | 22.10% |
| Jun 30, 2025 | 22.26% |
| Mar 31, 2025 | 20.96% |
| Dec 31, 2024 | 19.17% |
| Sep 30, 2024 | 7.05% |
| Jun 30, 2024 | 26.92% |
| Mar 31, 2024 | 11.63% |
| Dec 31, 2023 | 4.14% |
| Sep 30, 2023 | -2.71% |
| Jun 30, 2023 | -0.77% |
| Mar 31, 2023 | 10.35% |
| Dec 31, 2022 | 14.03% |
| Sep 30, 2022 | 20.19% |
| Jun 30, 2022 | 14.85% |
| Mar 31, 2022 | 24.54% |
| Dec 31, 2021 | 13.77% |
| Sep 30, 2021 | 21.60% |
| Jun 30, 2021 | 29.72% |