F&M Bank Corp (FMBM) Net Margin (2010 - 2026)
F&M Bank (FMBM) recorded Net Margin of 22.52% in Q1 2026, up 2.53 percentage points from 19.99% a year earlier and up 1.69 percentage points from the prior quarter.
F&M Bank Corp (FMBM) Net Margin (2010 - 2026) Analysis & Trends
On a TTM basis, F&M Bank's Net Margin came in at 22.35% as of Mar 31, 2026, up 4.03 percentage points year-over-year; for FY2025, it came in at 21.31%, up 5.01 percentage points from FY2024.
- Annual Net Margin has a five-year change of +1.00 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 16.30% in FY2024 (+9.67 pp), 6.63% in FY2023 (-11.38 pp), 18.01% in FY2022 (-6.75 pp) and 24.76% in FY2021 (+4.45 pp).
- The Q1 2026 figure is the highest quarterly Net Margin since Q2 2024.
- On a year-over-year basis, Net Margin has increased for three consecutive quarters, with an average year-over-year change of +5.95 percentage points over the last eight quarters.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 24.67 percentage points in Q2 2024, against a drop of 34427.21 percentage points in Q1 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 20.83% (Q4 2025), 22.10% (Q3 2025) and 10.02% (Q2 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 30.15% |
| Mar 31, 2026 | 22.52% |
| Dec 31, 2025 | 20.83% |
| Sep 30, 2025 | 22.10% |
| Jun 30, 2025 | 22.26% |
| Mar 31, 2025 | 19.99% |
| Dec 31, 2024 | 19.17% |
| Sep 30, 2024 | 7.05% |
| Jun 30, 2024 | 26.92% |
| Mar 31, 2024 | 11.63% |
| Dec 31, 2023 | 4.31% |
| Sep 30, 2023 | 9.71% |
| Jun 30, 2023 | 2.26% |
| Mar 31, 2023 | 10.35% |
| Dec 31, 2022 | 13.96% |
| Sep 30, 2022 | 20.19% |
| Jun 30, 2022 | 14.81% |
| Mar 31, 2022 | 23.98% |
| Dec 31, 2021 | 12.10% |
| Sep 30, 2021 | 21.40% |
F&M Bank Corp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=FMBM&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "FMBM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=FMBM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();