F&M Bank FMBM
OTC FMBM
$39.60 -0.40 (-1.00%)
At close: Sep 8, 2026 · 4:00 PM EDT

F&M Bank (FMBM) Net Margin (2010 - 2026)

F&M Bank (FMBM) posted Net Margin of 22.52% for Q1 2026, up 8.09% on a QoQ basis from 20.83% in Q4 2025, and up 253.0% year-over-year from 6.38% in Q1 2025.

Analysis

F&M Bank (FMBM) Net Margin (2010 - 2026) Analysis & Trends

F&M Bank has reported Net Margin for 16 years, with the latest figure at 22.52% in Q1 2026.

  • On a quarterly basis, Net Margin rose 253.0% year-over-year to 22.52% in Q1 2026; TTM through Mar 2026 was 22.35%, a 403.0% increase from a year earlier, with the FY2025 full-year figure at 21.31%, up 501.0% from the prior year.
  • Net Margin was 22.52% for Q1 2026 at F&M Bank, up from 20.83% in the prior quarter.
  • The five-year high for Net Margin was 26.92% in Q2 2024, with the low at 2.26% in Q2 2023.
  • Average Net Margin over 5 years is 15.28%, with a median of 14.81% recorded in 2022.
  • The sharpest annual moves came in 2022 and 2024: Net Margin slumped 3442721 bps in 2022, then soared 2467 bps in 2024.
  • Over 5 years, Net Margin stood at 13.96% in 2022, then tumbled by 69 bps to 4.31% in 2023, then jumped by 345 bps to 19.17% in 2024, then climbed by 9 bps to 20.83% in 2025, then grew by 8 bps to 22.52% in 2026.
  • The last three Net Margin figures came in at 22.52% (Q1 2026), 20.83% (Q4 2025), and 22.1% (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Banco Santander Chile 948.96 Bn 948.96 Bn - -
2 Truist Financial 61.64 Bn 61.64 Bn - 28.85%
3 Fifth Third Bancorp 49.62 Bn 25.89 Bn - 23.30%
4 M&T Bank 34.88 Bn 34.88 Bn - 30.85%
5 Huntington Bancshares 33.82 Bn 29.29 Bn - 24.18%
6 Citizens Financial 29.46 Bn 29.46 Bn - 24.27%
7 Regions Financial 25.57 Bn 25.57 Bn - 28.79%
8 First Citizens Bancshares 25.00 Bn 24.48 Bn 29.00 Mn 864.86%
9 Keycorp 23.27 Bn -24.42 Bn - 24.18%
10 F&M Bank 142.70 Mn 142.70 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2026 22.52%
Dec 31, 2025 20.83%
Sep 30, 2025 22.10%
Jun 30, 2025 10.02%
Mar 31, 2025 19.99%
Dec 31, 2024 19.17%
Sep 30, 2024 7.05%
Jun 30, 2024 26.92%
Mar 31, 2024 11.63%
Dec 31, 2023 4.31%
Sep 30, 2023 9.71%
Jun 30, 2023 2.26%
Mar 31, 2023 10.35%
Dec 31, 2022 13.96%
Sep 30, 2022 20.19%
Jun 30, 2022 14.81%
Mar 31, 2022 23.98%
Dec 31, 2021 12.10%
Sep 30, 2021 21.40%
Jun 30, 2021 29.72%