Flagstar Bank, National Association (FLG) Loans - Loss Allowance (2021 - 2025)

Flagstar Bank, National Association (FLG) posted Loans - Loss Allowance of $1.1 billion for Q3 2025, down 3.16% on a QoQ basis from $1.1 billion in Q2 2025, and down 15.27% year-over-year from $1.3 billion in Q3 2024.

Flagstar Bank, National Association (FLG) Loans - Loss Allowance (2021 - 2025) Analysis & Trends

Flagstar Bank, National Association's Loans - Loss Allowance history runs 5 years deep, the most recent figure standing at $1.1 billion for Q3 2025.

  • Quarterly Loans - Loss Allowance fell 15.27% year-over-year to $1.1 billion in Q3 2025, while the trailing twelve-month figure through Sep 2025 was $1.1 billion (down 15.27% YoY) and the FY2024 annual result came in at $1.2 billion, up 21.07% from the prior year.
  • Loans - Loss Allowance was $1.1 billion for Q3 2025 at Flagstar Bank, National Association, down from $1.1 billion in the prior quarter.
  • Across five years, Loans - Loss Allowance topped out at $1.3 billion in Q2 2024 and bottomed at $197.0 million in Q1 2022.
  • A 5-year average of $885.3 million and a median of $1.1 billion in 2025 frame the typical range for Loans - Loss Allowance.
  • Annual changes were most pronounced in 2023 — Loans - Loss Allowance jumped 179.19% — and 2025, when it fell 15.27%.
  • Flagstar Bank, National Association's Loans - Loss Allowance stood at $199.0 million in 2021, then jumped by 97.49% to $393.0 million in 2022, then soared by 152.42% to $992.0 million in 2023, then rose by 21.07% to $1.2 billion in 2024, then decreased by 10.82% to $1.1 billion in 2025.
  • Business Quant data shows FLG's Loans - Loss Allowance at $1.1 billion in Q3 2025, $1.1 billion in Q2 2025, and $1.2 billion in Q1 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 10.35 Mn
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 12.61 Mn
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 4.66 Bn
9 Us Bancorp 99.51 Bn 99.51 Bn - 7.65 Bn
10 Flagstar Bank, National Association 5.79 Bn -9.04 Bn - -

Historic Data

Download Data
DateValue
Sep 30, 2025 1.07 Bn
Jun 30, 2025 1.11 Bn
Mar 31, 2025 1.17 Bn
Dec 31, 2024 1.20 Bn
Sep 30, 2024 1.26 Bn
Jun 30, 2024 1.27 Bn
Mar 31, 2024 1.22 Bn
Dec 31, 2023 992.00 Mn
Mar 31, 2023 550.00 Mn
Dec 31, 2022 393.00 Mn
Mar 31, 2022 197.00 Mn
Dec 31, 2021 199.00 Mn