Flagstar Bank, National Association (FLG) Loans - Loss Allowance (2021 - 2025)
Flagstar Bank, National Association (FLG) posted Loans - Loss Allowance of $1.07 billion for Q3 2025, down 15.3% from $1.26 billion a year earlier and down 3.2% from the prior quarter.
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Analysis
Flagstar Bank, National Association (FLG) Loans - Loss Allowance (2021 - 2025) Analysis & Trends
At the end of FY2024, Flagstar Bank, National Association's Loans - Loss Allowance came in at $1.2 billion, up 21.1% from FY2023.
- Annual Loans - Loss Allowance has increased for three consecutive years, with a three-year compound annual growth rate of 82.1% (FY2021 to FY2024).
- In prior years, Flagstar Bank, National Association's Loans - Loss Allowance was $992 million in FY2023 (+152.4%), $393 million in FY2022 (+97.5%) and $199 million in FY2021.
- The Q3 2025 figure stands as the lowest quarterly Loans - Loss Allowance since Q4 2023.
- On a year-over-year basis, Loans - Loss Allowance has declined in each of the last three quarters, with growth averaging 43.7% over the last six quarters.
- The strongest year-over-year quarter for Loans - Loss Allowance in the past five years was Q1 2023, with growth of 179.2%; the weakest was Q3 2025, with a decline of 15.3%.
- According to Business Quant data, Loans - Loss Allowance for the three prior quarters was $1.11 billion (Q2 2025), $1.17 billion (Q1 2025) and $1.2 billion (Q4 2024).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 347,603.00 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 13.91 Bn |
| 10 | Flagstar Bank, National Association | 4.86 Bn | 4.86 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | 1.07 Bn |
| Jun 30, 2025 | 1.11 Bn |
| Mar 31, 2025 | 1.17 Bn |
| Dec 31, 2024 | 1.20 Bn |
| Sep 30, 2024 | 1.26 Bn |
| Jun 30, 2024 | 1.27 Bn |
| Mar 31, 2024 | 1.22 Bn |
| Dec 31, 2023 | 992.00 Mn |
| Mar 31, 2023 | 550.00 Mn |
| Dec 31, 2022 | 393.00 Mn |
| Mar 31, 2022 | 197.00 Mn |
| Dec 31, 2021 | 199.00 Mn |
API Access
Flagstar Bank, National Association Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=FLG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "FLG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=FLG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();