Flagstar Bank, National Association (FLG) Loans - Loss Allowance (2021 - 2025)

Flagstar Bank, National Association (FLG) reported Loans - Loss Allowance of $1.1 billion for Q3 2025, down 15.27% on a YoY basis from $1.3 billion in Q3 2024, and down 3.16% quarter-over-quarter from $1.1 billion in Q2 2025.

Flagstar Bank, National Association (FLG) Loans - Loss Allowance (2021 - 2025) Analysis & Trends

Flagstar Bank, National Association has reported Loans - Loss Allowance for 5 years, with the latest figure at $1.1 billion in Q3 2025.

  • For the quarter ending Q3 2025, Loans - Loss Allowance fell 15.27% year-over-year to $1.1 billion; the trailing twelve-month figure through Sep 2025 stood at $1.1 billion (down 15.27% YoY), and the FY2024 full-year result was $1.2 billion, up 21.07% from the prior year.
  • Loans - Loss Allowance for Q3 2025 stood at $1.1 billion, down from $1.1 billion in the prior quarter.
  • The five-year high for Loans - Loss Allowance was $1.3 billion in Q2 2024, with the low at $197.0 million in Q1 2022.
  • Historically, Loans - Loss Allowance has averaged $885.3 million across 5 years, with a median of $1.1 billion in 2025.
  • Annual changes were most pronounced in 2023 — Loans - Loss Allowance jumped 179.19% — and 2025, when it slipped 15.27%.
  • Flagstar Bank, National Association's Loans - Loss Allowance stood at $199.0 million in 2021, then surged by 97.49% to $393.0 million in 2022, then jumped by 152.42% to $992.0 million in 2023, then grew by 21.07% to $1.2 billion in 2024, then fell by 10.82% to $1.1 billion in 2025.
  • The last three Loans - Loss Allowance figures came in at $1.1 billion (Q3 2025), $1.1 billion (Q2 2025), and $1.2 billion (Q1 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Bank Of Chile 93,299.63 Bn 93,299.63 Bn - -
2 Bank Bradesco 6,542.84 Bn 6,526.90 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 216.85 Bn 216.70 Bn - 10.35 Mn
5 Itau Unibanco Holding 191.09 Bn 191.09 Bn - -
6 Landmark Bancorp 176.20 Bn 176.17 Bn - 12.61 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 133.56 Bn 101.13 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -819.67 Mn
10 Flagstar Bank, National Association 5.92 Bn -8.90 Bn - -

Historic Data

Download Data
DateValue
Sep 30, 2025 1.07 Bn
Jun 30, 2025 1.11 Bn
Mar 31, 2025 1.17 Bn
Dec 31, 2024 1.20 Bn
Sep 30, 2024 1.26 Bn
Jun 30, 2024 1.27 Bn
Mar 31, 2024 1.22 Bn
Dec 31, 2023 992.00 Mn
Mar 31, 2023 550.00 Mn
Dec 31, 2022 393.00 Mn
Mar 31, 2022 197.00 Mn
Dec 31, 2021 199.00 Mn