Flagstar Bank, National Association (FLG) Loans - Loss Allowance (2021 - 2025)
Flagstar Bank, National Association (FLG) posted Loans - Loss Allowance of $1.1 billion for Q3 2025, down 3.16% on a QoQ basis from $1.1 billion in Q2 2025, and down 15.27% year-over-year from $1.3 billion in Q3 2024.
Flagstar Bank, National Association (FLG) Loans - Loss Allowance (2021 - 2025) Analysis & Trends
Flagstar Bank, National Association's Loans - Loss Allowance history runs 5 years deep, the most recent figure standing at $1.1 billion for Q3 2025.
- Quarterly Loans - Loss Allowance fell 15.27% year-over-year to $1.1 billion in Q3 2025, while the trailing twelve-month figure through Sep 2025 was $1.1 billion (down 15.27% YoY) and the FY2024 annual result came in at $1.2 billion, up 21.07% from the prior year.
- Loans - Loss Allowance was $1.1 billion for Q3 2025 at Flagstar Bank, National Association, down from $1.1 billion in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $1.3 billion in Q2 2024 and bottomed at $197.0 million in Q1 2022.
- A 5-year average of $885.3 million and a median of $1.1 billion in 2025 frame the typical range for Loans - Loss Allowance.
- Annual changes were most pronounced in 2023 — Loans - Loss Allowance jumped 179.19% — and 2025, when it fell 15.27%.
- Flagstar Bank, National Association's Loans - Loss Allowance stood at $199.0 million in 2021, then jumped by 97.49% to $393.0 million in 2022, then soared by 152.42% to $992.0 million in 2023, then rose by 21.07% to $1.2 billion in 2024, then decreased by 10.82% to $1.1 billion in 2025.
- Business Quant data shows FLG's Loans - Loss Allowance at $1.1 billion in Q3 2025, $1.1 billion in Q2 2025, and $1.2 billion in Q1 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 4.83 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 12.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 4.66 Bn |
| 10 | Flagstar Bank, National Association | 6.22 Bn | -8.60 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | 1.07 Bn |
| Jun 30, 2025 | 1.11 Bn |
| Mar 31, 2025 | 1.17 Bn |
| Dec 31, 2024 | 1.20 Bn |
| Sep 30, 2024 | 1.26 Bn |
| Jun 30, 2024 | 1.27 Bn |
| Mar 31, 2024 | 1.22 Bn |
| Dec 31, 2023 | 992.00 Mn |
| Mar 31, 2023 | 550.00 Mn |
| Dec 31, 2022 | 393.00 Mn |
| Mar 31, 2022 | 197.00 Mn |
| Dec 31, 2021 | 199.00 Mn |