Finwise Bancorp (FINW) Retained Earnings (2021 - 2026)
Finwise Bancorp's Retained Earnings came in at $136.8 million for Q2 2026, up 10.5% from $123.81 million a year earlier and up 1.5% from the prior quarter.
Finwise Bancorp (FINW) Retained Earnings (2021 - 2026) Analysis & Trends
At the end of FY2025, Finwise Bancorp's Retained Earnings was $132.2 million, up 13.4% from FY2024.
- Retained Earnings has increased in each of the last four years, with a four-year compound annual growth rate of 21.5% (FY2021 to FY2025).
- Going back by year, Retained Earnings was $116.59 million in FY2024 (+12.3%), $103.84 million in FY2023 (+21.0%), $85.83 million in FY2022 (+41.7%) and $60.59 million in FY2021.
- The Q2 2026 figure represents the highest quarterly Retained Earnings in data going back to Q4 2021.
- Year-over-year, Retained Earnings has increased for 15 consecutive quarters, with growth averaging 12.4% over the last eight quarters.
- Across the past five years, year-over-year growth in Retained Earnings ran from 10.5% in Q2 2026 to 41.7% in Q4 2022.
- Business Quant data shows FINW's Retained Earnings at $134.85 million (Q1 2026), $132.2 million (Q4 2025) and $128.28 million (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 445.02 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 661.60 Bn |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 274.52 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | 21.39 Bn |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 122.77 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 74.21 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 102.78 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 174.35 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 237.23 Bn |
| 10 | Finwise Bancorp | 152.48 Mn | -307.13 Mn | - | 136.80 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 136.80 Mn |
| Mar 31, 2026 | 134.85 Mn |
| Dec 31, 2025 | 132.20 Mn |
| Sep 30, 2025 | 128.28 Mn |
| Jun 30, 2025 | 123.81 Mn |
| Mar 31, 2025 | 119.78 Mn |
| Dec 31, 2024 | 116.59 Mn |
| Sep 30, 2024 | 113.80 Mn |
| Jun 30, 2024 | 110.34 Mn |
| Mar 31, 2024 | 107.17 Mn |
| Dec 31, 2023 | 103.84 Mn |
| Sep 30, 2023 | 99.69 Mn |
| Jun 30, 2023 | 94.81 Mn |
| Mar 31, 2023 | 89.51 Mn |
| Dec 31, 2022 | 85.83 Mn |
| Sep 30, 2022 | 79.16 Mn |
| Jun 30, 2022 | 75.51 Mn |
| Mar 31, 2022 | 70.03 Mn |
| Dec 31, 2021 | 60.59 Mn |
Finwise Bancorp Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=FINW&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "FINW", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=FINW&period=max&api_key=YOUR_API_KEY");
const data = await res.json();