First Guaranty Bancshares (FGBI) Provision for Losses (2009 - 2026)
First Guaranty Bancshares' Provision for Losses came in at $2.63 million for Q2 2026, down 84.2% from $16.61 million a year earlier and unchanged from the prior quarter.
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Analysis
First Guaranty Bancshares (FGBI) Provision for Losses (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, First Guaranty Bancshares reported Provision for Losses of $55.82 million, up 32.6% year-over-year; for FY2025, it came in at $81.73 million, up 308.0% from FY2024.
- Provision for Losses has increased in each of the last four years, with a five-year compound annual growth rate of 40.6% (FY2020 to FY2025).
- Going back by year, Provision for Losses was $20.03 million in FY2024 (+439.4%), $3.71 million in FY2023 (+1.6%), $3.66 million in FY2022 (+77.9%) and $2.06 million in FY2021 (-86.2%).
- The five-year range for quarterly Provision for Losses is $243,000 (Q4 2021) to $47.93 million (Q3 2025).
- Year-over-year, Provision for Losses has declined for three consecutive quarters, with growth averaging 272.9% over the last eight quarters.
- The fastest year-over-year change in Provision for Losses over five years came in Q3 2025 (growth of 877.4%), and the weakest in Q4 2021 (a decline of 97.6%).
- Business Quant data shows FGBI's Provision for Losses at $2.63 million (Q1 2026), $2.64 million (Q4 2025) and $47.93 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provision for Losses (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.30 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 368.00 Mn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.03 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | First Guaranty Bancshares | 205.16 Mn | 205.16 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.63 Mn |
| Mar 31, 2026 | 2.63 Mn |
| Dec 31, 2025 | 2.64 Mn |
| Sep 30, 2025 | 47.93 Mn |
| Jun 30, 2025 | 16.61 Mn |
| Mar 31, 2025 | 14.55 Mn |
| Dec 31, 2024 | 6.02 Mn |
| Sep 30, 2024 | 4.90 Mn |
| Jun 30, 2024 | 6.81 Mn |
| Mar 31, 2024 | 2.30 Mn |
| Dec 31, 2023 | 2.23 Mn |
| Sep 30, 2023 | 627,000.00 |
| Jun 30, 2023 | 548,000.00 |
| Mar 31, 2023 | 314,000.00 |
| Dec 31, 2022 | 758,000.00 |
| Sep 30, 2022 | 1.51 Mn |
| Jun 30, 2022 | 757,000.00 |
| Mar 31, 2022 | 632,000.00 |
| Dec 31, 2021 | 243,000.00 |
| Sep 30, 2021 | 304,000.00 |
API Access
First Guaranty Bancshares Provision for Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-losses&ticker=FGBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-losses", "ticker": "FGBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-losses&ticker=FGBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();