First Guaranty Bancshares (FGBI) Payout Ratio (2010 - 2026)
First Guaranty Bancshares' (FGBI) quarterly Payout Ratio came in at 0.06 in Q2 2026, up 454.0% on a YoY basis from 0.01 in Q2 2025, and down 20.79% quarter-over-quarter from 0.07 in Q1 2026.
Analysis
First Guaranty Bancshares (FGBI) Payout Ratio (2010 - 2026) Analysis & Trends
First Guaranty Bancshares (FGBI) has reported Payout Ratio for 17 consecutive years, with 0.06 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Payout Ratio rose 454.0% year-over-year to 0.06; the trailing twelve-month figure through Jun 2026 stood at 0.02 (up 84.85% YoY), and the FY2025 full-year result was 0.01, down 101.89% from the prior year.
- Payout Ratio declined to 0.06 in Q2 2026 per FGBI's latest filing, from 0.07 in the prior quarter.
- Across five years, Payout Ratio topped out at 2.77 in Q4 2023 and bottomed at 0.02 in Q1 2025.
- Historically, Payout Ratio has averaged 0.53 across 5 years, with a median of 0.27 in 2024.
- The sharpest annual moves came in 2023 and 2025: Payout Ratio surged 633.22% in 2023, then tumbled 105.41% in 2025.
- Over 5 years, Payout Ratio stood at 0.38 in 2022, then soared by 633.22% to 2.77 in 2023, then plunged by 89.37% to 0.29 in 2024, then plunged by 71.81% to 0.08 in 2025, then tumbled by 30.2% to 0.06 in 2026.
- According to Business Quant data, Payout Ratio over the past three periods registered 0.06, 0.07, and 0.08 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn |
| 10 | First Guaranty Bancshares | 134.88 Mn | -646.70 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.06 |
| Mar 31, 2026 | 0.07 |
| Dec 31, 2025 | 0.08 |
| Sep 30, 2025 | 0.00 |
| Jun 30, 2025 | -0.02 |
| Mar 31, 2025 | -0.02 |
| Dec 31, 2024 | 0.29 |
| Sep 30, 2024 | 0.74 |
| Jun 30, 2024 | 0.30 |
| Mar 31, 2024 | 1.16 |
| Dec 31, 2023 | 2.77 |
| Sep 30, 2023 | 1.54 |
| Jun 30, 2023 | 0.87 |
| Mar 31, 2023 | 0.59 |
| Dec 31, 2022 | 0.38 |
| Sep 30, 2022 | 0.23 |
| Jun 30, 2022 | 0.23 |
| Mar 31, 2022 | 0.24 |
| Dec 31, 2021 | 0.23 |
| Sep 30, 2021 | 0.22 |