First Guaranty Bancshares (FGBI) Net Margin (2010 - 2026)
First Guaranty Bancshares' (FGBI) quarterly Net Margin came in at 7.83% in Q1 2026, up 3174.0% YoY from 0.24% in Q1 2025, and up 22.31% on a QoQ basis from 6.4% in Q4 2025.
First Guaranty Bancshares (FGBI) Net Margin (2010 - 2026) Analysis & Trends
First Guaranty Bancshares (FGBI) has 17 years of Net Margin data on file, last reported at 7.83% in Q1 2026.
- Quarterly Net Margin rose 3174.0% year-over-year to 7.83% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 46.96% (down 4855.0% YoY) and the FY2025 annual result came in at 51.76%, down 6070.0% from the prior year.
- Net Margin improved to 7.83% in Q1 2026, from 6.4% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 26.88% in Q1 2022 to a low of 189.17% in Q3 2025.
- A 5-year average of 4.83% and a median of 6.4% in 2025 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2025 — Net Margin slumped 19413 bps — and 2026, when it jumped 3174 bps.
- Tracing FGBI's Net Margin over 5 years: stood at 11.07% in 2022, then slumped by 114 bps to 1.59% in 2023, then surged by 241 bps to 2.24% in 2024, then surged by 186 bps to 6.4% in 2025, then climbed by 22 bps to 7.83% in 2026.
- The last three Net Margin figures came in at 7.83% (Q1 2026), 6.4% (Q4 2025), and 189.17% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.76 Bn | 84.56 Bn | - | - |
| 2 | Pnc Financial Services | 97.67 Bn | 97.67 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.04 Bn | 96.04 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.86 Bn | -144.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.07 Bn | -81.25 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.84 Bn | 57.15 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.75 Bn | 26.03 Bn | - | 23.30% |
| 10 | First Guaranty Bancshares | 145.95 Mn | -635.62 Mn | - | 9.47% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.83% |
| Dec 31, 2025 | 6.40% |
| Sep 30, 2025 | -189.17% |
| Jun 30, 2025 | -32.32% |
| Mar 31, 2025 | -23.91% |
| Dec 31, 2024 | 2.24% |
| Sep 30, 2024 | 4.96% |
| Jun 30, 2024 | 22.93% |
| Mar 31, 2024 | 6.39% |
| Dec 31, 2023 | -1.59% |
| Sep 30, 2023 | 4.27% |
| Jun 30, 2023 | 8.83% |
| Mar 31, 2023 | 11.54% |
| Dec 31, 2022 | 11.07% |
| Sep 30, 2022 | 25.35% |
| Jun 30, 2022 | 26.15% |
| Mar 31, 2022 | 26.88% |
| Dec 31, 2021 | 23.05% |
| Sep 30, 2021 | 24.67% |
| Jun 30, 2021 | 24.81% |