First Guaranty Bancshares (FGBI) Net Margin (2010 - 2026)
First Guaranty Bancshares (FGBI) posted Net Margin of 7.83% for Q1 2026, up 22.31% on a QoQ basis from 6.4% in Q4 2025, and up 3174.0% year-over-year from 0.24% in Q1 2025.
First Guaranty Bancshares (FGBI) Net Margin (2010 - 2026) Analysis & Trends
First Guaranty Bancshares' Net Margin history runs 17 years deep, the most recent figure standing at 7.83% for Q1 2026.
- Quarterly Net Margin rose 3174.0% year-over-year to 7.83% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 46.96% (down 4764.0% YoY) and the FY2025 annual result came in at 51.76%, down 6070.0% from the prior year.
- Net Margin was 7.83% for Q1 2026 at First Guaranty Bancshares, up from 6.4% in the prior quarter.
- Across five years, Net Margin topped out at 26.88% in Q1 2022 and bottomed at 189.17% in Q3 2025.
- A 5-year average of 4.81% and a median of 6.4% in 2025 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2025 — Net Margin sank 19413 bps — and 2026, when it jumped 3174 bps.
- First Guaranty Bancshares' Net Margin stood at 11.3% in 2022, then tumbled by 95 bps to 0.59% in 2023, then slumped by 54 bps to 0.27% in 2024, then surged by 2256 bps to 6.4% in 2025, then increased by 22 bps to 7.83% in 2026.
- Business Quant data shows FGBI's Net Margin at 7.83% in Q1 2026, 6.4% in Q4 2025, and 189.17% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 258,422.08% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 853.96% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 0.00% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 27.26% |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 251.63% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 32.86% |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 27.35% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 31.10% |
| 10 | First Guaranty Bancshares | 146.90 Mn | -586.86 Mn | - | 7.83% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.83% |
| Dec 31, 2025 | 6.40% |
| Sep 30, 2025 | -189.17% |
| Jun 30, 2025 | -32.32% |
| Mar 31, 2025 | -23.91% |
| Dec 31, 2024 | 0.27% |
| Sep 30, 2024 | 4.96% |
| Jun 30, 2024 | 22.93% |
| Mar 31, 2024 | 6.39% |
| Dec 31, 2023 | 0.59% |
| Sep 30, 2023 | 4.27% |
| Jun 30, 2023 | 8.83% |
| Mar 31, 2023 | 11.54% |
| Dec 31, 2022 | 11.30% |
| Sep 30, 2022 | 25.35% |
| Jun 30, 2022 | 26.15% |
| Mar 31, 2022 | 26.88% |
| Dec 31, 2021 | 23.05% |
| Sep 30, 2021 | 24.67% |
| Jun 30, 2021 | 24.81% |