First Guaranty Bancshares (FGBI) Interest Expenses (2010 - 2026)
First Guaranty Bancshares' Interest Expenses came in at $29 million for Q2 2026, down 9.6% from $32.08 million a year earlier and down 8.2% from the prior quarter.
First Guaranty Bancshares (FGBI) Interest Expenses (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, First Guaranty Bancshares reported Interest Expenses of $122.61 million, down 8.6% year-over-year; for FY2025, it came in at $126.34 million, down 5.2% from FY2024.
- Interest Expenses carries a five-year compound annual growth rate of 37.2% (FY2020 to FY2025).
- Going back by year, Interest Expenses was $133.27 million in FY2024 (+35.6%), $98.3 million in FY2023 (+169.1%), $36.53 million in FY2022 (+63.8%) and $22.3 million in FY2021 (-14.3%).
- The Q2 2026 figure represents the lowest quarterly Interest Expenses since Q3 2023.
- Year-over-year, Interest Expenses has declined for five consecutive quarters, with growth averaging 2.1% over the last eight quarters.
- The fastest year-over-year change in Interest Expenses over five years came in Q2 2023 (growth of 267.1%), and the weakest in Q4 2025 (a decline of 12.5%).
- Business Quant data shows FGBI's Interest Expenses at $31.59 million (Q1 2026), $30.75 million (Q4 2025) and $31.26 million (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 25.11 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -538.61 Bn |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 17.84 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 13.12 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 12.80 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 9.12 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 18.09 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 10.97 Bn |
| 10 | First Guaranty Bancshares | 127.77 Mn | 127.77 Mn | - | 29.00 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 29.00 Mn |
| Mar 31, 2026 | 31.59 Mn |
| Dec 31, 2025 | 30.75 Mn |
| Sep 30, 2025 | 31.26 Mn |
| Jun 30, 2025 | 32.08 Mn |
| Mar 31, 2025 | 32.24 Mn |
| Dec 31, 2024 | 35.14 Mn |
| Sep 30, 2024 | 34.73 Mn |
| Jun 30, 2024 | 32.41 Mn |
| Mar 31, 2024 | 30.99 Mn |
| Dec 31, 2023 | 29.27 Mn |
| Sep 30, 2023 | 27.18 Mn |
| Jun 30, 2023 | 22.87 Mn |
| Mar 31, 2023 | 18.99 Mn |
| Dec 31, 2022 | 15.01 Mn |
| Sep 30, 2022 | 9.80 Mn |
| Jun 30, 2022 | 6.23 Mn |
| Mar 31, 2022 | 5.50 Mn |
| Dec 31, 2021 | 5.44 Mn |
| Sep 30, 2021 | 5.58 Mn |
First Guaranty Bancshares Interest Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expenses&ticker=FGBI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expenses", "ticker": "FGBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-expenses&ticker=FGBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();