First Guaranty Bancshares (FGBI) EBT Margin (2009 - 2026)
First Guaranty Bancshares (FGBI) recorded EBT Margin of 17.97% in Q2 2026, up 56.83 percentage points from -38.86% a year earlier and up 2.49 percentage points from the prior quarter.
First Guaranty Bancshares (FGBI) EBT Margin (2009 - 2026) Analysis & Trends
On a TTM basis, First Guaranty Bancshares' EBT Margin came in at -46.20% as of Jun 30, 2026, down 32.55 percentage points year-over-year; for FY2025, it came in at -71.85%, down 85.99 percentage points from FY2024.
- Annual EBT Margin has a five-year change of -97.79 percentage points (FY2020 to FY2025).
- Across earlier years, EBT Margin came in at 14.14% in FY2024 (+1.66 pp), 12.49% in FY2023 (-20.28 pp), 32.77% in FY2022 (-1.56 pp) and 34.33% in FY2021 (+8.39 pp).
- The Q2 2026 figure is the highest quarterly EBT Margin since Q2 2024.
- On a year-over-year basis, EBT Margin has increased for three consecutive quarters, with an average year-over-year change of -29.04 percentage points over the last eight quarters.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 56.83 percentage points in Q2 2026, against a drop of 233.32 percentage points in Q3 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at 15.47% (Q1 2026), 13.06% (Q4 2025) and -224.13% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 51.73% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 41.80% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 70.61% |
| 10 | First Guaranty Bancshares | 205.16 Mn | 205.16 Mn | - | - |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.97% |
| Mar 31, 2026 | 15.47% |
| Dec 31, 2025 | 13.06% |
| Sep 30, 2025 | -224.13% |
| Jun 30, 2025 | -38.86% |
| Mar 31, 2025 | -32.50% |
| Dec 31, 2024 | 4.66% |
| Sep 30, 2024 | 9.20% |
| Jun 30, 2024 | 25.44% |
| Mar 31, 2024 | 12.34% |
| Dec 31, 2023 | 6.85% |
| Sep 30, 2023 | 10.08% |
| Jun 30, 2023 | 14.51% |
| Mar 31, 2023 | 18.10% |
| Dec 31, 2022 | 24.79% |
| Sep 30, 2022 | 34.51% |
| Jun 30, 2022 | 35.58% |
| Mar 31, 2022 | 35.49% |
| Dec 31, 2021 | 36.95% |
| Sep 30, 2021 | 37.99% |
First Guaranty Bancshares EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=FGBI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "FGBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=FGBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();