First Guaranty Bancshares (FGBI) EBT Margin (2010 - 2026)
First Guaranty Bancshares (FGBI) recorded EBT Margin of 17.97% in Q2 2026, up 56.83 percentage points from -38.86% a year earlier and up 2.49 percentage points from the prior quarter.
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Analysis
First Guaranty Bancshares (FGBI) EBT Margin (2010 - 2026) Analysis & Trends
On a TTM basis, First Guaranty Bancshares' EBT Margin came in at -46.20% as of Jun 30, 2026, down 32.55 percentage points year-over-year; for FY2025, it came in at -71.85%, down 85.99 percentage points from FY2024.
- Annual EBT Margin has a five-year change of -97.79 percentage points (FY2020 to FY2025).
- Across earlier years, EBT Margin came in at 14.14% in FY2024 (+1.66 pp), 12.49% in FY2023 (-20.28 pp), 32.77% in FY2022 (-1.56 pp) and 34.33% in FY2021 (+8.39 pp).
- The Q2 2026 figure is the highest quarterly EBT Margin since Q2 2024.
- On a year-over-year basis, EBT Margin has increased for three consecutive quarters, with an average year-over-year change of -29.04 percentage points over the last eight quarters.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 56.83 percentage points in Q2 2026, against a drop of 233.32 percentage points in Q3 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at 15.47% (Q1 2026), 13.06% (Q4 2025) and -224.13% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 47.98% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 36.65% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 34.42% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 41.80% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 42.10% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 35.57% |
| 10 | First Guaranty Bancshares | 132.66 Mn | 132.66 Mn | - | 17.97% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.97% |
| Mar 31, 2026 | 15.47% |
| Dec 31, 2025 | 13.06% |
| Sep 30, 2025 | -224.13% |
| Jun 30, 2025 | -38.86% |
| Mar 31, 2025 | -32.50% |
| Dec 31, 2024 | 4.66% |
| Sep 30, 2024 | 9.20% |
| Jun 30, 2024 | 25.44% |
| Mar 31, 2024 | 12.34% |
| Dec 31, 2023 | 6.85% |
| Sep 30, 2023 | 10.08% |
| Jun 30, 2023 | 14.51% |
| Mar 31, 2023 | 18.10% |
| Dec 31, 2022 | 24.79% |
| Sep 30, 2022 | 34.51% |
| Jun 30, 2022 | 35.58% |
| Mar 31, 2022 | 35.49% |
| Dec 31, 2021 | 36.95% |
| Sep 30, 2021 | 37.99% |
API Access
First Guaranty Bancshares EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=FGBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "FGBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=FGBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();