First Guaranty Bancshares (FGBI) EBT Margin (2010 - 2026)
First Guaranty Bancshares' (FGBI) quarterly EBT Margin came in at 12.84% in Q1 2026, up 4114.0% YoY from 0.3% in Q1 2025, and up 28.33% on a QoQ basis from 10.0% in Q4 2025.
First Guaranty Bancshares (FGBI) EBT Margin (2010 - 2026) Analysis & Trends
First Guaranty Bancshares (FGBI) has 17 years of EBT Margin data on file, last reported at 12.84% in Q1 2026.
- Quarterly EBT Margin rose 4114.0% year-over-year to 12.84% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 54.17% (down 5904.0% YoY) and the FY2025 annual result came in at 60.81%, down 7496.0% from the prior year.
- EBT Margin grew to 12.84% in Q1 2026, from 10.0% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 36.71% in Q1 2022 to a low of 224.13% in Q3 2025.
- A 5-year average of 2.94% and a median of 11.05% in 2024 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2025 — EBT Margin tumbled 23332 bps — and 2026, when it surged 4114 bps.
- Tracing FGBI's EBT Margin over 5 years: stood at 15.6% in 2022, then tumbled by 123 bps to 3.57% in 2023, then soared by 271 bps to 6.1% in 2024, then surged by 64 bps to 10.0% in 2025, then advanced by 28 bps to 12.84% in 2026.
- The last three EBT Margin figures came in at 12.84% (Q1 2026), 10.0% (Q4 2025), and 224.13% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.45 Bn | 84.26 Bn | - | - |
| 2 | Pnc Financial Services | 97.88 Bn | 97.88 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.36 Bn | 96.36 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.74 Bn | -144.35 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.96 Bn | -81.35 Bn | - | 36.74% |
| 7 | Nu Holdings | 69.50 Bn | 55.81 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.84 Bn | 61.84 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 50.07 Bn | 26.34 Bn | - | 31.64% |
| 10 | First Guaranty Bancshares | 150.20 Mn | -631.38 Mn | - | 14.43% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 12.84% |
| Dec 31, 2025 | 10.00% |
| Sep 30, 2025 | -224.13% |
| Jun 30, 2025 | -38.86% |
| Mar 31, 2025 | -28.30% |
| Dec 31, 2024 | 6.10% |
| Sep 30, 2024 | 9.20% |
| Jun 30, 2024 | 32.41% |
| Mar 31, 2024 | 11.05% |
| Dec 31, 2023 | -3.57% |
| Sep 30, 2023 | 8.29% |
| Jun 30, 2023 | 14.51% |
| Mar 31, 2023 | 18.10% |
| Dec 31, 2022 | 15.60% |
| Sep 30, 2022 | 34.51% |
| Jun 30, 2022 | 35.58% |
| Mar 31, 2022 | 36.71% |
| Dec 31, 2021 | 31.38% |
| Sep 30, 2021 | 33.66% |
| Jun 30, 2021 | 32.43% |