First Guaranty Bancshares (FGBI) Asset Utilization Ratio (2011 - 2026)

First Guaranty Bancshares (FGBI) posted Asset Utilization Ratio of 0.03 for Q1 2026, down 2.58% on a QoQ basis from 0.03 in Q4 2025, and down 57.72% year-over-year from 0.06 in Q1 2025.

First Guaranty Bancshares (FGBI) Asset Utilization Ratio (2011 - 2026) Analysis & Trends

First Guaranty Bancshares' Asset Utilization Ratio history runs 16 years deep, the most recent figure standing at 0.03 for Q1 2026.

  • Quarterly Asset Utilization Ratio fell 57.72% year-over-year to 0.03 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.03 (down 57.72% YoY) and the FY2025 annual result came in at 0.03, down 6.89% from the prior year.
  • Asset Utilization Ratio was 0.03 for Q1 2026 at First Guaranty Bancshares, down from 0.03 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.06 in Q1 2025 and bottomed at 0.03 in Q1 2026.
  • A 5-year average of 0.05 and a median of 0.04 in 2022 frame the typical range for Asset Utilization Ratio.
  • Annual changes were most pronounced in 2024 — Asset Utilization Ratio jumped 56.83% — and 2026, when it tumbled 57.72%.
  • First Guaranty Bancshares' Asset Utilization Ratio stood at 0.04 in 2022, then surged by 42.84% to 0.06 in 2023, then increased by 7.02% to 0.06 in 2024, then plunged by 55.86% to 0.03 in 2025, then declined by 2.58% to 0.03 in 2026.
  • Business Quant data shows FGBI's Asset Utilization Ratio at 0.03 in Q1 2026, 0.03 in Q4 2025, and 0.06 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 2.04
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.03
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 19,746.35
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.02
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.91
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.05
7 First Capital 200.03 Bn 199.69 Bn - 0.01
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.04
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 First Guaranty Bancshares 148.42 Mn -585.35 Mn - 0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 0.03
Dec 31, 2025 0.03
Sep 30, 2025 0.06
Jun 30, 2025 0.06
Mar 31, 2025 0.06
Dec 31, 2024 0.06
Sep 30, 2024 0.05
Jun 30, 2024 0.06
Mar 31, 2024 0.06
Dec 31, 2023 0.06
Sep 30, 2023 0.04
Jun 30, 2023 0.04
Mar 31, 2023 0.04
Dec 31, 2022 0.04
Sep 30, 2022 0.04
Jun 30, 2022 0.04
Mar 31, 2022 0.04
Dec 31, 2021 0.04
Sep 30, 2021 0.04
Jun 30, 2021 0.04