First Guaranty Bancshares (FGBI) Asset Utilization Ratio (2011 - 2026)

First Guaranty Bancshares (FGBI) reported Asset Utilization Ratio of 0.02 for Q1 2026, down 19.84% year-on-year from 0.03 in Q1 2025, and down 3.73% quarter-over-quarter from 0.02 in Q4 2025.

First Guaranty Bancshares (FGBI) has 16 years of Asset Utilization Ratio data on file, last reported at 0.02 in Q1 2026.

  • For the quarter ending Q1 2026, Asset Utilization Ratio fell 19.84% year-over-year to 0.02; the trailing twelve-month figure through Mar 2026 stood at 0.02 (down 19.84% YoY), and the FY2025 full-year result was 0.02, down 21.19% from the prior year.
  • Asset Utilization Ratio for Q1 2026 stood at 0.02, down from 0.02 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.04 in Q3 2022 and bottomed at 0.02 in Q1 2026.
  • A 5-year average of 0.03 and a median of 0.03 in 2023 frame the typical range for Asset Utilization Ratio.
  • Across the five-year window, Asset Utilization Ratio fell 23.1% in 2023 and increased 9.45% in 2025, its largest moves.
  • Tracing FGBI's Asset Utilization Ratio over 5 years: stood at 0.04 in 2022, then dropped by 23.1% to 0.03 in 2023, then grew by 4.86% to 0.03 in 2024, then fell by 15.47% to 0.02 in 2025, then dropped by 3.73% to 0.02 in 2026.
  • According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.02, 0.02, and 0.03 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 0.01
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.05
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 0.02
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.04
10 First Guaranty Bancshares 139.48 Mn -594.29 Mn - 0.02

Historic Data

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DateValue
Mar 31, 2026 0.02
Dec 31, 2025 0.02
Sep 30, 2025 0.03
Jun 30, 2025 0.03
Mar 31, 2025 0.03
Dec 31, 2024 0.03
Sep 30, 2024 0.03
Jun 30, 2024 0.03
Mar 31, 2024 0.03
Dec 31, 2023 0.03
Sep 30, 2023 0.03
Jun 30, 2023 0.03
Mar 31, 2023 0.03
Dec 31, 2022 0.04
Sep 30, 2022 0.04
Jun 30, 2022 0.04
Mar 31, 2022 0.04
Dec 31, 2021 0.04
Sep 30, 2021 0.04
Jun 30, 2021 0.04
Mar 31, 2021 0.04
Dec 31, 2020 0.04
Sep 30, 2020 0.03
Jun 30, 2020 0.03
Mar 31, 2020 0.03
Dec 31, 2019 0.04
Sep 30, 2019 0.04
Jun 30, 2019 0.03
Mar 31, 2019 0.03
Dec 31, 2018 0.03
Sep 30, 2018 0.04
Jun 30, 2018 0.04
Mar 31, 2018 0.04
Dec 31, 2017 0.04
Sep 30, 2017 0.03
Jun 30, 2017 0.04
Mar 31, 2017 0.04
Dec 31, 2016 0.04
Sep 30, 2016 0.04
Jun 30, 2016 0.04
Mar 31, 2016 0.04
Dec 31, 2015 0.04
Sep 30, 2015 0.04
Jun 30, 2015 0.03
Mar 31, 2015 0.03
Dec 31, 2014 0.03
Sep 30, 2014 0.03
Jun 30, 2014 0.03
Mar 31, 2014 0.03
Dec 31, 2013 0.03
Sep 30, 2013 0.03
Jun 30, 2013 0.04
Mar 31, 2013 0.04
Dec 31, 2012 0.04
Sep 30, 2012 0.04
Jun 30, 2012 0.04
Mar 31, 2012 0.04
Dec 31, 2011 0.04
Sep 30, 2011 0.04