First Financial Bankshares (FFIN) Return on Invested Capital [ROIC] (2009 - 2026)
First Financial Bankshares' Return on Invested Capital [ROIC] was 21.79% in Q2 2026, down 1.82 percentage points from 23.61% a year earlier and down 0.16 percentage points from the prior quarter.
First Financial Bankshares (FFIN) Return on Invested Capital [ROIC] (2009 - 2026) Analysis & Trends
For FY2025, Return on Invested Capital [ROIC] at First Financial Bankshares came in at 22.75%, down 0.99 percentage points from FY2024.
- Return on Invested Capital [ROIC] shows a five-year change of +11.24 percentage points (FY2020 to FY2025).
- In earlier years, Return on Invested Capital [ROIC] was 23.73% in FY2024 (+1.51 pp), 22.22% in FY2023 (+5.47 pp), 16.76% in FY2022 (+4.86 pp) and 11.90% in FY2021 (+0.39 pp).
- The Q2 2026 figure marks the lowest quarterly Return on Invested Capital [ROIC] since Q4 2023.
- Compared with a year earlier, Return on Invested Capital [ROIC] has declined for four straight quarters, with an average year-over-year change of -0.01 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Invested Capital [ROIC] over five years was Q3 2023 (a gain of 9.83 percentage points); the worst was Q2 2026 (a drop of 1.82 percentage points).
- Per Business Quant data, FFIN's Return on Invested Capital [ROIC] in the three quarters before Q2 2026 was 21.95% (Q1 2026), 22.09% (Q4 2025) and 22.50% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 3.60% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 12.95% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 11.83% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 49.27% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 6.60% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 3.32% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 3.69% |
| 10 | First Financial Bankshares | 4.38 Bn | 1.24 Bn | 171.09 Mn | 17.15% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 17.15% |
| Jun 30, 2026 | 16.49% |
| Mar 31, 2026 | 16.53% |
| Dec 31, 2025 | 16.41% |
| Sep 30, 2025 | 16.41% |
| Jun 30, 2025 | 16.35% |
| Mar 31, 2025 | 15.87% |
| Dec 31, 2024 | 15.57% |
| Sep 30, 2024 | 15.27% |
| Jun 30, 2024 | 15.40% |
| Mar 31, 2024 | 15.34% |
| Dec 31, 2023 | 16.24% |
| Sep 30, 2023 | 16.27% |
| Jun 30, 2023 | 16.87% |
| Mar 31, 2023 | 18.19% |
| Dec 31, 2022 | 15.61% |
| Sep 30, 2022 | 11.67% |
| Jun 30, 2022 | 10.58% |
| Mar 31, 2022 | 9.47% |
| Dec 31, 2021 | 3.93% |
First Financial Bankshares Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=FFIN&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "FFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=FFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();