First Financial Bankshares (FFIN) Return on Invested Capital [ROIC] (2010 - 2026)
First Financial Bankshares' Return on Invested Capital [ROIC] was 21.79% in Q2 2026, down 1.82 percentage points from 23.61% a year earlier and down 0.16 percentage points from the prior quarter.
First Financial Bankshares (FFIN) Return on Invested Capital [ROIC] (2010 - 2026) Analysis & Trends
For FY2025, Return on Invested Capital [ROIC] at First Financial Bankshares came in at 22.75%, down 0.99 percentage points from FY2024.
- Return on Invested Capital [ROIC] shows a five-year change of +11.24 percentage points (FY2020 to FY2025).
- In earlier years, Return on Invested Capital [ROIC] was 23.73% in FY2024 (+1.51 pp), 22.22% in FY2023 (+5.47 pp), 16.76% in FY2022 (+4.86 pp) and 11.90% in FY2021 (+0.39 pp).
- The Q2 2026 figure marks the lowest quarterly Return on Invested Capital [ROIC] since Q4 2023.
- Compared with a year earlier, Return on Invested Capital [ROIC] has declined for four straight quarters, with an average year-over-year change of -0.01 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Invested Capital [ROIC] over five years was Q3 2023 (a gain of 9.83 percentage points); the worst was Q2 2026 (a drop of 1.82 percentage points).
- Per Business Quant data, FFIN's Return on Invested Capital [ROIC] in the three quarters before Q2 2026 was 21.95% (Q1 2026), 22.09% (Q4 2025) and 22.50% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 883.45 Bn | 912.92 Bn | - | 32.13% |
| 2 | Banco Santander Chile | 401.52 Bn | 521.46 Bn | - | - |
| 3 | Bank Of America | 377.43 Bn | -1,998.64 Bn | - | 25.16% |
| 4 | Hsbc Holdings | 330.31 Bn | 330.37 Bn | - | - |
| 5 | Morgan Stanley | 299.17 Bn | -209.92 Bn | - | 42.00% |
| 6 | Royal Bank Of Canada | 274.08 Bn | 124.82 Bn | - | 11.34% |
| 7 | Mitsubishi Ufj Financial | 270.70 Bn | -1,317.79 Bn | 10.89 Bn | 6.24% |
| 8 | Goldman Sachs | 263.13 Bn | -3,293.98 Bn | - | 14.05% |
| 9 | Wells Fargo & Company | 243.64 Bn | 245.78 Bn | - | 27.68% |
| 10 | First Financial Bankshares | 4.61 Bn | 4.61 Bn | - | 21.79% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 21.79% |
| Mar 31, 2026 | 21.95% |
| Dec 31, 2025 | 22.09% |
| Sep 30, 2025 | 22.50% |
| Jun 30, 2025 | 23.61% |
| Mar 31, 2025 | 22.99% |
| Dec 31, 2024 | 22.72% |
| Sep 30, 2024 | 22.87% |
| Jun 30, 2024 | 22.97% |
| Mar 31, 2024 | 21.92% |
| Dec 31, 2023 | 21.61% |
| Sep 30, 2023 | 21.90% |
| Jun 30, 2023 | 20.56% |
| Mar 31, 2023 | 20.28% |
| Dec 31, 2022 | 16.10% |
| Sep 30, 2022 | 12.07% |
| Jun 30, 2022 | 10.80% |
| Mar 31, 2022 | 11.38% |
| Dec 31, 2021 | 11.12% |
| Sep 30, 2021 | 10.16% |
First Financial Bankshares Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=FFIN&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "FFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=FFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();