First Financial Bankshares Inc (FFIN) Net Margin (2009 - 2026)
First Financial Bankshares (FFIN) recorded Net Margin of 41.62% in Q2 2026, down 0.95 percentage points from 42.56% a year earlier and down 1.25 percentage points from the prior quarter.
First Financial Bankshares Inc (FFIN) Net Margin (2009 - 2026) Analysis & Trends
On a TTM basis, First Financial Bankshares' Net Margin came in at 40.41% as of Jun 30, 2026, down 1.06 percentage points year-over-year; for FY2025, it came in at 40.15%, down 0.44 percentage points from FY2024.
- Annual Net Margin has a five-year change of -1.10 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 40.58% in FY2024 (+0.13 pp), 40.46% in FY2023 (-3.53 pp), 43.99% in FY2022 (-0.41 pp) and 44.40% in FY2021 (+3.15 pp).
- Quarterly Net Margin has ranged from 32.41% in Q3 2025 to 44.51% in Q4 2025 over the past five years.
- On a year-over-year basis, Net Margin rose in four of the last eight quarters, with an average year-over-year change of +0.27 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 3.89 percentage points in Q4 2024, against a drop of 7.24 percentage points in Q3 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at 42.87% (Q1 2026), 44.51% (Q4 2025) and 32.41% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 41.62% |
| Mar 31, 2026 | 42.87% |
| Dec 31, 2025 | 44.51% |
| Sep 30, 2025 | 32.41% |
| Jun 30, 2025 | 42.56% |
| Mar 31, 2025 | 41.17% |
| Dec 31, 2024 | 42.37% |
| Sep 30, 2024 | 39.66% |
| Jun 30, 2024 | 39.01% |
| Mar 31, 2024 | 41.19% |
| Dec 31, 2023 | 38.48% |
| Sep 30, 2023 | 40.55% |
| Jun 30, 2023 | 40.44% |
| Mar 31, 2023 | 42.29% |
| Dec 31, 2022 | 44.26% |
| Sep 30, 2022 | 44.25% |
| Jun 30, 2022 | 44.45% |
| Mar 31, 2022 | 42.95% |
| Dec 31, 2021 | 42.66% |
| Sep 30, 2021 | 44.14% |
First Financial Bankshares Inc Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=FFIN&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "FFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=FFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();