First Financial Bankshares (FFIN) Net Margin (2009 - 2026)
First Financial Bankshares (FFIN) posted Net Margin of 36.68% for Q1 2026, down 147.15% sequentially from 77.79% in Q4 2025, and down 1765.0% YoY from 2.2% in Q1 2025.
First Financial Bankshares (FFIN) Net Margin (2009 - 2026) Analysis & Trends
First Financial Bankshares has reported Net Margin for 18 years, with the latest figure at 36.68% in Q1 2026.
- Quarterly Net Margin fell 1765.0% year-over-year to 36.68% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 62.84% (down 2258.0% YoY) and the FY2025 annual result came in at 67.24%, down 14225.0% from the prior year.
- Net Margin eased to 36.68% in Q1 2026 per FFIN's latest filing, from 77.79% in the prior quarter.
- Over five years, Net Margin peaked at 92.77% in Q4 2022 and troughed at 36.68% in Q1 2026.
- A 5-year average of 0.25% and a median of 14.0% in 2024 frame the typical range for Net Margin.
- The widest YoY moves for Net Margin: up 4714 bps in 2022, down 8742 bps in 2022.
- Over 5 years, Net Margin stood at 92.77% in 2022, then slumped by 70 bps to 27.7% in 2023, then soared by 56 bps to 43.2% in 2024, then soared by 80 bps to 77.79% in 2025, then sank by 147 bps to 36.68% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 36.68%, 77.79%, and 26.14% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | First Financial Bankshares | 4.90 Bn | 4.11 Bn | - | 41.62% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -46.39% |
| Mar 31, 2026 | -36.68% |
| Dec 31, 2025 | 77.79% |
| Sep 30, 2025 | -26.14% |
| Jun 30, 2025 | -23.93% |
| Mar 31, 2025 | -19.03% |
| Dec 31, 2024 | 43.20% |
| Sep 30, 2024 | -21.92% |
| Jun 30, 2024 | -14.00% |
| Mar 31, 2024 | -14.02% |
| Dec 31, 2023 | 27.70% |
| Sep 30, 2023 | -7.44% |
| Jun 30, 2023 | -11.00% |
| Mar 31, 2023 | -12.15% |
| Dec 31, 2022 | 92.77% |
| Sep 30, 2022 | -9.02% |
| Jun 30, 2022 | -16.06% |
| Mar 31, 2022 | -34.28% |
| Dec 31, 2021 | 45.62% |
| Sep 30, 2021 | 48.92% |