First Financial Bankshares FFIN
NASDAQ FFIN
$33.19 +0.13 (+0.39%)
As of: Sep 11, 2026 · 12:36 PM EDT

First Financial Bankshares (FFIN) Net Margin (2009 - 2026)

First Financial Bankshares' (FFIN) quarterly Net Margin came in at 41.62% in Q2 2026, down 95.0% year-over-year from 832.31% in Q2 2025, and down 2.92% quarter-over-quarter from 42.87% in Q1 2026.

Analysis

First Financial Bankshares (FFIN) Net Margin (2009 - 2026) Analysis & Trends

First Financial Bankshares has disclosed Net Margin across 18 years of filings, most recently posting 41.62% for Q2 2026.

  • In Q2 2026, Net Margin fell 95.0% year-over-year to 41.62%; the TTM figure through Jun 2026 stood at 39.06% (down 236.0% YoY), while the FY2025 annual figure was 38.72%, down 180.0% from the prior year.
  • Net Margin came in at 41.62% for Q2 2026 at First Financial Bankshares, down from 42.87% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 44.45% in Q2 2022 to a low of 32.41% in Q3 2025.
  • Average Net Margin over 5 years is 40.91%, with a median of 41.21% recorded in 2022.
  • Year-over-year, Net Margin soared 368 bps in 2024 and tumbled 724 bps in 2025.
  • Over 5 years, Net Margin stood at 41.22% in 2022, then dropped by 7 bps to 38.47% in 2023, then rose by 10 bps to 42.16% in 2024, then retreated by 7 bps to 39.05% in 2025, then climbed by 7 bps to 41.62% in 2026.
  • Per Business Quant data, the three most recent Net Margin figures were 41.62% in Q2 2026, 42.87% in Q1 2026, and 39.05% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Banco Santander Chile 947.88 Bn 947.88 Bn - -
2 Truist Financial 61.76 Bn 61.76 Bn - 28.85%
3 Fifth Third Bancorp 49.73 Bn 26.00 Bn - 23.30%
4 M&T Bank 35.00 Bn 35.00 Bn - 30.85%
5 Huntington Bancshares 34.02 Bn 29.49 Bn - 24.18%
6 Citizens Financial 29.55 Bn 29.55 Bn - 24.27%
7 Regions Financial 25.62 Bn 25.62 Bn - 28.79%
8 First Citizens Bancshares 25.10 Bn 24.58 Bn 29.00 Mn 864.86%
9 Keycorp 23.27 Bn -24.43 Bn - 24.18%
10 First Financial Bankshares 4.76 Bn 3.96 Bn - 41.62%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 41.62%
Mar 31, 2026 42.87%
Dec 31, 2025 39.05%
Sep 30, 2025 32.41%
Jun 30, 2025 42.56%
Mar 31, 2025 41.17%
Dec 31, 2024 42.16%
Sep 30, 2024 39.66%
Jun 30, 2024 39.01%
Mar 31, 2024 41.19%
Dec 31, 2023 38.47%
Sep 30, 2023 40.55%
Jun 30, 2023 40.44%
Mar 31, 2023 42.29%
Dec 31, 2022 41.22%
Sep 30, 2022 44.25%
Jun 30, 2022 44.45%
Mar 31, 2022 42.95%
Dec 31, 2021 42.66%
Sep 30, 2021 44.14%