First Financial Bankshares (FFIN) Net Margin (2009 - 2026)
First Financial Bankshares' (FFIN) quarterly Net Margin came in at 41.62% in Q2 2026, down 95.0% year-over-year from 832.31% in Q2 2025, and down 2.92% quarter-over-quarter from 42.87% in Q1 2026.
Analysis
First Financial Bankshares (FFIN) Net Margin (2009 - 2026) Analysis & Trends
First Financial Bankshares has disclosed Net Margin across 18 years of filings, most recently posting 41.62% for Q2 2026.
- In Q2 2026, Net Margin fell 95.0% year-over-year to 41.62%; the TTM figure through Jun 2026 stood at 39.06% (down 236.0% YoY), while the FY2025 annual figure was 38.72%, down 180.0% from the prior year.
- Net Margin came in at 41.62% for Q2 2026 at First Financial Bankshares, down from 42.87% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 44.45% in Q2 2022 to a low of 32.41% in Q3 2025.
- Average Net Margin over 5 years is 40.91%, with a median of 41.21% recorded in 2022.
- Year-over-year, Net Margin soared 368 bps in 2024 and tumbled 724 bps in 2025.
- Over 5 years, Net Margin stood at 41.22% in 2022, then dropped by 7 bps to 38.47% in 2023, then rose by 10 bps to 42.16% in 2024, then retreated by 7 bps to 39.05% in 2025, then climbed by 7 bps to 41.62% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 41.62% in Q2 2026, 42.87% in Q1 2026, and 39.05% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 947.88 Bn | 947.88 Bn | - | - |
| 2 | Truist Financial | 61.76 Bn | 61.76 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 4 | M&T Bank | 35.00 Bn | 35.00 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 34.02 Bn | 29.49 Bn | - | 24.18% |
| 6 | Citizens Financial | 29.55 Bn | 29.55 Bn | - | 24.27% |
| 7 | Regions Financial | 25.62 Bn | 25.62 Bn | - | 28.79% |
| 8 | First Citizens Bancshares | 25.10 Bn | 24.58 Bn | 29.00 Mn | 864.86% |
| 9 | Keycorp | 23.27 Bn | -24.43 Bn | - | 24.18% |
| 10 | First Financial Bankshares | 4.76 Bn | 3.96 Bn | - | 41.62% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 41.62% |
| Mar 31, 2026 | 42.87% |
| Dec 31, 2025 | 39.05% |
| Sep 30, 2025 | 32.41% |
| Jun 30, 2025 | 42.56% |
| Mar 31, 2025 | 41.17% |
| Dec 31, 2024 | 42.16% |
| Sep 30, 2024 | 39.66% |
| Jun 30, 2024 | 39.01% |
| Mar 31, 2024 | 41.19% |
| Dec 31, 2023 | 38.47% |
| Sep 30, 2023 | 40.55% |
| Jun 30, 2023 | 40.44% |
| Mar 31, 2023 | 42.29% |
| Dec 31, 2022 | 41.22% |
| Sep 30, 2022 | 44.25% |
| Jun 30, 2022 | 44.45% |
| Mar 31, 2022 | 42.95% |
| Dec 31, 2021 | 42.66% |
| Sep 30, 2021 | 44.14% |