First Financial Bankshares (FFIN) Net Margin (2009 - 2026)

First Financial Bankshares' (FFIN) quarterly Net Margin came in at 42.87% in Q1 2026, up 170.0% year-on-year from 15.88% in Q1 2025, and down 3.66% quarter-over-quarter from 44.5% in Q4 2025.

First Financial Bankshares (FFIN) Net Margin (2009 - 2026) Analysis & Trends

First Financial Bankshares has disclosed Net Margin across 18 years of filings, most recently posting 42.87% for Q1 2026.

  • Net Margin for Q1 2026 came in at 42.87%, up 170.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 40.61% (down 841.0% YoY), and the FY2025 annual result was 40.15%, down 916.0% from the prior year.
  • Net Margin came in at 42.87% for Q1 2026 at First Financial Bankshares, down from 44.5% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 79.13% in Q4 2022 to a low of 32.41% in Q3 2025.
  • The 5-year median for Net Margin is 42.29% (2023), against an average of 45.35%.
  • Across the five-year window, Net Margin slumped 4066 bps in 2023 and surged 3655 bps in 2024, its largest moves.
  • First Financial Bankshares' Net Margin stood at 79.13% in 2022, then slumped by 51 bps to 38.47% in 2023, then jumped by 95 bps to 75.02% in 2024, then sank by 41 bps to 44.5% in 2025, then decreased by 4 bps to 42.87% in 2026.
  • The last three Net Margin figures came in at 42.87% (Q1 2026), 44.5% (Q4 2025), and 32.41% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 27.26%
4 First Capital 215.78 Bn 215.63 Bn - 251.45%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 26.97%
7 NatWest 168.65 Bn -51.67 Bn - 32.86%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 5,788,021.18%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 First Financial Bankshares 4.82 Bn 4.08 Bn - 42.87%

Historic Data

Download Data
DateValue
Mar 31, 2026 42.87%
Dec 31, 2025 44.50%
Sep 30, 2025 32.41%
Jun 30, 2025 42.56%
Mar 31, 2025 41.17%
Dec 31, 2024 75.02%
Sep 30, 2024 39.66%
Jun 30, 2024 39.01%
Mar 31, 2024 41.19%
Dec 31, 2023 38.47%
Sep 30, 2023 40.55%
Jun 30, 2023 40.44%
Mar 31, 2023 42.29%
Dec 31, 2022 79.13%
Sep 30, 2022 44.25%
Jun 30, 2022 44.45%
Mar 31, 2022 42.95%
Dec 31, 2021 42.66%
Sep 30, 2021 44.14%
Jun 30, 2021 44.88%