First Financial Bankshares (FFIN) Net Margin (2009 - 2026)
First Financial Bankshares recorded quarterly Net Margin of 42.87% in Q1 2026, down 3.66% quarter-over-quarter from 44.5% in Q4 2025, and up 170.0% year-over-year from 15.88% in Q1 2025.
First Financial Bankshares' Net Margin history runs 18 years deep, the most recent figure standing at 42.87% for Q1 2026.
- In Q1 2026, Net Margin rose 170.0% year-over-year to 42.87%; the TTM figure through Mar 2026 stood at 40.61% (down 841.0% YoY), while the FY2025 annual figure was 40.15%, down 916.0% from the prior year.
- Net Margin came in at 42.87% for Q1 2026 at First Financial Bankshares, down from 44.5% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 79.13% in Q4 2022 to a low of 32.41% in Q3 2025.
- A 5-year average of 45.35% and a median of 42.29% in 2023 frame the typical range for Net Margin.
- Across the five-year window, Net Margin sank 4066 bps in 2023 and soared 3655 bps in 2024, its largest moves.
- First Financial Bankshares' Net Margin stood at 79.13% in 2022, then sank by 51 bps to 38.47% in 2023, then surged by 95 bps to 75.02% in 2024, then plunged by 41 bps to 44.5% in 2025, then slipped by 4 bps to 42.87% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 42.87%, 44.5%, and 32.41% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 251.45% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 26.97% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | -0.97% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 27.35% |
| 10 | First Financial Bankshares | 4.62 Bn | 3.88 Bn | - | 42.87% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 42.87% |
| Dec 31, 2025 | 44.50% |
| Sep 30, 2025 | 32.41% |
| Jun 30, 2025 | 42.56% |
| Mar 31, 2025 | 41.17% |
| Dec 31, 2024 | 75.02% |
| Sep 30, 2024 | 39.66% |
| Jun 30, 2024 | 39.01% |
| Mar 31, 2024 | 41.19% |
| Dec 31, 2023 | 38.47% |
| Sep 30, 2023 | 40.55% |
| Jun 30, 2023 | 40.44% |
| Mar 31, 2023 | 42.29% |
| Dec 31, 2022 | 79.13% |
| Sep 30, 2022 | 44.25% |
| Jun 30, 2022 | 44.45% |
| Mar 31, 2022 | 42.95% |
| Dec 31, 2021 | 42.66% |
| Sep 30, 2021 | 44.14% |
| Jun 30, 2021 | 44.88% |
| Mar 31, 2021 | 46.01% |
| Dec 31, 2020 | 77.91% |
| Sep 30, 2020 | 41.36% |
| Jun 30, 2020 | 42.38% |
| Mar 31, 2020 | 33.96% |
| Dec 31, 2019 | 40.43% |
| Sep 30, 2019 | 42.52% |
| Jun 30, 2019 | 42.27% |
| Mar 31, 2019 | 739.03% |
| Dec 31, 2018 | 1,117.65% |
| Sep 30, 2018 | 703.87% |
| Jun 30, 2018 | 952.49% |
| Mar 31, 2018 | 499.99% |
| Dec 31, 2017 | 296.31% |
| Sep 30, 2017 | 754.92% |
| Jun 30, 2017 | 674.67% |
| Mar 31, 2017 | 33.97% |
| Dec 31, 2016 | 34.07% |
| Sep 30, 2016 | 32.46% |
| Jun 30, 2016 | 34.38% |
| Mar 31, 2016 | 33.44% |
| Dec 31, 2015 | 33.15% |
| Sep 30, 2015 | 33.82% |
| Jun 30, 2015 | 36.08% |
| Mar 31, 2015 | 35.82% |
| Dec 31, 2014 | 32.47% |
| Sep 30, 2014 | 35.39% |
| Jun 30, 2014 | 33.09% |
| Mar 31, 2014 | 35.13% |
| Dec 31, 2013 | 75.10% |
| Sep 30, 2013 | 31.27% |
| Jun 30, 2013 | 34.40% |
| Mar 31, 2013 | 35.30% |
| Dec 31, 2012 | 80.89% |
| Sep 30, 2012 | 36.25% |
| Jun 30, 2012 | 35.28% |
| Mar 31, 2012 | 34.44% |
| Dec 31, 2011 | 80.82% |
| Sep 30, 2011 | 34.64% |
| Jun 30, 2011 | 32.99% |
| Mar 31, 2011 | 32.48% |
| Dec 31, 2010 | 31.65% |
| Sep 30, 2010 | 31.88% |
| Jun 30, 2010 | 30.85% |
| Mar 31, 2010 | 31.35% |
| Dec 31, 2009 | 28.12% |
| Sep 30, 2009 | 30.76% |
| Jun 30, 2009 | 30.66% |