First Financial Bankshares (FFIN) Net Margin (2009 - 2026)
First Financial Bankshares (FFIN) reported Net Margin of 36.68% for Q1 2026, down 1765.0% on a YoY basis from 2.2% in Q1 2025, and down 146.8% sequentially from 78.38% in Q4 2025.
First Financial Bankshares (FFIN) Net Margin (2009 - 2026) Analysis & Trends
First Financial Bankshares (FFIN) has 18 years of Net Margin data on file, last reported at 36.68% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin fell 1765.0% year-over-year to 36.68%; the trailing twelve-month figure through Mar 2026 stood at 62.69% (down 2247.0% YoY), and the FY2025 full-year result was 67.24%, down 14225.0% from the prior year.
- Net Margin eased to 36.68% in Q1 2026, from 78.38% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 92.25% in Q4 2022 to a low of 36.68% in Q1 2026.
- A 5-year average of 1.02% and a median of 14.0% in 2024 frame the typical range for Net Margin.
- Peak annual rise in Net Margin reached 4515 bps in 2022, while the deepest fall reached 8742 bps in 2022.
- Tracing FFIN's Net Margin over 5 years: stood at 92.25% in 2022, then sank by 84 bps to 14.31% in 2023, then soared by 203 bps to 43.32% in 2024, then surged by 81 bps to 78.38% in 2025, then plunged by 147 bps to 36.68% in 2026.
- Business Quant data shows FFIN's Net Margin at 36.68% in Q1 2026, 78.38% in Q4 2025, and 26.14% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 258,422.08% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 853.96% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 0.00% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 27.26% |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 251.63% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 32.86% |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 27.35% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 31.10% |
| 10 | First Financial Bankshares | 4.99 Bn | 4.05 Bn | - | -36.68% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -36.68% |
| Dec 31, 2025 | 78.38% |
| Sep 30, 2025 | -26.14% |
| Jun 30, 2025 | -23.93% |
| Mar 31, 2025 | -19.03% |
| Dec 31, 2024 | 43.32% |
| Sep 30, 2024 | -21.92% |
| Jun 30, 2024 | -14.00% |
| Mar 31, 2024 | -14.02% |
| Dec 31, 2023 | 14.31% |
| Sep 30, 2023 | -7.44% |
| Jun 30, 2023 | -11.00% |
| Mar 31, 2023 | -12.15% |
| Dec 31, 2022 | 92.25% |
| Sep 30, 2022 | -9.02% |
| Jun 30, 2022 | -16.06% |
| Mar 31, 2022 | -34.28% |
| Dec 31, 2021 | 47.11% |
| Sep 30, 2021 | 48.92% |
| Jun 30, 2021 | 46.99% |