First Financial Bankshares (FFIN) Net Margin (2009 - 2026)
First Financial Bankshares' (FFIN) quarterly Net Margin came in at 42.87% in Q1 2026, up 170.0% year-on-year from 15.88% in Q1 2025, and down 3.66% quarter-over-quarter from 44.5% in Q4 2025.
First Financial Bankshares (FFIN) Net Margin (2009 - 2026) Analysis & Trends
First Financial Bankshares has disclosed Net Margin across 18 years of filings, most recently posting 42.87% for Q1 2026.
- Net Margin for Q1 2026 came in at 42.87%, up 170.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 40.61% (down 841.0% YoY), and the FY2025 annual result was 40.15%, down 916.0% from the prior year.
- Net Margin came in at 42.87% for Q1 2026 at First Financial Bankshares, down from 44.5% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 79.13% in Q4 2022 to a low of 32.41% in Q3 2025.
- The 5-year median for Net Margin is 42.29% (2023), against an average of 45.35%.
- Across the five-year window, Net Margin slumped 4066 bps in 2023 and surged 3655 bps in 2024, its largest moves.
- First Financial Bankshares' Net Margin stood at 79.13% in 2022, then slumped by 51 bps to 38.47% in 2023, then jumped by 95 bps to 75.02% in 2024, then sank by 41 bps to 44.5% in 2025, then decreased by 4 bps to 42.87% in 2026.
- The last three Net Margin figures came in at 42.87% (Q1 2026), 44.5% (Q4 2025), and 32.41% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | First Financial Bankshares | 4.82 Bn | 4.08 Bn | - | 42.87% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 42.87% |
| Dec 31, 2025 | 44.50% |
| Sep 30, 2025 | 32.41% |
| Jun 30, 2025 | 42.56% |
| Mar 31, 2025 | 41.17% |
| Dec 31, 2024 | 75.02% |
| Sep 30, 2024 | 39.66% |
| Jun 30, 2024 | 39.01% |
| Mar 31, 2024 | 41.19% |
| Dec 31, 2023 | 38.47% |
| Sep 30, 2023 | 40.55% |
| Jun 30, 2023 | 40.44% |
| Mar 31, 2023 | 42.29% |
| Dec 31, 2022 | 79.13% |
| Sep 30, 2022 | 44.25% |
| Jun 30, 2022 | 44.45% |
| Mar 31, 2022 | 42.95% |
| Dec 31, 2021 | 42.66% |
| Sep 30, 2021 | 44.14% |
| Jun 30, 2021 | 44.88% |