First Financial Bankshares Inc (FFIN) EBT Margin (2009 - 2026)
First Financial Bankshares (FFIN) reported EBT Margin of 50.63% for Q2 2026, down 1.56 percentage points from 52.19% a year earlier and down 2.00 percentage points from the prior quarter.
First Financial Bankshares Inc (FFIN) EBT Margin (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, First Financial Bankshares' EBT Margin came in at 49.28%, down 1.42 percentage points year-over-year; for FY2025, it came in at 49.02%, down 0.34 percentage points from FY2024.
- EBT Margin has declined for four consecutive years, with a five-year change of -0.46 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at 49.36% in FY2024 (-0.11 pp), 49.47% in FY2023 (-3.22 pp), 52.69% in FY2022 (-0.37 pp) and 53.06% in FY2021 (+3.58 pp).
- Five-year quarterly EBT Margin spans a low of 39.17% in Q3 2025 and a high of 54.36% in Q4 2025.
- Year over year, EBT Margin gained in five of the last eight quarters, with an average year-over-year change of +0.39 percentage points.
- The high point for year-over-year EBT Margin in five years was Q2 2025 (a gain of 4.89 percentage points); the low point was Q3 2025 (a drop of 9.11 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 52.63% (Q1 2026), 54.36% (Q4 2025) and 39.17% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 50.63% |
| Mar 31, 2026 | 52.63% |
| Dec 31, 2025 | 54.36% |
| Sep 30, 2025 | 39.17% |
| Jun 30, 2025 | 52.19% |
| Mar 31, 2025 | 50.43% |
| Dec 31, 2024 | 51.66% |
| Sep 30, 2024 | 48.28% |
| Jun 30, 2024 | 47.30% |
| Mar 31, 2024 | 50.05% |
| Dec 31, 2023 | 46.88% |
| Sep 30, 2023 | 49.42% |
| Jun 30, 2023 | 49.78% |
| Mar 31, 2023 | 51.70% |
| Dec 31, 2022 | 53.34% |
| Sep 30, 2022 | 53.27% |
| Jun 30, 2022 | 53.21% |
| Mar 31, 2022 | 50.88% |
| Dec 31, 2021 | 50.86% |
| Sep 30, 2021 | 52.86% |
First Financial Bankshares Inc EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=FFIN&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "FFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=FFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();