First Financial Bankshares (FFIN) EBT Margin (2009 - 2026)
First Financial Bankshares' (FFIN) quarterly EBT Margin came in at 50.63% in Q2 2026, down 156.0% year-over-year from 90.41% in Q2 2025, and down 3.79% quarter-over-quarter from 52.63% in Q1 2026.
Analysis
First Financial Bankshares (FFIN) EBT Margin (2009 - 2026) Analysis & Trends
First Financial Bankshares has disclosed EBT Margin across 18 years of filings, most recently posting 50.63% for Q2 2026.
- In Q2 2026, EBT Margin fell 156.0% year-over-year to 50.63%; the TTM figure through Jun 2026 stood at 49.28% (down 142.0% YoY), while the FY2025 annual figure was 49.02%, down 34.0% from the prior year.
- EBT Margin came in at 50.63% for Q2 2026 at First Financial Bankshares, down from 52.63% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 54.36% in Q4 2025 to a low of 39.17% in Q3 2025.
- Average EBT Margin over 5 years is 50.29%, with a median of 50.76% recorded in 2022.
- The largest YoY upside for EBT Margin was 489 bps in 2025 against a maximum downside of 911 bps in 2025.
- Over 5 years, EBT Margin stood at 53.34% in 2022, then declined by 12 bps to 46.88% in 2023, then grew by 10 bps to 51.66% in 2024, then gained by 5 bps to 54.36% in 2025, then retreated by 7 bps to 50.63% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 50.63% in Q2 2026, 52.63% in Q1 2026, and 54.36% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 947.88 Bn | 947.88 Bn | - | - |
| 2 | Truist Financial | 61.76 Bn | 61.76 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 31.64% |
| 4 | M&T Bank | 35.00 Bn | 35.00 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 34.02 Bn | 29.49 Bn | - | 31.58% |
| 6 | Citizens Financial | 29.55 Bn | 29.55 Bn | - | 33.07% |
| 7 | Regions Financial | 25.62 Bn | 25.62 Bn | - | 37.65% |
| 8 | First Citizens Bancshares | 25.10 Bn | 24.58 Bn | 29.00 Mn | 1,204.05% |
| 9 | Keycorp | 23.27 Bn | -24.43 Bn | - | 33.08% |
| 10 | First Financial Bankshares | 4.76 Bn | 3.96 Bn | - | 50.63% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 50.63% |
| Mar 31, 2026 | 52.63% |
| Dec 31, 2025 | 54.36% |
| Sep 30, 2025 | 39.17% |
| Jun 30, 2025 | 52.19% |
| Mar 31, 2025 | 50.43% |
| Dec 31, 2024 | 51.66% |
| Sep 30, 2024 | 48.28% |
| Jun 30, 2024 | 47.30% |
| Mar 31, 2024 | 50.05% |
| Dec 31, 2023 | 46.88% |
| Sep 30, 2023 | 49.42% |
| Jun 30, 2023 | 49.78% |
| Mar 31, 2023 | 51.70% |
| Dec 31, 2022 | 53.34% |
| Sep 30, 2022 | 53.27% |
| Jun 30, 2022 | 53.21% |
| Mar 31, 2022 | 50.88% |
| Dec 31, 2021 | 50.86% |
| Sep 30, 2021 | 52.86% |