First Financial Bankshares (FFIN) Asset Utilization Ratio (2010 - 2026)
First Financial Bankshares (FFIN) posted Asset Utilization Ratio of 0.03 for Q1 2026, up 21.45% sequentially from 0.04 in Q4 2025, and up 32.85% YoY from 0.02 in Q1 2025.
First Financial Bankshares (FFIN) Asset Utilization Ratio (2010 - 2026) Analysis & Trends
First Financial Bankshares has reported Asset Utilization Ratio for 12 years, with the latest figure at 0.03 in Q1 2026.
- Quarterly Asset Utilization Ratio rose 32.85% year-over-year to 0.03 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.03 (up 32.85% YoY) and the FY2025 annual result came in at 0.03, up 226.39% from the prior year.
- Asset Utilization Ratio improved to 0.03 in Q1 2026 per FFIN's latest filing, from 0.04 in the prior quarter.
- Over five years, Asset Utilization Ratio peaked at 0.02 in Q1 2022 and troughed at 0.11 in Q3 2023.
- A 5-year average of 0.07 and a median of 0.06 in 2024 frame the typical range for Asset Utilization Ratio.
- The sharpest annual moves came in 2023 and 2025: Asset Utilization Ratio tumbled 765.18% in 2023, then jumped 56.27% in 2025.
- Over 5 years, Asset Utilization Ratio stood at 0.08 in 2022, then declined by 29.61% to 0.11 in 2023, then soared by 49.34% to 0.05 in 2024, then gained by 23.19% to 0.04 in 2025, then advanced by 21.45% to 0.03 in 2026.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.03, 0.04, and 0.04 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.94 Bn | 84.74 Bn | - | - |
| 2 | Pnc Financial Services | 97.79 Bn | 97.79 Bn | - | 0.04 |
| 3 | Us Bancorp | 95.96 Bn | 95.96 Bn | - | 0.04 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.90 Bn | -144.19 Bn | - | 0.02 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.17 Bn | -81.15 Bn | - | 0.02 |
| 7 | Nu Holdings | 71.53 Bn | 57.84 Bn | 2.35 Bn | 0.23 |
| 8 | Truist Financial | 61.56 Bn | 61.56 Bn | - | 0.04 |
| 9 | Fifth Third Bancorp | 49.60 Bn | 25.88 Bn | - | 0.04 |
| 10 | First Financial Bankshares | 4.89 Bn | 4.09 Bn | - | 0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -0.01 |
| Mar 31, 2026 | -0.03 |
| Dec 31, 2025 | -0.04 |
| Sep 30, 2025 | -0.04 |
| Jun 30, 2025 | -0.04 |
| Mar 31, 2025 | -0.05 |
| Dec 31, 2024 | -0.05 |
| Sep 30, 2024 | -0.06 |
| Jun 30, 2024 | -0.10 |
| Mar 31, 2024 | -0.10 |
| Dec 31, 2023 | -0.11 |
| Sep 30, 2023 | -0.11 |
| Jun 30, 2023 | -0.11 |
| Mar 31, 2023 | -0.10 |
| Dec 31, 2022 | -0.08 |
| Sep 30, 2022 | -0.08 |
| Jun 30, 2022 | -0.02 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.04 |
| Sep 30, 2021 | 0.04 |